Kim Rupp, Mortgage Loan Consultant, NMLS #1448349

Kim Rupp, Mortgage Loan Consultant, NMLS #1448349 Mortgage Loan Consultant at First Merchants Bank with over 15 years of experience.

If you're house hunting, or if you're a realtor with clients preparing to make an offer, I'm always available to help wi...
09/07/2026

If you're house hunting, or if you're a realtor with clients preparing to make an offer, I'm always available to help with mortgage pre-approvals and answer questions along the way.

📩 Reach out to get started.
https://myoc.io/krupp

Waiting for rates to come down before buying? This example gives some rough numbers to consider. Of course, no one kno...
09/02/2026

Waiting for rates to come down before buying? This example gives some rough numbers to consider.

Of course, no one knows what rates or home prices will do in the future. This is simply an illustration of why it’s important to look at the entire picture.

Contact me any time to talk through the numbers and learn your options.
https://myoc.io/krupp

These are programs you won't find everywhere. As a community-focused bank, we're committed to making homeownership more ...
08/31/2026

These are programs you won't find everywhere. As a community-focused bank, we're committed to making homeownership more accessible, and we prove that through solutions like our exclusive Next Horizon Mortgage, Community Homebuyer Grant, and partnerships with local nonprofits, housing organizations, and municipalities that offer additional homebuyer assistance.

In many cases, eligible buyers can combine multiple programs to further reduce their down payment and closing costs.

Reach out anytime if you'd like to learn more, explore your options, or receive a personalized mortgage quote.
https://myoc.io/krupp

Back-to-school season can make a move feel overwhelming.New schools, new routines, transportation, schedules, activities...
08/26/2026

Back-to-school season can make a move feel overwhelming.

New schools, new routines, transportation, schedules, activities, and helping kids adjust. It's a lot to think about.

If you're considering a move but are worried about the timing, you're not alone. Every family's situation is different, and part of my job is helping you understand your options so you can make the decision that's best for your family.

📩 If a move is on your mind, let's talk.
https://myoc.io/krupp

Even with today’s higher mortgage rates, refinancing can still be a useful financial tool. Homeowners who have built equ...
08/24/2026

Even with today’s higher mortgage rates, refinancing can still be a useful financial tool.

Homeowners who have built equity may use a cash-out refinance to consolidate higher-interest debt, pay for home improvements, or help fund major expenses. The key is determining whether the overall financial benefit outweighs the costs.

Message me anytime for a free refinance analysis. I’ll look at the full picture, including your current mortgage, new loan terms, monthly payment, closing costs, and long-term goals, to help you make an informed decision.
https://myoc.io/krupp

Life changes, and your mortgage strategy may need to change with it.Need to access home equity or consolidate higher-int...
08/19/2026

Life changes, and your mortgage strategy may need to change with it.

Need to access home equity or consolidate higher-interest debt?
⤷ Refinancing could be an option.

Thinking about home additions, updates, or improvements?
⤷ Construction or renovation financing may help.

Need to upsize or downsize for this stage of life?
⤷ Let’s review financing scenarios and talk through what may make sense.

📩 Message me to schedule a free consultation and review your options.

Before you start touring homes, know the number that matters most: the monthly payment you’re comfortable with. A mortga...
08/17/2026

Before you start touring homes, know the number that matters most: the monthly payment you’re comfortable with.

A mortgage pre-approval can help you understand your options, but a good conversation with a lender should also include your budget, goals, and the kind of lifestyle you want after you move in.

Want to get clear on your numbers? Message me to schedule a free budget planning call.
https://myoc.io/krupp

From January through June 2026, First Merchants helped 310 families access a total of $2.95 million in down payment assi...
08/12/2026

From January through June 2026, First Merchants helped 310 families access a total of $2.95 million in down payment assistance to make their home purchase more affordable.

If you know anyone looking to buy their first home, reach out to me and my team. We may have a program that can help cover some (or all) of their down payment and closing costs.

The most recent Survey of Consumer Finances data (from 2022) reveals that both the median and average wealth gaps have r...
08/10/2026

The most recent Survey of Consumer Finances data (from 2022) reveals that both the median and average wealth gaps have reached historic highs since the data was first collected in 1989.

The median wealth gap between homeowners and renters has increased by 70 percent, while the average wealth gap increased more than 250 percent.

If you’ve been on the fence about owning a home, dive into the details here:
https://www.urban.org/urban-wire/wealth-gap-between-homeowners-and-renters-has-reached-historic-high

Waiting for a certain interest rate isn't the same as being prepared to buy.The most prepared buyers aren't just watchin...
08/05/2026

Waiting for a certain interest rate isn't the same as being prepared to buy.

The most prepared buyers aren't just watching the market. They're getting clear on their budget, savings goals, and what homeownership will mean for their overall finances.

That's where I can help.

Whether you're planning to buy in the next few months or simply exploring your options, we can talk through the numbers and create a plan that makes sense for you.

Message me anytime for a no-pressure conversation.
https://myoc.io/krupp

Address

250 Main Street
Main Street, IN
47901

Telephone

+17653373578

Website

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