TNT Home and Flood Insurance, LLC

09/30/2025

Clutter and scraps started building up in my shop!! I built a quick plywood cabinet to stash all those cutoffs and scraps — because when the little things pile up, the whole shop gets messy. Keeping it organized means smoother projects and fewer headaches.

Flood insurance works the same way in your loan files. 🏡💧 When premiums are too high or coverage isn’t lined up right, it clutters the process and can throw off debt-to-income ratios. That’s where I can help. I shop multiple carriers to help keep things affordable, so your borrowers stay qualified and your closings stay on track.

Whether it’s in the shop or in the lending world, organization and the right tools make all the difference. DM me and let’s make flood insurance the easiest part of your file.

12/14/2024

I love helping investors build their future, one smart decision at a time! 💡

I recently worked with a sharp 20-something investor who was struggling to cash flow on his rental property due to high flood insurance costs.

By exploring private flood insurance options, I helped him save $1650 per year! 🙌

That’s money back in his pocket to boost his cash flow, reinvest in his property, or grow his portfolio even faster. 🏡💰

Flood insurance doesn’t have to drain your finances. If you're a property investor or loan officer, let’s talk about how the right flood insurance can save you money and help your investments thrive! 💪

11/07/2024

09/26/2023

September is National Preparedness Month. Here is some good information to pass on to your clients or for you to use yourself!

02/07/2023

Want to know how much a flood insurance policy would cost you per year? Did you know that your homeowner's insurance policy normally does not cover flooding? Reach out to me and I can help determine what coverages would be a good fit for you or your clients. [email protected]

02/02/2023

6 more weeks of winter according to Punxsutawney Phil! Prep for rainy season and call me to get protection from spring floods. 614-282-7150, 877-97-FLOOD (877-973-5663)

01/24/2023

Looking for ways to save on your flood insurance? Consider elevating the heating and cooling system, water heater, electrical panel, and other utilities so that they are less likely to be damaged in a flood. This may offer flood insurance savings if your policy is with the NFIP/FEMA. If your mechanicals are located below the base flood elevation (BFE), an annual surcharge may be added to your premium. Instead, consider using an attic, extra closet or elevated platform to elevate mechanicals. With private flood insurance, most carriers do not take the elevation of mechanicals into account on their pricing. They price the policy based on the risk, the latest mapping and topographical technology which allows them to be more selective and in turn, usually a lot lower in cost than the NFIP. Call or text me at 614-282-7150 for more details and if you have clients that I can help save on their flood insurance: [email protected]

01/17/2023

Most of you have heard of a flood zone but have you heard of the floodway? The floodway is the primary conveyance area of a channel’s cross-section that is the natural conduit for flood waters. The floodway must remain open in order to allow flood waters to pass. When the floodway is obstructed by buildings, structures or debris, flood waters will back up, resulting in greater flooding potential upstream.

The distinction between the two is important when considering development and mitigating risk in a community. According to the NFIP/FEMA, floodways do not affect the cost or availability of flood insurance if you purchase a policy through the National Flood Insurance Program. Private flood insurance on the other hand, does not like a structure in the floodway. Many private carriers will not write a policy if it is in a floodway.

Want to know if the home you are looking at is in a floodway? Reach out to me and I can help you with this. [email protected]

01/17/2023

Thankful for when we can help our clients understand their flood insurance policy and make the best informed decision! Let us help you!

11/16/2022

I would love to be your go to agent for Flood Insurance. Call/Text/Email me if I can help!
614-282-7150 [email protected]