Our products provide exceptional value with extremely competitive interest rates and extra low fees. Urban Trust Bank provides financial solutions to empower individuals and small businesses in both the traditional and underserved banking arenas and has been highlighted in national and local media, including The Washington Post, The Wall Street Journal, CNBC, The Orlando Business Journal, and USA
Today. LEGAL: As used in these Urban Trust Bank Facebook Terms (the "Terms") "we," "us," and "our" refer collectively to Urban Trust Bank. The word "you" refers to you individually, and to your company if you are using the Page on behalf of your company. Urban Trust Bank's page (the "Page") is presented by Urban Trust Bank ("Urban Trust Bank"). By using the Page, you agree to be bound by these terms as well as all other applicable policies posted by Urban Trust Bank and Facebook. Urban Trust Bank may in its discretion post user content guidelines, which, if posted, would also be applicable to your use of the Page. Never disclose account or other financial information through Facebook. Urban Trust Bank will never ask for your account information, social security number, or any other sensitive information from you through Facebook. Your disclosures and posting on Facebook including our Page are subject to the Facebook's control, terms of use and disclosures including data use and privacy. Urban Trust Bank is not responsible for Facebook's actions, omission, terms, privacy and security policies.
1. RIGHT TO MODIFY, SHUT DOWN, OR DENY ACCESS TO THIS PAGE
URBAN TRUST BANK RESERVES THE RIGHT TO MODIFY THE CONTENT, FEATURES AND FUNCTIONALITY OF THE PAGE, TO SHUT DOWN THIS PAGE, AND TO LIMIT OR DENY ACCESS TO ALL OR PART OF THIS PAGE AT ANY TIME, FOR ANY REASON, WITHOUT PRIOR NOTICE, AND WILL NOT BE LIABLE IN ANY WAY TO YOU, YOUR COMPANY OR ANY THIRD PARTY FOR ANY POSSIBLE LOSS, LIABILITY OR CONSEQUENCE OF SUCH ACTIONS.
2. DISCLAIMER OF LIABILITY / INDEMNIFICATION
Urban Trust Bank will not be responsible or liable, directly or indirectly, in any way for any loss or damage of any kind incurred as a result of, or in connection with, your use of the Page or your failure to comply with these Terms or any other applicable policies or procedures. You shall indemnify, defend, and hold harmless Urban Trust Bank, and its officers, employees and agents, from any and all losses, injuries, liabilities, damages, fines, penalties, costs and expenses including reasonable attorneys' fees, resulting from claims made by any third party due to or arising out of your acts or omissions, including claims arising out of your use of the Page, your submissions, postings, or transmission on the Page, your violation of any policies or rules governing the Page, or your violation of any rights of another.
3. INFORMATION DISCLAIMER
Facts, data, information, and other content provided on the Page provided by Urban Trust Bank are believed to be reliable when posted. Urban Trust Bank is not responsible for any data, content, or information posted by users. Urban Trust Bank cannot guarantee that any content is accurate or complete at all times. No Urban Trust Bank Content or comments made by any employee or agent of Urban Trust Bank or any user should be understood or used as the sole basis of any investment or financial decision, nor should they be construed as advice or recommendations. This is not an offer to sell or a solicitation of any offer to buy any financial products of Urban Trust Bank or any other issuer or company.
4. COPYRIGHT, USE OF THE PAGE AND LICENSE
Copyright in the Urban Trust Bank provided content on the Page is owned by Urban Trust Bank unless otherwise indicated. The Page is made available to you for your personal, non-commercial use only. You may download Urban Trust Bank-provided text, graphics, audio, or video content ("Urban Trust Bank Content") displayed on this Page for your own personal use, provided (a) you do not remove or modify any copyright, trademark, or other proprietary notices or any disclosures; (b) you agree to any terms, conditions, and notices accompanying the Urban Trust Bank Content; and (c) you comply with all copyright and other intellectual property laws. This limited, revocable, non-transferable privilege to use the Urban Trust Bank Content in no way constitutes a transfer of any right, title or interest in the Urban Trust Bank Content you download. This is a grant of a license, not a transfer of title, and under this license you may not: (1) modify or copy the Urban Trust Bank Content (except as set forth in the preceding sentence); (2) use the Urban Trust Bank Content for any commercial purpose, or for any public display (commercial or non-commercial); (3) attempt to decompile or reverse engineer any software contained on this Page; (4) transfer the Urban Trust Bank Content to another person or "mirror" the Urban Trust Bank Content on any other server; or (6) otherwise distribute, transmit, display, perform, reproduce, publish, license, or create derivative works from any information, material, software, products or services on this Page. This license shall automatically terminate if you violate any of these restrictions, and may be terminated by Urban Trust Bank at any time subject to any notice requirements with which Urban Trust Bank must comply in accordance with applicable law. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession, whether in electronic or printed format.
5. GENERAL PRACTICES REGARDING USE AND STORAGE
Urban Trust Bank may establish general practices and limitations concerning use of the Page. Urban Trust Bank has no responsibility or liability for the deletion or failure to store any data or other content maintained or transmitted by others on this Page.
6. RELATIONSHIP
Neither Urban Trust Bank nor its service providers shall be considered an agent or other legal representative of yours for any purpose by reason of these rules. Nothing herein shall be deemed to create an agency, partnership, joint venture, employee-employer or franchisor-franchisee relationship of any kind between Urban Trust Bank and you or any other person or entity nor do these Terms extend rights to any third party. Urban Trust Bank does not and cannot control the actions of Page users, visitors or linked third parties. We reserve the right to report any malfeasance that comes to our attention to the appropriate authorities.
7. COPYRIGHT COMPLAINTS
It is Urban Trust Bank's policy to respond promptly to claims of intellectual property misuse. If you believe that your work has been copied and is accessible on the Page in a way that constitutes copyright infringement, please notify us through the process set forth below. If Urban Trust Bank determines, based on its sole discretion that you are a repeat offender under the Digital Millennium Copyright Act, all your User Content will be removed, and Urban Trust Bank reserves the right to take whatever other actions it deems necessary, including notifying the appropriate government authorities.
8. OTHER AGREEMENTS
These Terms are in addition to and do not nullify any other agreement(s) between you and Urban Trust Bank including but not limited to any agreement regarding your use of Urban Trust Bank's other websites. Termination or modification of these Terms will not affect, or result in the termination or modification of, any such other agreements.
9. SEVERABILITY
If any provision of these Terms is held unenforceable, the validity or enforceability of the remaining provisions will not be affected, and the unenforceable provision will be replaced with an enforceable provision that comes closest to the intention underlying the unenforceable provision.
10. GOVERNING LAW
Your relationship with Urban Trust Bank with respect to these terms shall be governed by the laws of the State of Florida without regard to its conflict of law provisions. If any provision of these rules is found by a court of competent jurisdiction to be invalid, it is nevertheless agreed that the court should endeavor to give effect to the intentions of the drafters as reflected in the applicable provision, and other provisions remain in full force and effect. Information on the page regarding services and products is applicable only in jurisdictions where such services and products may lawfully be offered for sale and is void where prohibited by law. If you access the Page from outside of the United States, you are responsible for compliance with local, national, and international laws.
11. CHANGES
We may add features and functionality to the Page. Because of these changes, changes in the law, or changes in technology, we may need to revise these Terms or other policies from time to time. Accordingly, we reserve the right to update or modify these Terms, at any time and without prior notice, by posting the revisions on this Page. These changes will be effective as of the date posted. Your use of this Page following any such change constitutes your agreement to be bound by the revised Terms.
