Jim Dake Associates

06/23/2026

Rhode Island announcement - If you or Medicare-covered friends/clients are affected by breakdown between the Brown University Health Physicians and UHC, there is now a Special Enrollment Period allowing plan changes outside of the normal annual (Fall) enrollment period. I'm licensed and appointed with other key carriers in Rhode Island and can assist.

02/07/2022

https://vimeo.com/674484979/4ee9d7ab85

This is "New Recording - 2/7/2022, 10:49:18 AM" by Jim Dake on Vimeo, the home for high quality videos and the people who love them.

12/23/2021

Important News! Many immigrant parents (who moved here to live with family after working years in their home countries) are now having problems with health insurance - cancellations and unaffordable premiums - as a result of an "unpublicized" change made by IRS in September which eliminated subsidies for many them for their Affordable Healthcare policies. (Access Health CT never notified either the clients nor brokers about this). AHCT clients are being redirected to DSS for "Husky C" which is a very-low income, asset spenddown-to-poverty Medicaid program. Being forced into complete poverty is UNNECESSARY! Not to mention undignified.
I have written a White Paper on how to work through Federal and State systems to get high quality, low cost Medicare-based insurance - and more benefits than they have had before through Access Health CT. Email me at [email protected] for a copy.

(please use email, not Facebook Messenger)

03/30/2020

This is important, if you have life insurance, have applied, have been thinking about it, or want to provide more for your loved ones. A contract is a contract, enforceable, but expect changes for new applications going forward.

I believe disability insurance will be affected too. So long as there's no pandemic exclusion, existing coverage should be fine, but the industry will have to make changes going forward as the basic business model assumptions change due to COVID-19. That's what actuaries do for a living.

Americans who have life insurance will be covered should they die from Covid-19, the disease caused by the new coronavirus, but those who lack coverage or are underinsured should consider moving soon before coverage options dry up.

03/20/2020

URGENT - Need health insurance? Due to Coronavirus, Access Health CT has opened a Special Enrollment Period - through April 2nd, only - for uninsureds to enroll again in coverage. Brokers can't do it - call Access Health CT directly at 855-365-2428 (special line), M-F 8-5. Other states that have special enrollment periods include MA, NY, RI, CO, CA, WA and NV. The states other states, using healthcare.gov, don't have this available presently. If you know uninsured people, let them know!

12/16/2019

IMPORTANT - Individual health insurance updates:
Access Health CT announced this morning an extension from December 15 to January 15, 2020.
Apparently enrollments through 12/15 were below target.
New plan enrollments will start February 1, 2020.
If you want to change a plan you already selected, you must make the change by Jan 15th, pay the original premium for January, and then you will switch plans on February 1st. 

12/16/2018

Access Health CT extension update: Enrollment (or changes) will be permitted through January 15th. Coverage will begin Feb 1. If you’re already enrolled in a plan and want to change, you’ll still need to pay the January premium.
If you’re self employed and think you might be on the wrong plan, PM me. (Let’s be realistic, the call center isn’t equipped to help you translate your tax situation into the quirky AHCT app correctly.)
I will be actively working the extended enrollment period after New Year’s.
Til then, Merry Christmas and Happy ‘Everything Else’!