06/19/2026
A trust fund is a gift.. financial literacy is an inheritance.
Half of millennial women say they’ve outsourced long-term money decisions to a partner. The other half are one breakup, layoff, or diagnosis away from learning what that costs. My daughter is one. She will not end up in either group.
She already earns and she already invests. Before she can spell either word, her money is working while she sleeps, and the habit will be older than her memory of forming it. By the time the world tries to sell her the idea that someone else should handle this, she’ll know better than to buy it.
If a partner shows up one day and wants to build alongside her, beautiful. But the foundation will already be poured, and it will have her name on it.
The kindest thing I can do as her mother is make sure she never has to stay anywhere because of money.