USABG Michael Jones

10/30/2025

📣 2026 ACA Health Plans Are Live!

Open Enrollment is officially here — which means it’s time to secure the best health coverage for 2026. Rates and benefits have been updated, and many plans have improved options, richer subsidies, and enhanced networks.

✅ Doctor & hospital access
✅ $0 preventative care
✅ Lower deductibles available
✅ Updated subsidy eligibility (don’t miss out!)
✅ Prescription coverage & mental health benefits

Whether you're self-employed, between jobs, a family, or looking to save on your current plan — I can help you compare options and find the right fit.

👨👩👧👦 FREE enrollment support
🎯 Personalized plan match
💡 Real guidance — not a call center

👉 Shop plans & enroll here:
https://www.healthsherpa.com/?_agent_id=ACA_Plans_Here

Or send me a message and I’ll walk you through it, step-by-step.

Let’s make sure you’re set up with the strongest coverage for 2026! 💪🏽🛡️

— Michael
InsureWell Solutions

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Start enrolling faster with HealthSherpa, the largest ACA quoting and enrollment platform for agents and agencies.

09/09/2025

Big Changes Ahead for Health Insurance Costs — Here’s What You Should Know

There’s been a lot of talk lately about the future of ACA health plans and tax credits. With new legislation like the “Big Beautiful Bill” aiming to sunset expanded subsidies, premiums could rise for many families starting in 2026.

The good news? You have options beyond ACA to help combat rising costs. Some alternatives to explore include:

HSA-Compatible Plans 🏦 – Pairing a high-deductible health plan with a Health Savings Account lets you set aside tax-free dollars for care, while keeping monthly premiums lower.

Short-Term Medical Plans ⏳ – A flexible bridge option that provides major medical-style protection for a set period, often at a fraction of ACA pricing.

Private & Fixed Benefit Plans 🏥 – Options like bundled indemnity coverage can deliver affordable protection against everyday health costs, accidents, or critical illnesses.

Group Coverage 👥 – If you or your spouse are self-employed, there may be opportunities to access group-rated plans outside the marketplace.

Every family’s situation is different, and the best plan balances coverage, cost, and peace of mind.

📅 With Open Enrollment around the corner, now is the perfect time to review your options. I can walk you through ACA, private, and group alternatives side-by-side so you know where you stand.
https://calendly.com/insurewellsolutions-info/30min

09/04/2025

📣 Medicare Annual Enrollment is Here!
From October 15 – December 7, you have the opportunity to review your Medicare coverage and make changes for 2026.

✅ Compare plans side by side
✅ Ensure your doctors and prescriptions are covered
✅ Explore options that fit your health and budget

As an independent agent, I work with multiple carriers — which means I can help you look at your options instead of just one company’s plan.

💬 Send me a message or call today to schedule your free review. Don’t wait until the last minute — spots fill up fast!

07/21/2025

🧠 HSA Plans: The Smart Way to Pay for Healthcare — Now and in Retirement 💰

Did you know your Health Savings Account (HSA) can do more than just cover today’s medical bills?

It can also help you retire smarter — especially if you're aging into Medicare.

Here’s why many of my clients choose an HSA-compatible plan:

✅ Triple tax advantage – Save on taxes now, grow tax-free, and withdraw tax-free for qualified medical needs
✅ Use HSA funds to pay your Medicare Part B premium
✅ Cover co-pays and out-of-pocket costs on $0/month Medicare Advantage (MAPD) plans
✅ Pay for dental, vision, prescriptions, and more
✅ Your funds never expire — they roll over and grow with you
✅ After age 65, you can use HSA funds for anything (non-medical withdrawals are taxed like income, just like a retirement account)

Whether you're self-employed, planning ahead, or aging into Medicare soon — the right HSA plan can protect your wallet and help you build a medical nest egg for the future.

🔍 Want to explore your options?
👉 Complete my Fact Finder: https://link.msgsndr.com/sp/5e92d2ac785
🌐 Visit my website: www.insurewellsolutions.com
📅 Book a free consultation: https://calendly.com/michaeljonesinsurewellsolutions

Let’s make a smart move for your health and wealth this year. Message me with questions — I’m here to help!

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07/07/2025

🚨 New Health Insurance Changes Are Coming – Are You Ready? 🇺🇸

With the new federal bill just signed into law, millions of Americans are expected to lose access to ACA subsidies and face higher health insurance costs in 2025.

✅ Medicaid cuts
✅ Stricter eligibility rules
✅ Reduced subsidies for Marketplace plans
✅ More people paying full price for coverage

If your household earns over $75K (or $150K+ as a family), you may no longer qualify for reduced premiums.

But here’s the good news:
I’m an independent health insurance broker appointed in 8 states and backed by 90+ A-rated carriers. I specialize in private health plans, ACA, life insurance, and Medicare — and I can help you find the right plan before these changes impact your wallet.

⸻

📲 Let’s get started:

👉 Complete my quick Fact Finder Form
👉 Visit: www.insurewellsolutions.com
📅 Book a 1-on-1 call: Calendly.com/yourbookingpage
📞 Call/text me: (512) 673-2579

07/03/2025

Happy 4th of July from InsureWell Solutions! 🎆

As we celebrate freedom and independence, we're also grateful for the freedom of choice in healthcare. Whether you're looking for affordable health insurance, dental & vision plans, or need help navigating Medicare or private coverage, I'm here to help you find the right solution for your family or small business.

💼 I’m licensed in 8 states and proudly partner with over 70 top-rated carriers. Let's protect your freedom and your finances.

📲 Fill out my quick fact finder to get started:
👉 https://api.leadconnectorhq.com/widget/form/0E9pt2WuRKpNSrlGbaeA

🌐 Visit my website to learn more:
👉 https://www.insurewellsolutions.com

Stay safe, enjoy your family and freedom, and let’s connect this summer to make sure you're fully covered 👍

06/24/2025

⚾ It’s baseball season — and just like the Detroit Tigers, I’m swinging for the fences to help people across the country get the coverage they need.

📍Licensed in 8 states | Appointed with 90+ A-rated carriers
🛡️ Independent. Unbiased. Working for YOU — not the insurance companies.

I’ve helped hundreds of individuals, families, and business owners find custom-fit health insurance plans — from ACA/Marketplace, private coverage, Medicare, dental, vision, and life insurance.

✅ Get a personalized quote:
👉 www.insurewellsolutions.com
👉 HealthSherpa Quote Link
📅 Book a free call with me: Schedule Here

🎁 Know someone who needs coverage? Send them my way — I’ll send you a $50 referral bonus when they enroll!



https://link.msgsndr.com/sp/1dc3a26eafc

05/26/2025

If you need health insurance for yourself or your family, this marketplace provides a variety of plans to consider: https://www.healthsherpa.com/?_agent_id=ACA_Plans_Here.

Start enrolling faster with HealthSherpa, the largest ACA quoting and enrollment platform for agents and agencies.

05/22/2025

Need health insurance that fits your life? I’m here to help!

Email from Organization Name You don't want to miss this.       Your Personalized Insurance Partner Awaits! I help individuals, families, and small business owners customize health, dental, vision, li

05/15/2025

🚨 FOR THE FIRST TIME EVER – Group Health Plans for Individuals & Families! 🚨

Big business benefits at group rates, now available for independent contractors, families, and small business owners.

💥 Introducing LifeX Group Health Plans 💥

✔️ Nationwide PPO Access through:
✅ PHCS Network
✅ Anthem Blue Cross Blue Shield PPO
✅ Cigna PPO

✔️ Low $250 Deductible Options
✔️ Fixed Copays for Doctor Visits, Labs, and ER
✔️ 100% Covered Preventive Care
✔️ 24/7/365 Telemedicine with $0 Copay
✔️ Maternity Coverage Available
✔️ Earn $40/hour completing simple wellness activities
✔️ Personal Health Dashboard™ for managing your care

✅ Plans starting at $409/month for adults 30-44
✅ Family plans under $1,000/month

🩺 Check Your Providers Here:
• PHCS: https://providersearch.multiplan.com/
• Anthem: https://www.bcbs.com/find-a-doctor
• Cigna: https://hcpdirectory.cigna.com/web/public/providers

Whether you’re self-employed, a contractor, or just want better coverage at better rates, I can help you lock this in today.

📅 Book a quick call here: https://outlook.office.com/bookwithme/user/70984a5ee7d44152a20ede09fe6534ad%40usabg.com?anonymous=
📲 Or message me directly to get started!

11/13/2024

Reasons consumers choose PAL:

Premium savings averaging 40% compared to ACA without a heavy subsidization

First dollar benefits - immediate financial relief by eliminating the burden of copays, coinsurance, and access fees

Freedom to choose any licensed doctor

No preauthorization's required - access to eligible care without delay
Savings are passed to insured as an incentive to shop smart

Peace-of-mind in case of a specified major illness or disease when bundling with our one-of-a-kind expense incurred Specified Disease Plan

Peace-of-mind in the event of a catastrophic accident when bundling with our unique expense incurred Individual Accident Expense (Catastrophic) Plan

Largest library of healthcare savings tools available to help members find quality care at a fair price
Permanent protection to age 65

PAL plans are a great fit for:

Healthy individuals and families (no severe pre-existing conditions)
Consumers not heavily subsidized by ACA
Early retirees

Those who value freedom of choice in healthcare
Small business owners and their employees
Individuals who don't mind paying attention to how their choices impact their healthcare costs

PAL plans may not be the best fit for:

Individuals with severe pre-existing conditions
Consumers expecting or planning to get pregnant
Consumers receiving heavy ACA subsidies