Chris Covers Risk

01/09/2026

01/09/2026

🏡 Open House!
Fall in love with this incredibly charming, move-in ready home located in a wonderful neighborhood. Perfect for everyday living—come tour it before it’s gone!

📅 Saturday, January 10th
⏰ 11:00 AM – 1:00 PM

01/09/2026

Food for thought this morning:

Most products are about as real as you believe they are.

No matter the objective merits of a product, if you don't believe it will work. It won't, because your behavior will reflect your belief and the way you use the product will change.

Then again, even if you have the worst product on the planet. If you have one of the strongest beliefs that it will work, your behavior will again reflect that. And it will probably work better for you than it would for someone else.

01/02/2026

The only way to become your future self, the one you dream of being, is to be the past self they look back and thank for all the consistent hard work everyday.
it's a new year, think of who you were last year and make next year's you proud, and grateful.

12/15/2025

I want to buy you lunch. if you are a realtor or loan officer in the DFW area, message me. I need to fill my lunch schedule this week!!

12/15/2025

🏠 Home Insurance: What Most Homeowners Get Wrong (and How to Fix It)

Home insurance is one of those things people don’t think about… until something goes wrong. Then the questions start.

Here are a few critical things every homeowner should know 👇

1️⃣ Home insurance does NOT cover everything
Floods, earthquakes, wear & tear, poor maintenance, sewer backups, and some water damage are often excluded or limited unless you add specific coverage. If you assume “I’m covered,” that’s usually where problems start.

2️⃣ Your dwelling coverage might not match today’s rebuild cost
Your home’s value ≠ what it costs to rebuild it. Labor, materials, and code upgrades have skyrocketed. If your policy hasn’t been reviewed recently, you may be underinsured without realizing it.

3️⃣ Personal property coverage is usually capped
Jewelry, fi****ms, collectibles, cash, and electronics often have low limits unless they’re specifically scheduled. That $15,000 engagement ring might only be covered for $1,500.

4️⃣ Liability coverage is one of the most overlooked protections
If someone gets hurt on your property or you’re sued, liability coverage can protect your savings, wages, and future income. This is often the cheapest coverage to increase and one of the most important.

5️⃣ Filing a claim isn’t always the best first move
Not every loss should be a claim. Multiple small claims can lead to higher rates or non-renewal. Sometimes the smartest move is to call your agent before filing and run the numbers.

6️⃣ Deductibles matter more than people think
A low deductible sounds nice… until you see the premium difference. Many homeowners overpay every year for deductibles they’d never realistically need.

💡 Bottom line:
Home insurance isn’t “set it and forget it.” A quick review can mean the difference between a check that helps… and a claim denial that hurts.

If you’re not 100% sure what your policy actually covers, that’s not your fault — most policies are confusing.

📩 Comment “REVIEW” or message me if you want a no-pressure policy checkup. I’d rather explain it now than apologize later.

12/09/2025

Protect your mortgage!

https://lddr.io/a/c/AAAQAIeH0AE

11/25/2025

🚨 I Saved 17 Families Money LAST MONTH — Who’s Next? 🚨

(Home + Auto Insurance | Fast Quotes | Real Savings | Dallas & all of Texas)

Hey everyone — Chris here, your local insurance guy who actually shows the receipts.
I shop 100+ carriers to get you the best coverage at the best price… without the headaches, upsells, or runaround.

💬 Why people switch to me (and stay):

REAL Savings: Last week alone, families saved $600–$1,900 a year.

REAL Speed: Most quotes done in 8 minutes or less.

REAL Transparency: I’ll literally tell you if your current policy is already a great deal.

REAL Expertise: Home + Auto is what I do — and I know every loophole and discount you're missing.

✔ 100+ carriers competing for your rate
✔ Full coverage review in plain English
✔ No sales pressure — ever
✔ Faster than calling your current agent
✔ I handle everything for you
✔ You only switch if it truly saves you money

📸 Recent Client Feedback:

“Chris saved us $4,000/year!” - Stephanie

Satisfaction: 10/10
Likelihood to Refer: 10/10
"Chris did a fantastic job!" - Donovan

⚡ Want to put money back in your pocket TODAY?

Comment or DM me right now. or call 817-952-8381 (my direct line)

If I can’t beat your price, I’ll tell you straight.
If I can… you save money TODAY.

11/25/2025

Best Service Team in the world

Between doorbusters and dinged doors, even the best drivers need coverage that helps them keep calm when the parking lot turns wild.

For claims assistance, please call: 800-474-1377

Holiday note: Our Service teammates will be unavailable in observance of Thanksgiving but will be back on Monday, ready to assist you!

11/25/2025

I was driving in to town during this. So glad I made the decision to stay at a hotel as it blew over. Also thinking about the many people who didn't realize that their Wind/Hail deductible is usually a lot more than their normal deductible. let me check your coverage for free and make sure you have what you need!!

11/24/2025

Insurance rates shouldn't deprive you of a home. let me help lower your cost of living!

A new housing market report shows that home foreclosures in the United States have risen by twenty percent compared to the previous year. Economists say rising interest rates and continued affordability issues are putting pressure on homeowners.

States with the fastest growing populations and highest costs of living are experiencing the most significant increases. Many families who purchased homes during the peak of the market are now facing higher monthly payments and limited refinancing options.

Analysts warn that if economic conditions do not improve, foreclosure rates could continue climbing through the remainder of the year.

Source: ATTOM Data Solutions

11/24/2025

and Insurance is half the problem. let me help you save on your auto insurance by doing DEEP research to find carriers that actually WORK for YOU!

Average monthly payments climbed to $766 as interest rates remain elevated for auto loans.
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