Suzanne Wilkins - Guild Mortgage

04/12/2026

5.0 star review received on Experience.com for Suzanne Wilkins by Jalen J - Suzanne was great! Her and her team were a pleasure to work with! We had a lot more docs than the standard file and they structured our file efficiently (and better than other lenders we had talked to) to get us in the home we wanted! Huge thank you to Suzanne, Constance, and the rest of the guild mortgage team!

Click to see all 7 reviews of Guild Mortgage - Suzanne Wilkins, Senior Loan Officer | NMLS # 1861441

04/03/2026

5.0 star review received on Experience.com for Suzanne Wilkins by Julie P - Suzanne it top notch! She always finds the best options for our clients, she is an expert in her field, she is quick to communicate, and she always makes our clients feel important.

Click to see all 6 reviews of Guild Mortgage - Suzanne Wilkins, Senior Loan Officer | NMLS # 1861441

04/03/2026

5.0 star review received on Experience.com for Suzanne Wilkins by Matthew F - Great communicatio. Good service

Click to see all 6 reviews of Guild Mortgage - Suzanne Wilkins, Senior Loan Officer | NMLS # 1861441

04/02/2026

5.0 star review received on Experience.com for Guild Mortgage - Suzanne Wilkins by Jen M - Suzanne is one of the lenders we confidently recommend again and again. She does an excellent job guiding clients through the loan process and keeps everyone updated along the way. Our clients are always happy working with her, and her communication and attention to detail make every transaction smoother.

Click to see all 3 reviews of Guild Mortgage - Suzanne Wilkins, Senior Loan Officer | NMLS # 1861441

03/05/2026

Had a great day mingling at the Champaign County Association of REALTORS Business Partners Expo today 💙💛💙💛

01/15/2026

💡 Inflation doesn’t just affect groceries, it can impact mortgages too!

✅ Higher inflation often leads to higher interest rates
✅ It can affect your buying power and monthly payment
✅ Planning ahead helps you stay on track

Let’s talk together to navigate today’s market!

01/13/2026

Mortgage rates can feel confusing, but I’ve got you covered! ✅

Rates are influenced by the market, your credit score, and the type of loan you choose. A lower rate can reduce your monthly payments, and timing matters. Locking in at the right moment can save you money!

💬 Want to know what rate you qualify for? Reach out today!

01/08/2026

Thinking about buying a fixer-upper? 🏡 Renovation loans can make it happen!

You can finance both the purchase and the improvements in one loan, which makes it a smart way to add value from day one. It’s perfect if you want to customize your space to truly fit your lifestyle!

Ready to explore your options? Visit our program page here: https://flatbranchhomeloans.com/loan-programs/203k-renovation-loan

01/05/2026

🤔 Ever wonder what your debt-to-income (DTI) ratio means?

As a loan officer, here’s how I explain it:
✅ It’s the percentage of your monthly income that goes toward debt
✅ Lower DTI = more flexibility for your mortgage
✅ Managing your debts wisely can boost your homebuying power

While the National Foundation for Credit Counseling recommends that your debt-to-income ratio should be no more than 36%, there are several loan programs that allow for a higher DTI depending on eligibility. 🙌

💬 Have questions about your DTI? I’m here to help!

Source: https://www.nfcc.org/blog/debt-income-ratio-explained/

01/03/2026

A smooth closing is always a team effort. Congratulations to the homeowners on their new place, and many thanks to for the great teamwork behind the scenes.

01/01/2026

Happy New Year! 🎉

As we step into 2026, I hope this year brings you joy, peace, and new opportunities.

If finding the perfect home is part of your dreams for the year ahead, I’d love to help make that dream a reality. 🏡✨

12/31/2025

It’s the trust, the teamwork, and the results that matter most. So thankful for clients who share their experience with others!