Melissa Kerbow, NMLS #715476

08/15/2026

🏡 MISSED THE OPEN HOUSE? You didn’t miss your chance!

This beautiful NEW CONSTRUCTION home at 632 Campbell Rd. in Covington is still waiting for its new owner! ❤️

And here’s the part you definitely don’t want to miss…

💰 The builder is offering $10,000 in buyer concessions!

As the preferred lender, I’d love to help you look at your financing options and see how that $10,000 could potentially help with things like closing costs or a rate buydown, depending on your loan program.

🏠 Want to see the home? Reach out to Faylene Worley to schedule a private showing.

💵 Want to know what the numbers could look like? That’s where I come in! 🙋🏼‍♀️

📲 Call or text me and let’s see if we can get you into this beautiful new home!

🏡 OPEN HOUSE — YOU’RE INVITED! 🏡

Come tour this beautiful new construction home in Covington! 🔑✨

📍 632 Campbell Rd | Covington, GA
📅 Saturday, August 15, 2026
⏰ 11:00 AM – 2:00 PM

Come walk through, check out the beautiful finishes and inviting layout, and see if this could be the place you call HOME. ❤️

Just starting your home search? Come see me—I’d love to answer your questions.

✨ Stop by, take a tour & say hello!

📲 Faylene Worley, REALTOR®
Southern Legacy Group | The American Realty
📞 (678) 847-7116

Listing Provided by : Aubree Beddington, Realtor

04/05/2026

A lot of the buyers I’m talking to right now have reached that point where rent keeps rising, space feels limited, and they start wondering if buying might actually make more sense.

But the smartest first step isn’t opening up Zillow or rushing into house hunting — it’s getting clarity.

Here’s how I help my clients start with their best foot forward:

🏡 We start by comparing your rent costs to what homeownership might look like
📊 Then we look at your credit, savings, and income to see what options exist
💡 I help you explore loan programs or price ranges that fit your lifestyle and goals
🧭 Then we build a realistic plan together — whether that means buying soon or preparing over the next year

Sometimes the biggest relief people feel is simply understanding what’s possible.

If you’re in that “I think I’m ready for something more” stage, feel free to message me and we can walk through your options together.

04/05/2026

📣New Construction 🏠
Come see this beauty Saturday April 11th. I’m happy to answer any questions that you may have about financing options.
Not sure if you qualify?? You will never know until we have a chat. Can’t wait to see you there!

Come See Us and This Beautiful New Build In Baldwin County Located On Willow Lake Refreshments On Deck!

OPEN HOUSE
APRIL 11TH

📍150 Crystal Ridge Drive
Milledgeville Georgia

4 Bedrooms
3 Bathrooms

04/05/2026

04/05/2026

🌅✝️Happy Easter 🌅✝️

03/27/2026

📣Come out tomorrow from 11:00 - 1:00 and join us for an Agent Open House event. We’d love your feedback and help answer any questions that you may have about this beautiful home! Located in a USDA area, so you know what that means???
$0 down!!!
We will feed you, too! Hope to see you there!

03/19/2026

If you're a first-time homebuyer with dreams of owning a place without overblowing your budget, this is for you. Did you know you can get the keys to your new home with just a 3 to 10% down payment, instead of stressing over the traditional 20%? Let's focus on smarter strategies like monthly payment planning, which can include exciting first-time buyer programs and interest rate hunting.

By speaking with a mortgage loan expert (like me!) before you start house hunting, you'll clear up the confusion and focus on what's realistic for you. The home buyers advancing right now aren't the ones dropping the biggest down payments—it's those with a clear plan!

Ready to map out your path to home ownership? Drop a comment or message me to learn how to get started or let's crunch those numbers together.
https://myoc.io/

03/01/2026

My very 1st time ever playing Golf. ⛳️ That was actually more fun than I thought.

02/23/2026

The short answer? Readiness isn’t about being perfect — it’s about having clarity.

You’re often closer than you think if you:
📊 Have a general sense of what monthly payment feels comfortable
💳 Know where your credit stands (even if it’s not “perfect”)
💰 Have started saving — even a little
🧭 Want a plan instead of guessing

Being “ready” doesn’t always mean buying right now. Sometimes it means understanding where you are today and what steps would get you there next.

If you want help figuring out what readiness looks like for you, I’m happy to talk it through — no pressure, just honest guidance.

02/21/2026