La Pointe Capital Funding

06/21/2025

Profits from home flipping hit a five-year low in the first quarter of 2025 as market competition made finding undervalued properties harder.

03/28/2025

https://www.nationalmortgagenews.com/news/fha-rescinds-loan-eligibility-for-non-residents

Perspective homebuyers with work visas, asylum seekers and DACA recipients seeking the government-backed mortgage will be impacted by this sweeping change.

01/28/2025

Unsecured Working Capital for Small Businesses.

Funding Amounts for US businesses: $2,500 - $1,000,000 and at least $5-6k in monthly revenue each month.

04/13/2023

https://www.consumerfinance.gov/about-us/events/field-hearing-on-zombie-second-mortgages-director-chopra-brooklyn-new-york/?fbclid=IwAR0KZUj-sUkWp1L3SYZzNLP0hIavQ2RuFaPIbNic7EQOuc8ijSGAA5DdTw4

On Wednesday, April 26, 2023, the Consumer Financial Protection Bureau (CFPB) will visit Brooklyn, New York, where Director Rohit Chopra will host a discussion with local community organizations, advocates, leaders, and members of the public about “zombie” second mortgages — debts that consumers thought were satisfied long ago by loan modifications or bankruptcy proceedings or that were written off by lenders as uncollectable — and other debt collection issues.
We are looking forward to your participation, so be sure to save the date and RSVP.

On Wednesday, April 26, 2023 the Consumer Financial Protection Bureau (CFPB) will be visiting Brooklyn, New York, where Director Rohit Chopra will host a discussion with local community organizations, advocates, leaders, and members of the public about “zombie” second mortgages.

04/13/2023

https://www.consumerfinance.gov/about-us/events/field-hearing-on-zombie-second-mortgages-director-chopra-brooklyn-new-york/?fbclid=IwAR0KZUj-sUkWp1L3SYZzNLP0hIavQ2RuFaPIbNic7EQOuc8ijSGAA5DdTw4

11/24/2022

03/17/2022

https://www.npr.org/2022/03/16/1086484178/the-federal-reserve-interest-rates-inflation

The central bank raises its benchmark rate by a quarter percentage point in an effort to tamp down inflation. Additional rate hikes are likely in the months to come.

08/24/2021

Confused about the different types of credit pulls, when they're used and what they mean for you?

We break it down here: http://ow.ly/ZRML50DU4vj

06/25/2021

https://www.consumerfinance.gov/ask-cfpb/what-exactly-happens-when-a-mortgage-lender-checks-my-credit-en-2005/

The credit check is reported to the credit reporting agencies as an "inquiry."

05/30/2021

FHA Self Sustainability Test: FHA wants to know that the property you’re about to purchase will be self-sustaining. They want to know that the income brought in from rent will cover the mortgage. To pass the self-sufficiency test, you need to prove that 75% of the rental income will exceed monthly...

02/21/2021

The White House said that it would extend a ban on home foreclosures for federally backed mortgages through June 30.