Kathleen Carmical Mortgage

Kathleen Carmical Mortgage I am a Mortgage Consultant with Prosperity Home Mortgage NMLSR #1479950
PHM, LLC® NMLSR #75164 NMLS Consumer Access @ www.nmlsconsumeraccess.org/

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?One gives you hidden storage, the other gives you that styled...
06/10/2026

Kitchen remodel debate: Open shelves 🪴or upper cabinets 🗄️?

One gives you hidden storage, the other gives you that styled, airy look.

Swipe through and tell us which one features in your dream kitchen! ⬇️

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regiona...
06/09/2026

May’s housing market data tells an interesting story: asking prices are easing, buyers are still showing up, and regional inventory trends are shifting.

According to Realtor.com, median list prices were down 2.4% year over year, while pending listings rose 4.3%—a sign that buyers may be responding when homes are priced for today’s market.

Whether you’re planning to buy, sell, or simply watching the market, staying informed can help you make more confident decisions.

Source: www.realtor.com/research/may-2026-data/

Rates get the headlines. Payments move buyers and sellers.According to Redfin’s analysis of MLS data, homebuyer housing ...
06/08/2026

Rates get the headlines. Payments move buyers and sellers.

According to Redfin’s analysis of MLS data, homebuyer housing payments are now DOWN 1.6% year-over-year. 📉

That may not solve affordability overnight, but it does give agents something valuable: a reason to reopen conversations with buyers who paused, leads who went quiet, and sellers who need to understand where demand may be shifting.

The opportunity is not waiting for the “perfect” market.
It is helping clients understand the payment picture in the market they have.

Let’s turn hesitation into strategy instead.

06/08/2026

✨Starting your week with a spark of inspiration. Let’s make it a great one! 💪

I’m proud to share that Prosperity Home Mortgage has been named one of America’s Top Mortgage Lenders by Scotsman Guide!...
06/05/2026

I’m proud to share that Prosperity Home Mortgage has been named one of America’s Top Mortgage Lenders by Scotsman Guide!

This recognition reflects the dedication of our teams, the trust of our clients, and the collaboration of the real estate professionals we work alongside every day. I’m grateful to be part of a company committed to clear communication, personalized service, and helping clients feel confident throughout their home financing journey.

Thank you to my clients, colleagues, and real estate connections for your continued support.

Read more: https://bit.ly/43hCeWs

Prosperity Home Mortgage is proud to be recognized by Scotsman Guide as one of the nation's top mortgage lenders, earning the #18 spot on the 2026 Top Mortgage Lenders list.

🏡 June is National Homeownership Month.A home is more than four walls and a roof. It's where milestones are celebrated, ...
06/04/2026

🏡 June is National Homeownership Month.

A home is more than four walls and a roof. It's where milestones are celebrated, memories are made, and futures begin.

At Prosperity Home Mortgage, we're proud to help open doors for homebuyers every day.

06/03/2026

🎓 Just graduated and wondering whether you should rent or buy?

Many recent graduates assume they need a 20% down payment, perfect credit, or years of job history before they can buy a home. In reality, many first-time homebuyers qualify much sooner than they expect.

Some graduates in fields like accounting, engineering, architecture, medicine, and law may even qualify for special mortgage programs with low down payment options and no monthly PMI.

If you're paying around $2,000 a month in rent in Metro Atlanta, it may be worth exploring whether homeownership is already within reach.

Before you sign another lease, get the facts and explore your options.

📩 Send me a message if you'd like to see what you could qualify for.

https://myoc.io/e3PxT4AFWXM

NMLSR ID #2235387
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031.
All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all products are available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/).

Backyard reset: are you going for pond zen 🐟🍃 or fountain ambiance ⛲️🎶?Swipe and drop your pick: 1 or 2 👇
06/03/2026

Backyard reset: are you going for pond zen 🐟🍃 or fountain ambiance ⛲️🎶?

Swipe and drop your pick: 1 or 2 👇

💭 What's your biggest challenge when saving for a home?For many future homeowners, it's knowing where to start.That's wh...
06/02/2026

💭 What's your biggest challenge when saving for a home?

For many future homeowners, it's knowing where to start.

That's why Prosperity Home Mortgage and Foyer Savings have partnered to help first-time buyers create a plan for homeownership with:

🏠 High-yield savings opportunities
🤝 Deposit matching through Foyer
📚 Personalized homebuyer education

Save today. Own tomorrow.

Drop a 🏡 in the comments if homeownership is one of your goals.

Prosperity for all starts with open doors. 🌈This Pride Month, we’re celebrating the people, families, and communities th...
06/01/2026

Prosperity for all starts with open doors. 🌈

This Pride Month, we’re celebrating the people, families, and communities that make every neighborhood feel like home. At Prosperity Home Mortgage, our doors are open to everyone — today and always.

Happy Pride Month! 🏡❤️🧡💛💚💙💜

Address

Smyrna, GA

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