Sonya A. Chandler, Licensed Insurance Agent

09/08/2026

MEDICARE AEP IS COMING — DON’T WAIT UNTIL THE LAST MINUTE!

October 15 will be here before you know it!

The Medicare Annual Enrollment Period is a great time to review your current coverage and see if it still fits your needs for the upcoming year.

Before AEP starts:

✔️ Review your current plan
✔️ Check your prescriptions
✔️ Confirm your doctors are covered
✔️ Review your pharmacy options
✔️ Consider changes in your healthcare needs

A little preparation now can make your Medicare review much easier.

Sonya A. Chandler
Independent Licensed Insurance Agent
MEDICARE • CANCER • ACCIDENT • DENTAL • LIFE

📞 518-364-0162 | TTY: 711
🌐 ChandlerInsuranceServices.com

09/07/2026

🇺🇸 Happy Labor Day from Chandler Insurance Services! 🇺🇸

Today, we honor the hard work, dedication, and contributions of workers who help make our communities stronger. ❤️💙

Take a moment to celebrate, relax, and appreciate all that you do—and all those who work tirelessly to build a brighter tomorrow.

Wishing you and your loved ones a safe, joyful, and well-deserved Labor Day! 🎆

Chandler Insurance Services
Protection Today. Brighter Tomorrows Together. 🇺🇸

09/04/2026

🚨 3 OUT OF 4 COULD SEE HIGHER MEDICARE PART D PREMIUMS IN 2027!

If you have a Medicare Part D prescription drug plan, don’t assume your costs will stay the same just because your medications haven’t changed. 📬

When your 2027 Annual Notice of Change (ANOC) arrives, take a moment to review:

✔️ Your new monthly premium
✔️ Your deductible
✔️ Prescription costs
✔️ Changes to your plan or coverage

💡 A small change on paper could make a big difference in your yearly costs.

Don’t wait until you’re surprised by a new price. Review your options and ask questions before you renew. ❤️

I’m Sonya A. Chandler, Independent Licensed Insurance Agent, and I’m here to help you understand your insurance options so you can move forward with confidence. 💙

📞 518-364-0162 | TTY: 711
🌐 ChandlerInsuranceServices.com

MEDICARE • CANCER • ACCIDENT • DENTAL • LIFE

📌 We do not offer every plan available in your area. Currently, we represent 11 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all your options.

09/03/2026

🎉 TURNING 65? IT’S TIME TO START THINKING ABOUT MEDICARE! 🎉

Turning 65 is a BIG milestone—and Medicare can come with a LOT of questions. 🤔

📅 When do I enroll?
🤔 What are my Medicare options?
💊 Do I need prescription drug coverage?
💼 What if I’m still working?
🏥 Should I consider Medicare Advantage or a Medicare Supplement plan?

👉 You don’t have to figure it all out alone.

I’m Sonya A. Chandler, Independent Licensed Insurance Agent, and I’m here to help you understand your insurance options so you can move forward with confidence. 💙

📞 518-364-0162 | TTY: 711
🌐 ChandlerInsuranceServices.com

MEDICARE • CANCER • ACCIDENT • DENTAL • LIFE

📌 We do not offer every plan available in your area. Currently, we represent 11 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program to get information on all your options.

✨ Turning 65 soon? Let’s make sure you’re prepared.

08/26/2026

💙 What a wonderful meeting! I had the pleasure of sitting down with this lovely lady and helping her understand Medicare Parts A, B, C & D. We talked through her options, answered her questions, and found a plan that met her individual needs. She left happy and confident in her choice—and that makes me happy too! 😊🧡

Medicare doesn’t have to be confusing. If you or someone you know has questions about Medicare or needs help reviewing their options, I’m here to help!

📞 Sonya Chandler 1-518-364-0162
Www.ChandlerInsuranceServices.com

Have a wonderful and blessed day! 💙🧡

We do not offer every plan available in your area. Currently, we represent 11 organizations which offer 75 products in your area. Please contact Medicare.gov or 1-800-MEDICARE or your local state health insurance assistance program to get information on all your options.

08/12/2026

📣 Looking for a Medicare expert you can actually call and talk to?
I’m here to help you understand your options in plain, simple language and make informed decisions about your coverage.
I can help you with:

🟠 Medicare Advantage Plans
🟠 Prescription Drug Plans
🟠 Medicare Supplement Plans
🟠 Medicare Plan Reviews
🟠 Dental Plans
🟠 Accident & Sickness Plans

You don’t have to figure insurance out
alone. Work with a local, licensed insurance agent who will answer your questions and be there when you need help.
📞 Sonya Chandler | 518-364-0162
🌐 ChandlerInsuranceServices.com




We do not offer every plan available in your area. Currently, we represent 11 organizations which offer 75 products in your area. Please contact Medicare.gov or 1-800-MEDICARE or your local state health insurance assistance program to get information on all your options.

08/04/2026

This is important information. If you are still working you may be able to delay enrollment into Medicare Part B. Take a look at this website or schedule an appointment with me.

Not retiring yet? If you plan to work past 65, you might not need to sign up for Medicare Part B (medical insurance) until you retire or lose your employer coverage. Find out when you can sign up for Medicare by answering a few questions at https://go.medicare.gov/4fywr6h.

07/29/2026

🚑⚽ Kids will be kids... but accidents don't come with a warning.

One minute they're scoring the winning goal, riding their bike, jumping on the trampoline, or laughing on the playground.

The next minute... you're heading to the emergency room.

Broken bones. Sprains. Concussions. Stitches. Burns. Falls. Sports injuries.

It happens faster than you think.

While health insurance helps cover medical care, it doesn't always cover everything that comes after an accident. Those unexpected out-of-pocket costs can add up quickly.

That's where an Accident Insurance Policy can make a real difference.

It provides cash benefits paid directly to you for covered accidental injuries, helping with expenses like:

✅ Emergency room visits
✅ Ambulance transportation
✅ X-rays, MRIs & diagnostic tests
✅ Hospital stays & surgery
✅ Follow-up doctor visits
✅ Physical therapy & rehabilitation
✅ Deductibles & copays
✅ Everyday household bills or lost income while you're caring for your child

Your focus should be on helping your child recover—not worrying about how you'll pay unexpected bills.

❤️ Give your family an extra layer of financial protection before life throws the unexpected your way.

📞 Sonya Chandler
📱 518-364-0162

🌐 ChandlerInsuranceServices.com

Let's find a plan that helps protect what matters most—your family.

07/23/2026

🎗️ A Cancer Policy Can Help Protect More Than Your Health—It Can Help Protect Your Finances.

A cancer diagnosis can bring more than emotional and physical challenges—it may also create unexpected financial stress. While health insurance helps cover medical care, a Cancer Insurance Policy can provide cash benefits paid directly to you for covered conditions, giving you the flexibility to use the money where you need it most.

💵 Cash benefits may help cover:
✔️ Deductibles & copays
✔️ Hospital stays & treatments
✔️ Travel & lodging for medical care
✔️ Household bills
✔️ Lost income
✔️ Everyday living expenses

Having a plan in place before you need it can provide valuable peace of mind for you and your loved ones.

Let's talk about how a Cancer Insurance Policy can help provide an extra layer of financial protection.

Sonya Chandler
☎518-364-0162
🌐ChandlerInsuranceServices.com