John Pyne, Mortgage Lender NMLS ID # 396073

John Pyne, Mortgage Lender NMLS ID # 396073 Licensed in: VA, DC, MD, WV, FL, NC, PA, DE, SC, GA #396073
Atlantic Bay Mortgage Group, L.L.C
NMLS #72043
www.nmlsconsumeraccess.org
Equal Opportunity Lender

Year after year, John is consistently recognized as one of the Top Mortgage Loan Officers nationwide. John’s dedication to excellent customer service and process improvement is the backbone to his success and is the reason his clients return to him for all their mortgage needs. When it comes to one of the biggest financial decisions you may make, experience matters. With closing just shy of a bill

ion dollars in residential mortgages to date, John has the experience to make the mortgage process as smooth and stress-free as possible. Whether you are a first-time homebuyer or an experienced investor, John and The Pyne Team will work with you to tailor a loan package to fit your specific financial needs. Contact John and The Pyne Team if you are looking to purchase a home or refinance in any of the following states:

Pennsylvania
West Virginia
Delaware
Maryland
District of Columbia
Virginia
North Carolina
South Carolina
Georgia
Florida
Colorado

Branch NMLS: 56323

The latest CPI and PPI inflation reports gave markets some encouraging news this week. Check out the full break down in ...
08/13/2026

The latest CPI and PPI inflation reports gave markets some encouraging news this week. Check out the full break down in my latest blog:

Mortgage rates improved after the latest CPI and PPI inflation reports. See what the data means for rates, the Fed, and Northern Virginia buyers.

So your offer was accepted and you are under contract! Congrats!!! Now what?
07/29/2026

So your offer was accepted and you are under contract! Congrats!!! Now what?

Your offer was accepted...now what? From inspections and appraisals to underwriting and closing day, here's exactly what happens after your offer is accepted—and how to make the process as smooth as possible.

Check out my latest blog for a deep dive into how to determine the right down payment for your goals:
07/18/2026

Check out my latest blog for a deep dive into how to determine the right down payment for your goals:

Learn how much down payment you really need to buy a home. Compare 3%, 5%, 10%, and 20% options, loan programs, and strategies to choose the best fit.

Northern Virginia Mortgage Insights 2/28/26
02/28/2026

Northern Virginia Mortgage Insights 2/28/26

If you have been watching mortgage rates closely, this was a significant week.

Hey Real Estate Agents, Wondering what 2026 has in store for housing?Barry Habib is breaking down what’s next for rates,...
02/04/2026

Hey Real Estate Agents, Wondering what 2026 has in store for housing?

Barry Habib is breaking down what’s next for rates, home prices, and opportunity — and how to cut through the noise to win more business in this FREE webinar sponsored by Atlantic Bay.

Register today and save your seat for this must-attend forecast.

📅 Feb 26 | 11 AM ET

https://atlanticbay.zoom.us/webinar/register/WN_IR1CKGXSTm2qz0R21pOiOw

We’re built for this! 💙 I’m proud to be part of the Atlantic Bay team, named a 2026 Scotsman Guide Top Workplace winner!...
01/02/2026

We’re built for this! 💙

I’m proud to be part of the Atlantic Bay team, named a 2026 Scotsman Guide Top Workplace winner! 🎉

This award recognizes companies that “create strong cultures and empower their people to thrive.”

Thank you to my amazing teammates, our communities, and the borrowers who trust us every day 🏡🙌

Address

McLean, VA

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