Queen Shaw - MLO NMLS #2233254

03/30/2026

🏡 Let’s Talk PITI (Because Your Mortgage Is More Than Just a Payment!)

When people think about buying a home, they usually focus on the loan amount…
But there’s a bigger picture you NEED to understand 👇

✨ PITI = Your TRUE monthly housing payment
Here’s what that includes:

💰 P – Principal
The amount you’re paying down on your loan

📈 I – Interest
What the lender charges to borrow the money

🏙️ T – Taxes
Property taxes (broken into monthly payments)

🛡️ I – Insurance
Your homeowners insurance to protect your investment

📊 Example: (educational purposes only)
Principal & Interest: $1,500
Taxes: $300
Insurance: $100

👉🏾 Total PITI = $1,900/month

💡 Why this matters:
Just because you’re approved doesn’t mean it’s comfortable.
We look at your FULL payment to make sure your home fits your lifestyle—not just your paperwork.

👑 As your lender, my job is to make sure you understand the numbers AND feel confident in your decision.

If you’re thinking about buying, refinancing, or just want to see what’s possible…
📲 Start here: http://www.queenshawapp.com/

📩 Or message me directly I’d love to help you build smart.

03/24/2026

I love to support great people.

03/12/2026

Its my pleasure to serve my community with top tier customer service, honesty and understanding.
Thank you for trusting me.

⭐ Employee Spotlight: Queen Shaw ⭐
Mortgage Loan Officer | Patriot Bank Mortgage

Queen recently received a wonderful review from a customer whose family spent nearly a year planning their home build before closing. From the very beginning, Queen stepped in ready to help, ensuring the borrower felt supported and informed throughout the entire process.

Here’s what the customer had to say:

💬 “My family and I began planning our home build almost a full year before closing. From the very start, I reached out to Queen Shaw, and she immediately hit the ground running. I shared my past concerns about working with lenders and feeling like I didn’t always receive the attentiveness I needed. Queen assured me things would be different—and she absolutely kept her word.”

Reviews like this reflect exactly what we strive for at Patriot Bank Mortgage—personal attention, clear communication, and a team that truly cares about helping families achieve their homeownership goals.

From buying to building, we are here to support our customers through their homeownership journey! Ready to start your homeownership journey- learn how at www.patriot-bank.com

02/24/2026

Escrow is your built-in protection during the homebuying process.
It keeps your money secure and makes sure every step is completed before the deal is official. 🔒🏡

Give me a call at 901-428-7826

01/23/2026

Proud moment for us at Patriot Bank 👏🏾🏡
We are honored to support NAREB, an organization that has long stood for equality, advocacy, and access in homeownership.

This photo captures a powerful moment of us presenting a sponsorship check to the President of NAREB symbolizing our shared commitment to closing the homeownership gap and creating real opportunities in the communities we serve.

Here, we believe homeownership is more than a transaction it’s a pathway to stability, generational wealth, and empowerment.

Partnering with organizations like NAREB aligns with our mission to make equitable homeownership a reality, not just a talking point.
Grateful to be part of work that truly makes a difference. 💙

Lets 🔐 lock arms!

01/15/2026

If you have any refinance questions im happy to assist.
Email me.
[email protected]

🏡 Thinking About Refinancing? Now May Be the Right Time to Check In To Get More Information.

If you’re a homeowner, refinancing isn’t just about chasing a lower rate—it’s about making sure your mortgage still fits your life today.

✔️ Lower monthly payments
✔️ Consolidate high-interest debt
✔️ Access equity for home improvements
✔️ Shorten your loan term
✔️ Adjust from an ARM to a fixed rate

Markets change. Personal goals change. And even a small adjustment can make a big difference over time.

📞 A quick conversation with one of our experienced loan officers can help you understand your options and determine whether refinancing makes sense for you right now.

Reach out to our team today— we’re here to help you make confident, informed decisions about your home loan.

Call 855-562-6901 or visit us at www.patriot-bank.com ☎️