Hills Bank Home Mortgage

Hills Bank Home Mortgage Hills Bank Home Mortgage—trusted, local guidance for every step of your home‑buying journey. NMLS 402178 | Member FDIC | Equal Housing Lender

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🚫 Mortgage Myth: You need perfect credit to get approved.💡 Truth: Perfect credit is NOT required! While your credit scor...
05/13/2026

🚫 Mortgage Myth: You need perfect credit to get approved.

💡 Truth: Perfect credit is NOT required! While your credit score is important, there are many loan programs designed for a wide range of credit profiles.

If your score isn’t where you want it to be, we can help you understand your options and even provide guidance on how to improve it.

Don’t count yourself out—you might be closer to homeownership than you think! 🙌

🚫 Mortgage Myth: You need 20% down to buy a home.💡 Truth: Many loan programs allow for much lower down payments—some as ...
05/07/2026

🚫 Mortgage Myth: You need 20% down to buy a home.

💡 Truth: Many loan programs allow for much lower down payments—some as low as 3% (or even 0% for qualified buyers)!

Waiting to save 20% could mean missing out on building equity and locking in a home you love. There are plenty of options depending on your situation, and we’re here to help you explore them.

Have questions about what you might qualify for? Let’s talk! 🏡

Buying your first home can feel overwhelming — but it doesn't have to be.Hills Bank's Stephanie Schumacher recently shar...
05/05/2026

Buying your first home can feel overwhelming — but it doesn't have to be.

Hills Bank's Stephanie Schumacher recently shared tips to help first-time homebuyers get started.

Check out the segment today!

Everyday Iowa | KCRG-TV9

Thinking about buying a home in the new year? Stephanie Schumacher from Hills Bank has some important points to ponder before you do!

🏡 This or That: New Construction vs. Older Home with CharacterIf you had to choose… which are you picking? 👇⭐New Constru...
04/29/2026

🏡 This or That: New Construction vs. Older Home with Character

If you had to choose… which are you picking? 👇

⭐New Construction
✅ Modern layouts & open floor plans
✅ Energy-efficient features
✅ Less maintenance (for now!)
✅ Everything is brand new

⭐ Older Home with Character
✅ Unique details & charm you can’t replicate
✅ Established neighborhoods
✅ Mature trees & larger lots
✅ Timeless architecture

There’s no right or wrong answer—just what fits your lifestyle best!

Tell us in the comments… are you Team New Build or Team Character Home?

If you recently bought a home, don’t forget to file your homestead exemption before July 1 – it’s a simple step that can...
04/22/2026

If you recently bought a home, don’t forget to file your homestead exemption before July 1 – it’s a simple step that can lower your property taxes for years to come.

It only takes a few minutes, and it keeps money in your pocket!

Have questions? We’re here to help.

Supporting homeownership means more to us than just making mortgage loans.🏡That’s why we’re proud to support Habitat for...
04/15/2026

Supporting homeownership means more to us than just making mortgage loans.🏡

That’s why we’re proud to support Habitat for Humanity and spend time giving back to families in our community.

We’re grateful for the opportunity to be part of something bigger.💙

Join us tomorrow morning for a free homebuyer seminar designed to answer your biggest questions.Attend whichever locatio...
04/10/2026

Join us tomorrow morning for a free homebuyer seminar designed to answer your biggest questions.

Attend whichever location is most convenient—this event is open to everyone, so feel free to bring a friend. Last‑minute plans are welcome; RSVPs are encouraged but not required!

Home is where life happens. And we’re committed to helping folks find homes in our communities.At Hills Bank, we believe...
04/08/2026

Home is where life happens. And we’re committed to helping folks find homes in our communities.

At Hills Bank, we believe everyone deserves a fair and equal opportunity to achieve homeownership. The principles of fair housing ensure that individuals and families are treated with respect and without discrimination, no matter their race, color, religion, s*x, disability, familial status, or national origin.

If you have questions about the homebuying process or your rights, our team is here to help guide you every step of the way.

Thinking about buying your first home in Iowa City? There’s a local program that can help.Iowa City offers up to $24,999...
04/03/2026

Thinking about buying your first home in Iowa City? There’s a local program that can help.

Iowa City offers up to $24,999 in down payment assistance for eligible first-time buyers. The program also includes free homebuyer education through Horizons, plus flexible financing options through partners like Hills Bank.
It’s a great option for those who are ready for a place of their own but need that extra boost to get started.

Want to see if you might qualify? Learn more → https://www.icgov.org/government/departments-and-divisions/neighborhood-and-development-services/neighborhood-services/community-development/down-payment-assistance

NMLS ID #402178 | Equal Housing Lender

Address

131 E Main Street, Hills, IA
Main Street, IA

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