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The Tennessee Local Heroes Program is proud to honor our Local Heroes by offering significant savings on mortgage lending fees and also realtor commission rebates to help our Local Heroes purchase or refinance his or her home. The program is also available to Heroes located in nearby Arkansas and Mississippi.
Who are our Local Heroes?
Teachers and School Administrators
University & College Faculty and Staff
Firefighters
Law Enforcement & Public Safety Officers
Medical Personnel (EMS & Paramedics, Doctors, Nurses, Dentists, Chiropractors & Administrators and Support Staff in the medical field)
Military (Active duty, Reservists, National Guard members & Coast Guard Personnel)
Military Veterans
Government and Municipal employees (City, County, State and Federal)
Non-Profit Organization Employees that serve our communities
How much can our Local Heroes save?
Zero Bank Fees:
Free and Fast Pre-Qualification
Zero Origination fee
Application fee waived
Processing fee waived
Underwriting fee waived
Credit report fee waived
Realtor Rebate:
Receive up to a 25% realtor commission rebate towards your closing costs at closing when you choose one of our Preferred Realtors near you as your Buyer’s Agent. Your search for a home just got even better! Not only will your Buyer’s Agent help you find your home and negotiate the best price, now your Preferred Realtor will even contribute a portion of his/her commission to help you purchase your new home.
Are you a realtor? Become a Tennessee Local Heroes Preferred Realtor by clicking here. It’s FREE!
*The Tennessee Local Heroes Program is for the purchase or refinance of a primary residence only. It cannot be used on a second home or investment property. Zero bank fees does not apply to points purchased to buy down mortgage interest rates. 25% Realtor commission rebate does not apply to home mortgage refinances. PRMG is not affiliated with the real estate companies listed on this website.