Artha Wealth Advisors

06/01/2026

Retirement planning gets harder when common myths make it seem one-size-fits-all. Here’s how to keep misconceptions from derailing your financial future:

Look beyond one “magic number”: Your needs depend on lifestyle, location, housing costs, and income sources like savings, pensions, or part-time work.

Know what benefits cover: Social Security may not replace a full paycheck, and Medicare may not cover premiums, prescriptions, dental, vision, or long-term care.

Stay flexible: Changes to inflation, healthcare needs, market shifts, and lifespan can all affect your plan over time.

Get help: Retirement planning can be complex and digging into the numbers, rules and regulations is not quite what you had planned for your retirement. Artha Wealth Advisors have the knowledge and resources to help you navigate the details and construct a plan that allows you to retire while your investments continue to work for you.

See which retirement myths could be shaping your expectations and what to do instead:

Retirement is the ultimate financial goal many people plan for, yet it is surrounded by confusion and misinformation. Advice passed down from previous generations does not always match today’s reality. Many Americans are uncertain of how much they truly need to save before they quit their day job....

05/30/2026

Travel can feel very different once time is no longer tightly scheduled.

For many, it becomes less about fitting a trip into the calendar and more about deciding how they want to spend their time. Whether that means staying longer, traveling more often, or bringing family along, those choices often reflect years of thoughtful decisions.

It may be worth revisiting how travel fits into your overall approach—especially as priorities continue to evolve.

The Artha principles say your wealth should be managed to provide for the health and happiness of you, your family and the community. That includes your leisure time. Call us today to discuss how an Artha wealth management plan can support the adventures you've earned.

05/29/2026

IT'S "529 DAY"!

All over the country students are receiving acceptance letters from colleges and universities.

A 529 Plan is a smart way to save for college, and the good news is it’s counted as a parental asset in financial aid calculations, which reduces its impact on aid eligibility. If you’ve been hesitant to open one, these facts could alleviate some of those concerns. Artha Weath Advisors can help you to understand how a 529 Plan can fit into your wealth management plan.

529 assets can impact college financial aid packages, but there are nuances.

05/29/2026

Artificial intelligence is becoming a more common expectation in early-career roles.

Recent data shows that about 4.2% of entry-level job postings now reference AI skills, nearly double the share from a year ago. Internship postings are even higher, with more than 10% including AI-related requirements.

The trend spans a range of industries, with the strongest presence in technology roles, along with growing adoption in areas like financial services and marketing.

At the same time, many students report learning these tools on their own, as formal training continues to catch up with workplace expectations.

While the overall job market for new graduates remains competitive, familiarity with AI tools is becoming one way candidates can stand out across a variety of roles.


Source:

As of March, 4.2% of full-time early-career jobs called for AI skills, nearly double the share from a year ago, according to Handshake's 2026 graduate report.

05/28/2026

Markets don't take vacations. But your strategy should be built so you can!

The AAII sentiment survey is a weekly survey that asks individual investors if they are "Bullish", "Bearish", or "Neutral" on the stock market for the next six months. Now you might think that if so many people are "bearish" that it is time to get out of the market. But this survey is how people feel NOW and if they're bearish they have probably already reduced their positions. It might be time to look at prices and start buying again.

These indicators are some of the data that the best investment managers follow. This is why it's important to build a wealth management plan that uses proven managers. With proven managers you don't need to watch these individual indicators, they will be so you can do the things you enjoy.

Please call us at Artha Wealth Advisors to get started.

05/15/2026

Loneliness is commonly thought of as a Gen Z issue, but it’s rising among older adults, too. Many were raised to be self-reliant, which can make it harder to seek connections later in life. Learn why small, meaningful interactions can make a difference.

There’s a certain kind of phone call many people recognize. A parent rings to report the weather, mention that the footy was on, ask if you’ve eaten. Then they say “right, well” and hang up in under four minutes. They’d say they’re fine. And maybe they are. But it’s worth thinking abou...

05/13/2026

Nearly three out of four Americans don't have a will, and more than half have no estate planning documents at all. Without a plan, the government decides what happens to everything you've spent your life building. Not having a will or estate plan can also cost your heirs considerable legal and court costs if your estate must go through the Probate Courts.

People don't like to think about it, or they think drafting a will or estate planning is difficult and expensive. Most Americans need only basic estate planning and can do much of it themselves.

Learn 10 estate planning essentials:

Estate planning is all about taking charge of your legacy.

05/11/2026

America’s workforce is going gray, and it’s already costing billions. 3.15 million older workers have exited, pushing the share of people working or job hunting to a 5-year low. See what this “silver exit” could mean for growth and what may help offset it:

An Implan analysis estimates that retirements among older workers are creating a $4.18 billion drag on annual U.S. GDP growth.

05/08/2026

👀📊Check out the potential benefits of starting early and saving consistently. With a 529 plan, even modest monthly contributions can grow significantly over time.

Here are a few points to consider:
📚 529 plans are an effective college savings vehicle with potential tax advantages.
📚Any family member can contribute or even set up a plan (Grandparents love this!).
📚Withdrawals for education expenses are federally and usually state tax-free.
📚Under certain conditions, some funds can now be rolled over into a Roth IRA.

Starting early can make a big difference!




A 529 plan is a tax-advantaged college savings plan. Before choosing a plan, it's important to consider not only the state tax treatment, but also any associated fees and expenses. Availability of a state tax deduction will depend on your state of residence, as state tax laws and treatment may vary from federal tax laws. If you make nonqualified distributions, earnings will be subject to income tax and a 10% federal penalty tax.

05/07/2026

Money decisions aren’t always logical. If something feels urgent, try pausing. Ask yourself, am I reacting to a headline or thinking of my long-term plan?

That moment can help separate impulse from intention.
That moment can help you stay on track with your Artha Wealth plan.