Union Home Mortgage- Caprock Home Team

Union Home Mortgage- Caprock Home Team Caprock Mortgage, exclusively powered in Texas by Flat Branch Mortgage, Inc

NMLS ID: 1880216 Equal Housing Lender. NMLS 224149.

Mortgage Company Complaint/Recovery Fund

https://www.sml.texas.gov/residentialmortgageloanoriginator/documents/rmlo_compliance_reporting/rmlo_80_200_b_recovery_fund_notice.pdf

NMLS 1277466

A division of Flat Branch Mortgage, Inc. For licensing information, go to: nmlsconsumeraccess.org

Homeownership looks different for everyone, and choosing your path starts with finding the right loan program. 🏡 Here ar...
05/28/2026

Homeownership looks different for everyone, and choosing your path starts with finding the right loan program. 🏡

Here are the most common options:

🌾 USDA for eligible rural areas with zero down options
🏠 FHA with flexible guidelines and low down payments
🎖️ VA for eligible veterans with zero down benefits
🔑 Conventional for buyers with strong credit and flexible terms

Your path to homeownership should match your goals. 💚 Let's talk!

Breathing room matters when it comes to your budget! A lower debt-to-income ratio can make a difference. 👇 DTI shows how...
05/26/2026

Breathing room matters when it comes to your budget! A lower debt-to-income ratio can make a difference. 👇

DTI shows how much of your monthly income goes toward debts like car payments, credit cards, and student loans. 💰

When that number is lower, you have more flexibility in your budget, you can qualify more comfortably, handle unexpected expenses, and enjoy homeownership without feeling stretched every month! 🔑

Have questions? Reach out today!

Ask first, stress less! 💬Before making an offer, there are a few important questions buyers should ask to stay informed:...
05/21/2026

Ask first, stress less! 💬

Before making an offer, there are a few important questions buyers should ask to stay informed:
🤔 How will my loan structure affect my long-term costs?
🤔 What could change between pre-approval and closing?
🤔 What financial moves should I avoid right now?

Clear answers upfront can prevent surprises later! Have questions? Let's talk! 📱

One of the most common questions we hear is, “Is it the right time to buy?” 🤔Buying now can make sense if you're ready t...
05/19/2026

One of the most common questions we hear is, “Is it the right time to buy?” 🤔

Buying now can make sense if you're ready to get into a home sooner and wanting to build equity instead of paying rent. 🏡

Waiting can be the right move if you want more time to save, improve credit or income, or keep extra flexibility in your plans. ✅

The right timing looks different for everyone! Have questions? Reach out today!

Homebuyers, don't skip this! 🚨 Buying a home is exciting, but there are a few common red flags to watch out for:⏳ Pressu...
05/14/2026

Homebuyers, don't skip this! 🚨

Buying a home is exciting, but there are a few common red flags to watch out for:
⏳ Pressure to skip inspections or rush decisions
🛠️ Major repairs with limited disclosure
📊 Big changes to numbers late in the process

Have questions? Let’s talk and make sure you feel comfortable moving forward! 📱

When you're house hunting, the right location can matter just as much as the home itself. 🏠 Here are a few things to thi...
05/12/2026

When you're house hunting, the right location can matter just as much as the home itself. 🏠

Here are a few things to think about when narrowing your search:
🚗 Commute times and daily convenience
🏫 School districts and future resale value
🌳 Nearby amenities like parks, shopping, and healthcare
📈 Long-term growth and neighborhood stability

The right location can support your lifestyle today and your investment tomorrow! ✅

Real ownership starts with home. 🏡Routines form, milestones are shared, and families find stability through every season...
05/07/2026

Real ownership starts with home. 🏡

Routines form, milestones are shared, and families find stability through every season.

It's having a place that supports the life you are building, providing a sense of belonging that lasts. 💚

Let's get you home!

Buying a home takes more than finding the right move, it takes strategy. 🧠♟️From timing your offer to understanding your...
05/05/2026

Buying a home takes more than finding the right move, it takes strategy. 🧠♟️

From timing your offer to understanding your financing options, every decision should support the bigger picture. The goal isn't to rush, it's to think a few steps ahead so you can protect your position and feel confident at the closing table. ✅

Have questions? Let's talk!

There's a new normal in today's market! Rates shift, headlines change, and confidence comes from having a strategy, not ...
04/30/2026

There's a new normal in today's market! Rates shift, headlines change, and confidence comes from having a strategy, not by waiting for the perfect time. 🤝

Navigating this market means focusing on what you can control, understanding your loan options, and staying flexible as things move.

The right loan solution is about long-term comfort and smart decision making, even when rates fluctuate. ✅

Have questions? Let's talk!

Spring is one of the busiest times of the year for homebuyers, which means preparation matters more than ever!Here’s wha...
04/28/2026

Spring is one of the busiest times of the year for homebuyers, which means preparation matters more than ever!

Here’s what to keep in mind this spring:
📝 Get pre-approved early so you are ready to move quickly
💰 Focus on what you can comfortably afford each month, not just the home price
🏘️ Expect competition and know where flexibility can help
🤝 Work with a trusted local team to avoid last minute surprises

A solid plan can make the spring buying season feel exciting, not overwhelming. 💚 Reach out today!

Address

2507 79th Street Suite A
Lubbock, TX
79423

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18063196238

Website

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