Elmira Buhayova, Realtor

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Elmira Buhayova, Realtor Elmira Buhayova Realtor in Los Angeles & Loan Officer in Los Angeles & Author of ""My Secret Wealth of Information "

With over 22 years of experience as a Certified Public Accountant, financial analyst, and lending expert, Elmira Buhayova brings a rare and powerful combination of precision, strategy, and negotiation mastery to the real estate market. Now a full-time Realtor® specializing in Ventura and Los Angeles counties, Elmira doesn’t just list homes—she builds tailored selling strategies backed by data, deep market understanding, and human insight. Known for her obsession with numbers and the psychology behind buyer behavior, Elmira evaluates every property like an investment portfolio and positions it to command maximum value. She is fiercely dedicated to her clients, acting as their advocate, negotiator, and trusted advisor throughout the entire process. Sellers consistently praise her for her analytical mind, tenacity, and unwavering focus on results. Elmira is not afraid to push hard, speak up, and defend her clients’ equity like it’s her own. If you're ready to sell smart, move fast, and work with someone who plays to win—Elmira Buhayova is the expert you want in your corner.

Seller Question #25: Why should we pay that much?Because my responsibility is to protect the result, not merely upload ...
10/18/2026

Seller Question #25: Why should we pay that much?

Because my responsibility is to protect the result, not merely upload the listing. The fee covers pricing strategy, launch preparation, professional marketing, inquiry and showing management, offer and financing analysis, negotiation, disclosure and timeline coordination, appraisal support, and problem resolution through closing. I will connect each service to your expected net and risk reduction.

Planning a sale? Message me for a property-specific strategy.

Elmira Buhayova | REALTOR® & Loan Officer
(747) 206-6933 | elmirabuhayova.com
DRE #02242385 | NMLS #2710688 | CO-NMLS #320841

10/17/2026

When the first offer arrives… suddenly, everyone has feelings. 😂🏡

First: “Accept it!”
Then: “Wait… did we price too low?”
Two seconds later: “Why haven’t we accepted yet?!”

Meanwhile, the Realtor reaches for a MUCH bigger coffee. ☕🤣

The next step? Take a breath, review the price and terms, and decide whether to accept, counter, or decline. That’s where I help turn the excitement into a clear plan.

Thinking about selling your home? Let’s talk.

Elmira Buhayova | CURB Realty
https://elmirabuhayova.com
(747) 206-6933
DRE # 02242385

Seller Question #24: Is your commission negotiable?Yes. Real-estate compensation is negotiable. I price my service acco...
10/17/2026

Seller Question #24: Is your commission negotiable?

Yes. Real-estate compensation is negotiable. I price my service according to the work, risk, property, marketing plan, and level of representation required; if we change the fee, we should also be clear about whether the scope of service changes.

A strong sale starts before the listing goes live. Let’s talk.

Elmira Buhayova | REALTOR® & Loan Officer
(747) 206-6933 | elmirabuhayova.com
DRE #02242385 | NMLS #2710688 | CO-NMLS #320841

Did you know your home equity could open up new financial options? 🏠Whether you are looking into a HELOC or a reverse mo...
10/16/2026

Did you know your home equity could open up new financial options? 🏠

Whether you are looking into a HELOC or a reverse mortgage, every option works differently. Understanding the repayment terms, costs, and overall impact is key to making the right choice for your unique situation.

Send me a message today, and let's explore your options together!

For informational purposes only. Product availability, eligibility, rates, fees, terms, and requirements vary. Reverse mortgage borrowers must meet applicable program requirements. Not financial, tax, or legal advice. Not a commitment to lend.

Elmira Buhayova | NMLS #2710688
Loan Factory | NMLS #320841

Seller Question #23: What is your commission?My listing-broker compensation will be the specific amount written in the ...
10/16/2026

Seller Question #23: What is your commission?

My listing-broker compensation will be the specific amount written in the listing agreement. It is negotiable and not set by law. I will show you exactly what is included, and we will discuss any buyer-side compensation or concession separately so you can evaluate the total cost and expected benefit.

Selling in Los Angeles or Ventura County? Let’s plan the launch.

Elmira Buhayova | REALTOR® & Loan Officer
(747) 206-6933 | elmirabuhayova.com
DRE #02242385 | NMLS #2710688 | CO-NMLS #320841

How well do you know what goes into getting approved for a home loan? 🏡Mortgage qualification looks at your full financi...
10/15/2026

How well do you know what goes into getting approved for a home loan? 🏡

Mortgage qualification looks at your full financial picture—including your credit, income, debts, savings, and property details.

Drop A, B, C, or D in the comments with your guess! Want to learn how these factors impact your personal financing options? Send me a message today.

Elmira Buhayova | NMLS #2710688
Loan Factory | NMLS #320841

Seller Question #22: How will an appraiser determine the property's value?The appraiser will analyze recent comparable ...
10/15/2026

Seller Question #22: How will an appraiser determine the property's value?

The appraiser will analyze recent comparable sales, property characteristics, condition, location, and market trends under the lender's appraisal requirements. Our job is to provide accurate property information, permits and improvement records when available, and a concise comparable package. We do not pressure the appraiser or assume that the contract price automatically establishes value.

Want the numbers for your property? Let’s build your seller net sheet.

Elmira Buhayova | REALTOR® & Loan Officer
(747) 206-6933 | elmirabuhayova.com
DRE #02242385 | NMLS #2710688 | CO-NMLS #320841

What does your next move look like? 🏡Whether you're buying your very first place, upgrading for extra space, or settling...
10/14/2026

What does your next move look like? 🏡

Whether you're buying your very first place, upgrading for extra space, or settling into your ultimate dream home, every journey is unique. Your financing strategy should always fit your personal goals, budget, and timeline.

Which one are you aiming for next? Drop your pick in the comments below, or send me a message to start exploring your options!

Elmira Buhayova | NMLS #2710688
Loan Factory | NMLS #320841

Seller Question #21: What are comparable homes actually selling for?I will show you a short list of the most relevant c...
10/14/2026

Seller Question #21: What are comparable homes actually selling for?

I will show you a short list of the most relevant closed sales, not a large pile of loosely related properties. For each one, I will identify sale price, concessions when available, days on market, condition, size, location, and the adjustment that matters to your property. The conclusion will be traceable to those facts.

Planning a sale? Message me for a property-specific strategy.

Elmira Buhayova | REALTOR® & Loan Officer
(747) 206-6933 | elmirabuhayova.com
DRE #02242385 | NMLS #2710688 | CO-NMLS #320841

Your next chapter starts with a simple plan. 🏡 Whether you're buying your first home, upgrading to more space, or invest...
10/13/2026

Your next chapter starts with a simple plan. 🏡 Whether you're buying your first home, upgrading to more space, or investing for the future, understanding your financing options helps you make confident decisions. You don’t need to have every detail figured out before you take the first step!

Thinking about your next move? Send me a message today and let’s talk through your options.

For informational purposes only. Loan programs, rates, terms, fees, and eligibility vary by borrower and scenario. Not a commitment to lend.



Elmira Buhayova | NMLS #2710688
Loan Factory | NMLS #320841

Address

Los Angeles, CA
91361

Telephone

+17472066933

Website

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