Lindsey Douglas-Licensed Independent Insurance Broker

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Livonia, MI
Lindsey Douglas-Licensed Independent Insurance Broker

I'm dedicated to helping clients navigate the complexities of insurance and find the best solutions for their needs!

My services are always complimentary with no-obligation! I am dedicated to understanding your needs and providing personalized advice. I do not offer every plan available in your area. Any information I provide is limited to those plans I do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

06/11/2026

🚨 NEW MEDICARE GLP-1 BRIDGE PROGRAM 🚨

Starting July 1, 2026

The Centers for Medicare & Medicaid Services (CMS) has announced a new Medicare GLP-1 Bridge Program designed to help eligible Medicare Part D members access certain weight-loss medications at a reduced cost.

📅 Program Dates
July 1, 2026 – December 31, 2027

✅ Medications That May Be Included
• Foundayo® (tablet)
• Wegovy® (injection or tablet)
• Zepbound® KwikPen (injection)

❌ Not Included
• Ozempic®
• Mounjaro® (tirzepatide)

Who May Qualify?
✔ Active Medicare Part D coverage
✔ Prescription from your healthcare provider
✔ Meet CMS eligibility and prior authorization requirements

Important Things to Know
• This program is administered by CMS.
• Eligibility is determined by CMS, not your insurance company.
• The program operates outside of your Medicare Part D plan coverage.
• Members currently receiving GLP-1 coverage through their Part D plan may not qualify for the Bridge Program.
• Final eligibility and cost details are still being released by CMS.

❓Have Questions About Medicare or the GLP-1 Bridge Program?

I’m happy to help you understand your Medicare options and point you in the right direction.

📞 Lindsey Douglas
Independent Insurance Broker

☎️ 248-254-2994
📧 [email protected]

Helping you find the right coverage with honesty, compassion, and real support.

Not affiliated with or endorsed by the U.S. Government or the federal Medicare program. Eligibility and program requirements are determined by CMS.

06/09/2026

✨ UNDERSTANDING MARKETPLACE SPECIAL ENROLLMENT PERIODS (SEPs) ✨

Did you know you may still qualify for health insurance outside of Open Enrollment?

A Special Enrollment Period (SEP) allows you to enroll in or change your Marketplace health insurance after a qualifying life event.

📌 Common qualifying events include:
✔️ Losing employer coverage
✔️ Moving to a new area
✔️ Getting married
✔️ Having a baby
✔️ Divorce or legal separation
✔️ Changes in household income
✔️ Turning 26 and losing coverage under a parent’s plan

🗓️ Marketplace Open Enrollment typically runs:
November 1st – January 15th

But if you qualify for an SEP, you may not have to wait!

My services are always FREE with no obligation, and I’m here to help you understand your options and find the right coverage for your needs.

📞 (248) 254-2994
📧 [email protected]
🌐 Lindseydouglasinsurance.com

06/02/2026

Insurance guidance made simple.
Helping individuals, families, and Medicare beneficiaries find coverage that fits their needs with honest support and personalized service.

✔ Medicare
✔ Health Insurance
✔ Life Insurance

📍 Michigan Licensed Broker
📞 (248) 254-2994
🌐 LindseyDouglasInsurance.com

05/22/2026

Honoring the brave. Remembering the fallen. 🇺🇸❤️

This Memorial Weekend, we pause to reflect with gratitude on the heroes who made the ultimate sacrifice for our freedom. Wishing everyone a safe, meaningful, and peaceful holiday weekend surrounded by family, friends, and moments that matter most.

Thank you to all who have served and continue to serve our country. 🇺🇸

05/19/2026

📌 Medicare Enrollment Periods Explained (AEP, OEP, IEP & SEP)

Medicare can feel confusing—especially when it comes to WHEN you’re allowed to enroll or make changes. The truth is, Medicare has specific enrollment windows, and missing the right one can mean delayed coverage or penalties.

Here’s a quick breakdown of the 4 most important Medicare enrollment periods:

✅ IEP (Initial Enrollment Period)
This is your first chance to enroll in Medicare—your 7-month window around your 65th birthday.

✅ AEP (Annual Election Period)
📅 October 15 – December 7
This is the main time each year to review and change your Medicare Advantage or Part D plan for the upcoming year.

✅ OEP (Open Enrollment Period)
📅 January 1 – March 31
If you already have a Medicare Advantage plan, this is your chance to make one plan change (switch plans or return to Original Medicare).

✅ SEP (Special Enrollment Period)
This one happens when life happens—moving, losing coverage, qualifying for Extra Help, and other major events may open a special window to make changes.

💡 Pro Tip: Even if your plan worked last year, costs and benefits can change every year—so reviewing your coverage is always smart!

📲 If you’re unsure what enrollment period applies to you, message me and I’ll help you figure it out.

05/15/2026

✨ Insurance doesn’t have to be confusing. ✨

When it comes to protecting your health, your family, and your future — you deserve someone who will take the time to explain your options and help you feel confident in your choices.

As an independent insurance broker, I work for YOU… not the insurance companies. 💛

Here’s what I can help with:
✅ Medicare Advantage & Medigap Plans
✅ Prescription Drug Plans (Part D)
✅ Individual & Family Health Insurance
✅ Dental & Vision Coverage
✅ Life Insurance & Final Expense
✅ Reviewing your current plan to make sure it still fits

Whether you’re turning 65, losing coverage, or just want to make sure you’re not overpaying — I’m here to help every step of the way.

📩 Message me anytime for a free quote or plan review!
Because peace of mind is always worth it. 💕

05/10/2026

Happy Mother’s Day to all the incredible moms out there! 💐💗

Today we celebrate your love, strength, patience, and everything you do—often without recognition, but never without impact. From the big moments to the everyday sacrifices, you are truly the heart of your family.

Wishing you a day filled with love, appreciation, and well-deserved rest. 🌸✨

💝 You are appreciated today and always.

05/08/2026

Prescription coverage varies widely between plans. Some medications may be fully covered while others require higher out-of-pocket costs. Reviewing formulary details can help avoid surprises at the pharmacy. It’s an important part of choosing a plan. 💊

05/05/2026

📌 Medicare Advantage vs. Medigap — What’s the Difference?

Choosing the right Medicare plan can feel overwhelming, but understanding the basics makes it much easier!

✅ Medicare Advantage (Part C) is an all-in-one alternative to Original Medicare and often includes extra benefits like dental, vision, hearing, and sometimes prescription drug coverage. Many plans have low monthly premiums, but you may have copays and network restrictions.

✅ Medigap (Medicare Supplement) works alongside Original Medicare to help cover out-of-pocket costs like deductibles and coinsurance. It typically offers more freedom to choose doctors nationwide, but usually requires a separate Part D prescription plan.

✨ The best plan depends on your health needs, budget, travel habits, and preferred doctors.

📞 Need help comparing your options?
I can break it down in a simple way and help you choose what fits YOU best.

💬 Reach out anytime for a free Medicare review!

05/01/2026

This month, we honor the brave men and women who have served and continue to serve our country. Your courage, sacrifice, and dedication do not go unnoticed.

From my business to you and your family—thank you for protecting our freedom and standing for something bigger than yourself. ❤️💙

If you are a Veteran, Active Duty service member, or military family member, please know how deeply appreciated you are—not just this month, but always.

⭐ We see you. We thank you. We appreciate you. ⭐

Address

Livonia, MI
48152

Website

http://LindseyDouglasInsurance.com/

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