Alan Schlaifer Insurance Services

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Alan Schlaifer Insurance Services We Make It Incredibly Exciting. OK, maybe not exciting. But we do make it easy – because we understand your business.

Halloween is on a Saturday this year, and our team hopes you and yours get up to some fun “hocus pocus” over the weekend...
10/30/2026

Halloween is on a Saturday this year, and our team hopes you and yours get up to some fun “hocus pocus” over the weekend. Whether you are trick-or-treating, handing out candy at the door, or simply enjoying the excuse to eat candy and curl up with a spooky movie, we hope it’s spellbinding.

As always, if anything comes up this week, do not hesitate to reach out. Our team is here to help.

Have a happy Halloween!

This Halloween, the scariest thing your business can face is not a ghost or goblin — it is finding out too late that you...
10/27/2026

This Halloween, the scariest thing your business can face is not a ghost or goblin — it is finding out too late that your policy does not cover what you thought it did. From cyber threats to liability claims, the risks that haunt businesses most are the ones nobody planned for.

This month, let's keep the unexpected frights to the haunted houses! Give us a call today for a complimentary portfolio review.

Two shoots can look nearly identical on paper and carry completely different risks. The same crew and three-day schedule...
10/20/2026

Two shoots can look nearly identical on paper and carry completely different risks. The same crew and three-day schedule can change dramatically with the addition of a drone, a stunt, high-value rental gear, or new client requirements.

Last project's coverage is only a starting point. Changes to your equipment, locations, production activities, or contract obligations can create coverage gaps that are easy to miss until a claim happens.

A quick review before production begins helps ensure your policy matches the project you're shooting today, not the one you wrapped last month. Schedule a review at asisfinancial.com/commercial-insurance.

"Waiver of subrogation" sounds like fine print until it appears in your location agreement or a client's insurance requi...
10/15/2026

"Waiver of subrogation" sounds like fine print until it appears in your location agreement or a client's insurance requirements. Suddenly, it matters.

Start with subrogation itself. If your insurer pays out on a covered loss, it normally has the right to go after whoever caused it and recover the money. A waiver of subrogation gives up that right against a specific party, usually a landlord, vendor, or studio you're working with. They ask for it so your insurer can't circle back and pursue them later.

The catch is that not every policy allows it, and the exact effect depends on your endorsement and the wording of the deal. So the moment you spot the phrase in a contract, send it our way: call us at 310-498-0866 or visit asisfinancial.com/contact.

Costly commercial coverage gaps haunting your portfolio do not announce themselves. They show up as frightening surprise...
10/08/2026

Costly commercial coverage gaps haunting your portfolio do not announce themselves. They show up as frightening surprises, usually at the worst possible moment.

So that’s why this Halloween, our team wanted to pull back the curtain on the gaps that most commonly haunt businesses when a claim hits. Swipe through to see what might be hiding in your policy.

Not sure if any coverage gaps might be lurking in your coverage? That’s where we come in. We are here to help you review your policy and ensure your business is fully protected.

In a restaurant, risk doesn't stay in one place. It runs from the front door to the back line, and your coverage should ...
09/24/2026

In a restaurant, risk doesn't stay in one place. It runs from the front door to the back line, and your coverage should follow it.

Out front, it's the customer who slips or the order that goes sideways. In the kitchen, it's a burn, a broken walk-in, or an outage that shuts the line down mid-shift. Above all of it sits the management layer, where an employment complaint or a delivery vehicle creates exposure that has nothing to do with the dining room.

Treat each of those as a separate policy, and gaps open up between them. A restaurant is better covered as one connected package, not a stack of parts. Let's review yours front to back at asisfinancial.com/get-a-quote.

Most restaurant owners plan for a customer who gets hurt. Fewer plan for a claim that comes from their own team. That's ...
09/15/2026

Most restaurant owners plan for a customer who gets hurt. Fewer plan for a claim that comes from their own team.

That's what EPLI, or Employment Practices Liability Insurance, is for. It helps when an employee raises an allegation like discrimination, harassment, or retaliation. Restaurants are especially exposed here, because the work is fast, the teams are big, and turnover is part of the rhythm.

None of that makes an owner a bad boss. It just means the odds of a misunderstanding, or a dispute, go up. Want to see where your restaurant stands? Let's talk it through at asisfinancial.com/contact.

Every restaurant has a menu. Your insurance should have one too, and it covers more courses than most owners expect. A s...
09/10/2026

Every restaurant has a menu. Your insurance should have one too, and it covers more courses than most owners expect.

A slip by the bar, a fender bender in the delivery van, a line cook's burn, a two-week closure after a kitchen fire, a complaint from a former server. Each lands on your plate differently, and each calls for its own coverage, which is why a restaurant policy usually blends several types rather than one.

We'll help you build a menu that fits your restaurant at asisfinancial.com/commercial-insurance.

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. S...
09/07/2026

Labor Day is all about celebrating the workforce, and the best way to honor hard work is to take a real break from it. So to celebrate, our team is fully committing to the cause by penciling some cat naps into our schedules this weekend.

A quick heads-up: The office is closed on Monday, September 7th. We will be back on Tuesday, September 8th — recharged, refreshed, and ready to get to work.

We hope you have a long weekend full of good food, good company, and zero emails!

The moment your shoot adds drones, stunts, gunfire, or a road closure, both your permit and your insurance change. High-...
08/25/2026

The moment your shoot adds drones, stunts, gunfire, or a road closure, both your permit and your insurance change.

High-impact work like that can raise your required limits, call for extra documentation, and stretch your processing time past the standard window. Telling us early is what keeps it from turning into a delay, and it lets us build the right coverage around whatever the day involves.

Planning something ambitious? Let's map it out before you lock your dates at asisfinancial.com.

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18653 Ventura Boulevard Suite 574
Los Angeles, CA
91356

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