Innovative Risk Management

10/02/2026

June/July PRF final rainfall numbers have been released now. If there was unpaid premium, loss credits will be applied to the unpaid balance. Surprisingly there were some claims. Not a lot, but some in Southern Iowa and Northern Missouri.

09/30/2026

Have you heard about Margin Coverage Option (MCO) to protect your spring crops? Last chance!

Diversify Your Risk Management Portfolio – MCO uses a different discovery price than MPCI base policies.

Ask your local Rain and Hail agent for more info.

09/30/2026

Today is the final day!

Today is the last day! Are your fall crops protected? Last chance to reach out to your local Rain and Hail agent - who is very happy to help you protect your business!

09/21/2026

2027 MCO and Margin Protection projected prices have been released and are $5.25 for corn and $12.33 for soybeans.

09/02/2026

Have you heard about Margin Coverage Option (MCO) to protect your spring crops? Get subsidized coverage up to 95%!

Ask your local Rain and Hail agent for more info.

08/12/2026

Reminder for Rain and Hail customers- there’s a 3% cash discount off of your hail bill if paid by 8/15. Please reach out if you have questions.

08/05/2026

RMA has announced an additional 60 days to pay premiums before interest attaches. This means that 9/30 due dates will now have until 11/30 and not accrue interest.

Also, good news on adding the prevent plant buy up option back. Please see the link below-

(Washington, D.C., Aug. 5, 2026) – The U.S. Department of Agriculture (USDA) is taking steps to support America’s farmers in response to ongoing challenges across the agricultural sector. To ease financial pressures and strengthen risk management options for American farmers, USDA’s Risk Manag...

06/02/2026

The deadline to add green snap, wind, and extra harvest expense with Rain and Hail is June 15th. If you do not currently have these endorsements on your hail policy and want them, please reach out to me before the deadline.

04/27/2026

https://www.usda.gov/about-usda/news/press-releases/2026/04/24/usda-issues-second-supplemental-disaster-payment-farmers-extends-program-application-deadline-august

The deadline has been extended to August 12th as well as the payment factor has changed from 35-70%.

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04/04/2026