Innovative Risk Management

Innovative Risk Management Crop and Livestock Insurance Agent. Licensed in Iowa, Missouri, and Nebraska My name is Sara Syfert, and I'm the owner of Innovative Risk Management.

I started my crop insurance career in 2008 and have a strong passion for serving customers. My background is a little bit different than most crop insurance agents as I have not only been an agent, but I've also worked for an insurance company as a Claims Supervisor. Additionally, I was also a Financial Officer for several years. My well rounded background is a strength and allows me to better service the customers that I work with.

09/02/2026

Have you heard about Margin Coverage Option (MCO) to protect your spring crops? Get subsidized coverage up to 95%!

Ask your local Rain and Hail agent for more info.

08/12/2026

Reminder for Rain and Hail customers- there’s a 3% cash discount off of your hail bill if paid by 8/15. Please reach out if you have questions.

RMA has announced an additional 60 days to pay premiums before interest attaches. This means that 9/30 due dates will no...
08/05/2026

RMA has announced an additional 60 days to pay premiums before interest attaches. This means that 9/30 due dates will now have until 11/30 and not accrue interest.

Also, good news on adding the prevent plant buy up option back. Please see the link below-

(Washington, D.C., Aug. 5, 2026) – The U.S. Department of Agriculture (USDA) is taking steps to support America’s farmers in response to ongoing challenges across the agricultural sector. To ease financial pressures and strengthen risk management options for American farmers, USDA’s Risk Manag...

06/02/2026

The deadline to add green snap, wind, and extra harvest expense with Rain and Hail is June 15th. If you do not currently have these endorsements on your hail policy and want them, please reach out to me before the deadline.

04/04/2026
03/17/2026

Today is the final day to make any changes to your crop insurance coverage for 2026 spring crops.

03/03/2026

Spring prices have been announced:
Corn $4.62
Soybeans $11.09

02/24/2026

As we get closer to the end of February and price discovery period, I thought I'd provide an update on where spring prices are at:
CORN-$4.60
SOYBEANS-$11.04

Please feel free to reach out and schedule your appointment with me.
02/20/2026

Please feel free to reach out and schedule your appointment with me.

Less than a month left to protect spring crops for those of you with a March 15 sales closing date! Make sure you have the right risk management plan for your business. Reach out to your local Rain and Hail agent today.

Address

Lockridge, IA
52635

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