Asta Muldoon, CFP, MS, CDFA

11/02/2026

Q&A: What should I review before the year ends?

Start with what changed: your income, family, work, goals or retirement plans. Then review spending, beneficiaries and the decisions you’ve been putting off.

If taxes are involved, talk with your tax professional while there’s time to consider your options. December 31 is famously indifferent to whether you’re ready.

You don’t need to overhaul everything. Identify what needs attention. Take the next step.

Have a question for a future Monday Q&A? Leave it in the comments.
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11/01/2026

Saving well can become such a strong habit that spending in retirement feels surprisingly difficult.

Kiplinger takes a thoughtful look at why some affluent retirees struggle to enjoy the money they worked hard to build — even when the financial plan says they can. Travel, family experiences and other meaningful goals are part of the planning conversation too.

A retirement plan should help answer not only, “Will I have enough?” but also, “What do I want this money to make possible?”

After decades of saving, many affluent retirees find spending harder than accumulating wealth. Here is why money habits are so hard to break — and how to finally enjoy your savings.

10/31/2026

Happy Halloween! Enjoy these throwbacks from the kid’s past Halloweens.

10/31/2026

U.S. equities were down today. What are the key points to consider? Read this market commentary from .

10/29/2026

Ladies, your savings may be playing it a little too safe.
Legal File: 8934191

10/26/2026

Q&A: What should a high-net-worth family ask before hiring a financial advisor?

A few useful questions can reveal a lot:

• Who do you typically work with?
• How do you approach retirement income planning?
• How do you coordinate with tax and estate professionals?
• How are you compensated?
• How often will we communicate?
• What happens when markets or life plans change?

The relationship should make your financial life clearer, not more confusing.

Have a question for a future Monday Q&A? Leave it in the comments.
https://bit.ly/4zVnUkE

10/23/2026

Happy birthday Andrew! The youngest is officially 18!

10/21/2026

A major life transition can change the financial picture quickly. Divorce, widowhood, a career change or an approaching retirement can all affect cash flow, taxes, insurance, beneficiaries and long-term goals at the same time.

You do not have to solve every decision at once. A clear list of priorities and the right professionals around the table can make the next steps easier to navigate.
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10/19/2026

Q&A: Human financial advisor or robo-advisor — how do you decide?

Technology can be useful for automating investments and organizing information. Human advice can become especially valuable when decisions overlap: retirement income, taxes, estate planning, family needs, career changes or major life transitions.

The right fit depends on the level of complexity in your financial life and how much guidance, accountability and conversation you want along the way.

What financial topic should I answer next Monday? Add your question below.
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10/16/2026

Retirement is about more than leaving work. It is also about deciding what you want to retire to.

This Forbes piece looks at habits common among happier retirees, including staying connected, making room for hobbies and travel and giving themselves permission to enjoy what they have built.

The financial plan matters. So does the life the plan is meant to support.

Happiness in retirement often hinges on a retiree finding purpose, being flexible and enjoying relationships.