Edward Jones - Financial Advisor: Yvette Ruiz

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Edward Jones - Financial Advisor:  Yvette Ruiz I am a financial advisor dedicated to serving the needs of individual investors. Member SIPC. Now, I enjoy teaching others. Go Buckeyes!

My career with Edward Jones began in 2014 because I wanted to be able to help
others feel confident with their retirement goals. I was not taught about the value
and importance of family wealth strategies, life insurance or retirement savings,
which prompted me to teach my children. Before Edward Jones, my executive background was in insurance. I enjoy working
with people who are ready to learn more about investing begin the process of
long-range planning with preparing for the unexpected, long-range retirement goals
and legacy and estate strategies. My passion is helping people who are ready to make
an impact and looking forward to retirement. My husband and I have lived in Spotsylvania for over 30 years, and we are Ohio State
Buckeye college football fans. We enjoy cooking, entertaining and
traveling. We have two sons who are serving in the military and a daughter in college. My office serves Locust Grove and the surrounding communities, and I enjoy being
active in our communities and participating in community-based events. My
commitment is to help others become more knowledgeable about the available
services we offer. Currently, I am a member of the Orange County Chamber of Commerce and I serve on
the board of directors of this chamber. I also serve with the LOW Lioness Club. I don't do this alone, however. Heather Powers is my branch office administrator. Heather has lived in Orange County, Virginia, all her life, is married and has two
children. Prior to joining the Edward Jones' team, she worked in the property and
casualty insurance industry for 32 years. She enjoys spending time with family and
friends, playing with her grandchildren, decorating her home, shopping and traveling
to new places. I welcome the opportunity to learn more about you, your financial priorities and what
your passions are. Give my office a call and let's make an appointment and enjoy a
cup of coffee while we are getting to know each other. Remember, all good things
start with taking that one step

Do you need a will, a living trust or both? Understanding the key differences between these estate-planning documents ca...
11/02/2026

Do you need a will, a living trust or both? Understanding the key differences between these estate-planning documents can help you determine how to address your unique needs. Here's what you should know.

A comprehensive estate plan involves multiple documents, but two key ones include a will and a living trust. It’s important to understand how these documents differ.

Trick or treat! Wishing everyone a safe and spooktacular Halloween.
10/31/2026

Trick or treat! Wishing everyone a safe and spooktacular Halloween.

10/28/2026

Market headlines got you worried? Staying focused on what you can control can help you feel more at ease. And one of the ways to do that is by diversifying your investment portfolio.

Diversification can't guarantee profits or prevent losses, but it can help manage risk and smooth out some of the ups and downs that can come with investing. However, diversification isn't one-size-fits-all. The right approach depends on your goals, timeline and comfort with risk.

If you'd like to talk about your portfolio or have questions about navigating today's market environment, I'm here to help.



Content provided by Edward Jones

Markets are weighing three key forces right now: elevated oil prices, higher-for-longer interest rates and growing quest...
10/26/2026

Markets are weighing three key forces right now: elevated oil prices, higher-for-longer interest rates and growing questions around the sustainability of AI-driven investment.

James McCann, Senior Economist, explores how these trends are influencing markets, what's supporting the economic outlook, and what investors should keep in focus in the latest Weekly Market Wrap.

https://bit.ly/4jD5QXF


A summary of last week's market highlights and economic news.

The first $100,000 is often the hardest milestone to reach — and the most rewarding.Early on, progress can feel slow, es...
10/26/2026

The first $100,000 is often the hardest milestone to reach — and the most rewarding.

Early on, progress can feel slow, especially when you're balancing family, work and other financial priorities. But once your portfolio grows, investment returns can begin doing more of the heavy lifting.

If you're working toward your first $100,000, stay focused on the habits that matter most: investing consistently, staying diversified and remaining committed through market ups and downs. Those habits can make all the difference over time.

Your first $100,000: why it matters most

When it comes to your financial future, having the right people by your side can be a gamechanger. And your team at Edwa...
10/21/2026

When it comes to your financial future, having the right people by your side can be a gamechanger. And your team at Edward Jones is right there with you to help you achieve what matters most. Because real wealth isn't just about numbers; the key to being rich is knowing what counts. Let's find your rich.

Market leadership has shifted in October, with investors rotating from technology and AI-focused stocks toward value-ori...
10/19/2026

Market leadership has shifted in October, with investors rotating from technology and AI-focused stocks toward value-oriented and more defensive sectors amid concerns about rates, debt levels and growth expectations.

Mona Mahajan, Head of Investment Strategy, shares her perspective on what's driving the recent market rotation, why the broader fundamental backdrop remains constructive, and what it could mean for investors in the latest Weekly Market Wrap: https://bit.ly/4dPPBTr

Not sure how to start your journey toward the financial goals you want to achieve? Check out these 10 investing “rules o...
10/19/2026

Not sure how to start your journey toward the financial goals you want to achieve? Check out these 10 investing “rules of the road” that can help you get moving in the right direction.

Tips for reaching your goals

What would happen if you had to retire sooner than expected?Many people focus on their target retirement date but spend ...
10/14/2026

What would happen if you had to retire sooner than expected?

Many people focus on their target retirement date but spend less time preparing for the possibility of an earlier exit due to a job loss, health issue or family caregiving needs.

If you'd like to explore how your retirement strategy would hold up under an unexpected scenario, let's talk. Planning for the "what-ifs" today can help reduce stress tomorrow.

Concerned about a forced retirement? 4 tips to prepare

This week marks the fourth anniversary of the current bull market. But what makes this bull market different from previo...
10/12/2026

This week marks the fourth anniversary of the current bull market. But what makes this bull market different from previous ones, and does it still have room to run?

Angelo Kourkafas, Senior Global Investment Strategist, shares his perspective on what's helping sustain this bull market and what investors should watch next in the latest Weekly Market Wrap: https://bit.ly/4rZHgCp

Address

Locust Grove, VA

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+15409720484

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