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Loti We are a group of designers, insurance pros, technologists and - yes - fellow victims. We UNDERSTAND.

Small plumbing problems can become expensive water damage. Check pipes, drains, fixtures, water pressure, winterizing, a...
10/20/2026

Small plumbing problems can become expensive water damage. Check pipes, drains, fixtures, water pressure, winterizing, and your main shutoff.



Read the full RallyBack: https://na2.hubs.ly/H07GgZs0

Standard homeowners insurance usually excludes earthquake damage, and separate coverage often uses percentage-based dedu...
10/13/2026

Standard homeowners insurance usually excludes earthquake damage, and separate coverage often uses percentage-based deductibles. Review coverage before a quake.

Read the full RallyBack: https://na2.hubs.ly/H07Gg8y0

Smart utility tools can expose hidden energy and water waste. Monitors, smart plugs, leak sensors, and meters can lower ...
10/10/2026

Smart utility tools can expose hidden energy and water waste. Monitors, smart plugs, leak sensors, and meters can lower costs and help protect your home.

Read the full RallyBack: https://na2.hubs.ly/H07qmth0

Weather data and soil-moisture sensors can keep a yard from watering on autopilot. Smart controllers, flow monitoring, a...
10/06/2026

Weather data and soil-moisture sensors can keep a yard from watering on autopilot. Smart controllers, flow monitoring, and zoning reduce waste and protect the landscape.

https://na2.hubs.ly/H07qbn40

An oversized HVAC system can short-cycle; an undersized one may never keep up. This RallyBack covers sizing, controls, m...
10/03/2026

An oversized HVAC system can short-cycle; an undersized one may never keep up. This RallyBack covers sizing, controls, maintenance, and sealing for better comfort and efficiency.

https://na2.hubs.ly/H07nbXy0

Solar panels make DC power; an inverter converts it to AC for your home. Batteries can store excess energy, while system...
09/29/2026

Solar panels make DC power; an inverter converts it to AC for your home. Batteries can store excess energy, while system design controls how you use the grid.

Read the full RallyBack: https://na2.hubs.ly/H07mKJZ0

Working from home can change what your homeowners policy covers. Business equipment, liability, and lost income may requ...
09/26/2026

Working from home can change what your homeowners policy covers. Business equipment, liability, and lost income may require an endorsement or separate business policy.

Read the full RallyBack: https://na2.hubs.ly/H07mLy_0

Renting out a room, unit, or entire home changes your property and liability risks. Confirm whether you need landlord or...
09/22/2026

Renting out a room, unit, or entire home changes your property and liability risks. Confirm whether you need landlord or short-term rental coverage.

Read the full RallyBack: https://na2.hubs.ly/H07mwm-0

Common household pests enter through small gaps and settle where food, clutter, and moisture linger. Seal entry points, ...
09/19/2026

Common household pests enter through small gaps and settle where food, clutter, and moisture linger. Seal entry points, clean up food, and fix leaks.

Read the full RallyBack: https://na2.hubs.ly/H07mrnC0

Termites can stay hidden while damaging framing, floors, and support beams. Reduce moisture, watch for mud tubes or fras...
09/15/2026

Termites can stay hidden while damaging framing, floors, and support beams. Reduce moisture, watch for mud tubes or frass, and keep wood away from soil.

Read the full RallyBack: https://na2.hubs.ly/H07j-rH0

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Los Gatos, CA
95030

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+18884885684

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