06/04/2026
A parent called me recently because their child was heading off to college.
They were doing what most families do.
Looking at apartments.Comparing rent.
Trying to figure out how much they were about to spend over the next few years just so their student had a place to live.
Then they asked a question most parents eventually ask.“Is there any way this money could be going toward something we actually own?"
That’s when we talked about something many families have never heard of.
A Kiddie Condo loan.In some situations, this type of financing may allow a parent and college student to buy a property together while the student lives there.Instead of sending rent money to a landlord every month, the family may be able to build equity over time.
Now, this is not the right move for every family.
There are numbers to review.There are responsibilities to think through.
There are loan guidelines, down payment options, and long-term plans that matter.
But before signing another lease, it may be worth asking one simple question.
Could buying make more sense than renting for the next few years?
Most families do not know this option exists
And sometimes, just knowing what is possible can completely change the conversation.
Have a student heading to college and wondering if a Kiddie Condo loan could work for your family?
Send me a message and let’s talk through the numbers.
Trent Hufstetler NMLS 1819440
NEXA Lending NMLS 1660690
331-442-1118
