05/20/2026
Many loan programs are designed specifically for first‑time homebuyers to reduce upfront costs and make qualifying a little easier.
Here are some options worth knowing about:
👉 Next Horizon Loans – An exclusive First Merchants program with 0% down payment options, no PMI, and non-traditional credit history accepted.
👉 FHA Loans – Popular with first-time buyers due to lower down payment requirements and more flexible credit guidelines.
👉 Down Payment Assistance & Grants – Programs that may help cover part (or all!) of your down payment or closing costs, depending on eligibility.
If you’re thinking about buying a home now or in the future, reach out. I’m happy to help you understand which programs you may qualify for, and what a realistic path to homeownership could look like for you.
https://myoc.io/krupp