10/06/2026
That home project you’ve been putting off? Your home’s equity could help make it happen.
For a limited time, FSB is offering home equity rates as low as 5.99% APR plus up to $600 off closing costs.* Compare your options with a local lender and find the right fit for your project.
*Up to $600 off, includes $200 closing fee waived and up to $400 off closing costs. Minimum credit score to qualify is 690. Must have a 750+ credit score to qualify for 5.99% fixed. 6.25% fixed with credit score of 690-749. Maximum loan-to-value ratio of 85%, payments to be auto-debited from an FSB checking account, and a minimum loan amount of $15,000. Loan proceeds cannot be used to refinance an existing FSB loan, unless existing loan is increased by a minimum of $15,000 and written into a fully amortized HE loan. The unpaid principal balance and accrued interest will be due as a balloon payment at maturity in 60 months for HELOCs, with $100 min. monthly payment required. All other HE loans mature at 66 months, with a possible balloon payment. Payment does not include taxes and insurance. Proof of property insurance is required at the time of closing. An annual $15 maintenance fee will apply to HELOCs. Must be 18 years or older to apply. Loan subject to credit approval. Other rates, terms, and payment options are available. All new checking accounts are subject to account approval and 1099 reporting. May not be combined with other offers. See product information for additional requirements specific to each account type. Must be 18 or older. Promotion expires on 10/31/2026. NMLS # 403565.
