Erika Scandiffio, Cummings & Co. Realtors

Erika Scandiffio, Cummings & Co. Realtors We are a wholly owned subsidiary of SWBC, a diversified financial services company. Loans are subject to credit approval and property approval.

SWBC Mortgage Corporation | Equal Housing Lender
NMLS # 9741 | www.nmlsconsumeraccess.org

SWBC Mortgage Corporation is a full-service mortgage banking firm headquartered in San Antonio, Texas, with offices across the nation. We offer the perfect mix of superior service, products, and pricing to make the home financing experience memorable. Whether you are buying your first home, dream home, inve

stment property, or are interested in refinancing an existing loan, contact us today for more information and a complimentary mortgage analysis. SWBC Mortgage offers a range of loan products and financing, including Conventional, FHA, VA, Jumbo, Investment Property and more. Other guidelines may apply. Rates are subject to change. Social Media Guidelines:
SWBC participates in many online communities, including, but not limited to, Facebook, Twitter, LinkedIn, and YouTube (referred to as the “SWBC Sites”). We want these to be places where people can share, discuss, and discover information and ideas. In keeping with the spirit of these communities, these Social Media Community Guidelines (“Guidelines”) are intended to ensure the SWBC Sites remain a place everyone can enjoy. By using SWBC Sites, you are agreeing to the Guidelines. SWBC reserves the right to change the Guidelines at any time in its sole discretion. To read the Social Media Guidelines in their entirety, please visit www.swbc.com/socialmediaguidelines.

Rising interest rates has made financing a new home a challenge, but we can help lower your payment with our 2/1 Buydown...
09/23/2022

Rising interest rates has made financing a new home a challenge, but we can help lower your payment with our 2/1 Buydown Program! With a 2/1 Buydown, you get a 30-year fixed interest rate, but your first-year payment is based on a 2% rate discount, and your second-year payment is based on a 1% rate discount. Even better, the cost for the program is paid by the seller, builder, or lender. Contact us today to learn more!

I have BIG news for buyers and homeowners! The Federal Housing Finance Agency (FHFA) typically announces the new conform...
09/13/2022

I have BIG news for buyers and homeowners! The Federal Housing Finance Agency (FHFA) typically announces the new conforming loan limits each year around Thanksgiving. This year is no different. However, in anticipation of the increase in the conforming loan limits, we will begin accepting loan applications and closing loans up to $715,000 starting NOW!! Buyers may be able to borrow more money through a conventional, typically lower-rate loan and homeowners looking to refinance their jumbo loan to a lower rate conforming loan have options! Reach out if you, or anyone who know, can take advantage of this higher loan limit!

The Maryland SmartBuy 3.0 program allows eligible first-time homebuyers to pay off their student loan debt up to $50,000...
09/07/2022

The Maryland SmartBuy 3.0 program allows eligible first-time homebuyers to pay off their student loan debt up to $50,000. Eliminate your student loan debt by taking advantage of this great Maryland Mortgage Program if you have at least $1,000 in student loans. Conditions apply. Contact me today for more information or to see if you qualify for this program.

Happy Labor Day! On this day and every day, we celebrate and appreciate YOU and all the hard work you do.
09/05/2022

Happy Labor Day! On this day and every day, we celebrate and appreciate YOU and all the hard work you do.

With over 30 years in the mortgage industry, SWBC Mortgage is committed to maintaining our legacy as a financially stron...
07/27/2022

With over 30 years in the mortgage industry, SWBC Mortgage is committed to maintaining our legacy as a financially strong organization. When you become a part of the SWBC Mortgage family, rest assured that you are joining one of the strongest mortgage companies in the US. We are privately owned and do not face the same challenges that other organizations do in a fluctuating market. Join us and thrive in confidence. Learn more about our rich history and company culture: https://hearsay.social/3BlXldt.

Address

108 W. Timonium Road
Marriottsville, MD
21093

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+14435064019

Website

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