HILLHURST MORTGAGE, INC.

HILLHURST MORTGAGE, INC. Boutique Mortgage Brokerage with top notch experience, rates, and service. Known for going above and Hillhurst Mortgage, Inc. Doug is also a CPA.

is a small boutique firm with an extremely experienced staff. Our president, Doug Smaldino has a vast amount of experience transcending decades. Combined, their experience helps to service their client's needs beyond compare. Our goal is to offer the best mortgage rates and lowest mortgage payments in minutes. We will beat virtually any mortgage rate quote and our wide selection of loan products a

re sure to provide the perfect mortgage solution for all of your Real Estate Finance needs. We specialize in home purchase, home refinance, second mortgage, and home equity loans. At Hillhurst Mortgage, Inc. our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Whether you need help for new home purchase or a refinance, we are your complete mortgage solution for all transactions. We offer all types of loans for all types of credit grades, including FHA, VA, 2nds, Conforming and Jumbo. Additionally, we love helping our clients 62 year and older enjoy a Reverse Mortgage for purchase or refinance. We know that everyone has specific needs. We strive to meet those needs with a wide array of products, and most importantly, quality service with individual attention. All we need is a few minutes to determine how we can help improve your financial well-being. Please contact us, you will be happy you did.

Being self-employed can make the homebuying process weirdly frustrating.You can have good income, money in the bank, a s...
06/09/2026

Being self-employed can make the homebuying process weirdly frustrating.

You can have good income, money in the bank, a successful business… and still get completely different answers from different lenders.

One says you qualify. Another says you don’t.
One gives you a strong approval number, another comes in much lower.

And most of the time, nobody really explains why.

A lot of it comes down to how your income is being calculated.

Write-offs, business deductions, multiple income streams, inconsistent deposits — all of those things can change the way your file looks on paper depending on the loan structure being used.

That’s why the strategy matters so much upfront.

A lot of self-employed buyers aren’t as far off as they think. They just need someone looking at the full picture instead of forcing them into one box.

Get in contact with us if you want to talk through your situation, we’re happy to help!

Loan closed in 17 days! ⚡️ Out of state. Competitive offer. Tight timeline.This one had to move fast from the very begin...
06/01/2026

Loan closed in 17 days! ⚡️ Out of state. Competitive offer. Tight timeline.

This one had to move fast from the very beginning, and that’s exactly where the right lending team matters.

Our clients found a beautiful cape cod in Wrenn’s Mill on 1.36 acres, but in a competitive market, finding the home is only part of it.

The financing has to be clean.
The communication has to be clear.
And everyone has to be ready to move.

From offer to closing table in 17 days, we helped keep the process on track and get our clients across the finish line.

Huge congrats to our buyers on their new home in Virginia!

If you’re buying out of state, competing with multiple offers, or working on a tight timeline, let’s talk early so we can help you structure the financing the right way.

Most buyers think they need 30 days to close.In a market like San Francisco?That mindset loses deals.This one came throu...
05/28/2026

Most buyers think they need 30 days to close.

In a market like San Francisco?
That mindset loses deals.

This one came through with one goal: win, fast.
Multiple offers. Tight timelines. Zero margin for error.

So we built the strategy around certainty; clean terms, aligned parties, and a plan everyone could actually execute. When the right house hit, there was no hesitation.

Closed in 14 days.

Not because we rushed it.
Because we were prepared before we even wrote.

And that’s the difference most people miss.

Whether it’s Northeast LA or another city entirely, the strategy doesn’t change, the right setup wins deals.

If you’re even thinking about buying (here or somewhere else),
DM us and we’ll map out what your game plan should look like.

Shoutout to Rob Kallick—always a smooth, solid deal 🤝

Most people don’t realize this, but speed in lending isn’t random.This file went from submission to clear to close in 7 ...
05/20/2026

Most people don’t realize this, but speed in lending isn’t random.

This file went from submission to clear to close in 7 days — not because it was “easy,” but because everything was set up correctly from the start.

Clean files.
Right structure.
Clear communication between all parties.

That’s what actually makes timelines move.

Because in this market, speed matters more than people think. It can be the difference between winning and losing a deal… or closing smoothly vs. scrambling at the finish line.

If you’re a buyer or agent and want your next deal to move like this, DM us! We’ll walk you through how we set it up.

Pre-approvals feel like a green light. 🟢But in reality, they’re often just the first version of the file.Most are built ...
05/12/2026

Pre-approvals feel like a green light. 🟢
But in reality, they’re often just the first version of the file.

Most are built quickly using one loan program and a surface-level review of income. And for some buyers, that works perfectly.

But if your income is more complex — self-employed, multiple streams, heavy write-offs — that initial number doesn’t always hold once underwriting takes a closer look.

That’s where surprises happen.

Not because anyone did anything wrong, but because the structure didn’t fully match the buyer from the start.

The goal isn’t just to get pre-approved.
It’s to get pre-approved accurately.

That’s what makes the difference between a smooth escrow… and a stressful one.

DM us and we’ll take a second look at your numbers.

Most buyers are still shopping rate.The ones actually getting their offers accepted in Northeast LA? They’re shopping st...
05/11/2026

Most buyers are still shopping rate.

The ones actually getting their offers accepted in Northeast LA? They’re shopping strategy.

• structuring the payment — not just the price
• using credits to control the rate
• knowing when to go beyond conventional (Non-QM is where some of the strongest offers are getting done right now)
• writing offers that win without overpaying

Because right now, the deal doesn’t go to the lowest rate.
It goes to the best structured offer.

Miss this, and you’ll keep wondering why you’re losing.

Send us a message and we’ll show you how we’d structure your next deal.

One of the most confusing parts of buying a home as a business owner is this:You’re told to write things off… and then l...
05/08/2026

One of the most confusing parts of buying a home as a business owner is this:

You’re told to write things off… and then later you’re told you don’t make enough to qualify. Both can be true — depending on how your income is being viewed.

Traditional loans rely heavily on tax returns.
Which often show your income after deductions.

But for a lot of self-employed buyers, that number doesn’t tell the full story.

That’s where bank statement programs come into play.

Instead of focusing only on what’s written off, they look at the money actually moving through your accounts.

It’s not about changing your finances.
It’s about looking at them through the right lens.
And for a lot of buyers in Los Angeles, that shift can make a meaningful difference in what’s possible.

Send us a message and we’ll break down what your numbers could look like.

If you have a 3% mortgage, you’re probably being told not to touch it.That advice is why so many people think they’re st...
05/07/2026

If you have a 3% mortgage, you’re probably being told not to touch it.

That advice is why so many people think they’re stuck.

We just closed 3 refinances — including two that allowed our clients to access equity without touching their low first mortgage rates.

From Los Feliz to La Cañada Flintridge and La Crescenta, this wasn’t about chasing a lower rate, it was about structuring around the situation.

Most lenders don’t go this route.
That’s where we come in.

Get in contact with us and we’ll map out what this could look like for you or your client.

📲 [email protected] | (323) 522-1020

This deal blew up once. Unwarrantable condo. Then a condo-tel layered on top, the kind of file most lenders walk away fr...
05/06/2026

This deal blew up once. Unwarrantable condo. Then a condo-tel layered on top, the kind of file most lenders walk away from.

We stepped in, found a path, and got it closed.

Shoutout to our very own, warrentardif, for staying on this one and pushing it all the way through.

Agents, this is the difference. When things get complicated mid-escrow, you need a lender who knows how to solve, not stall.

Got a tough one? Let’s take a look!

Most lenders wouldn’t touch this deal.Non-warrantable condo.Short-term rental.Investor purchase.That combination alone s...
04/30/2026

Most lenders wouldn’t touch this deal.

Non-warrantable condo.
Short-term rental.
Investor purchase.

That combination alone shuts down most financing.

But that’s also where deals like this get interesting.

Instead of forcing it into a traditional loan, we structured it around what actually mattered:
→ an income-producing property
→ an investor borrower
→ and a strategy that could actually close

Now they own a fully furnished, rental-ready villa in La Quinta — in one of the few communities that allows short-term rentals.

Here’s the reality most people don’t hear:

The “hard” deals aren’t dead deals…
they’re just being looked at the wrong way.

If you’ve been told no — or you’re trying to make a non-traditional property work — there’s usually still a path.

Message us and we’ll map it out!

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[email protected] | (323) 522-1020

Address

Los Angeles, CA

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

+13235221020

Website

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