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Monday 9am - 4:30pm Tuesday 9am - 4:30pm Wednesday 9am - 4:30pm Thursday 9am - 4:30pm Friday 9am - 12pm

Mike Zippay - Country Financial

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Livingston, IL
Mike Zippay - Country Financial

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I look forward to learning about your needs and helping you achieve financial security.

09/29/2026

These numbers tell an interesting story. 🤓

Whether you already have life insurance or are just starting to think about it, reviewing your needs every few years can help make sure your coverage still reflects your life today.

09/23/2026

Now through Oct. 31, anyone who gets a life insurance quote from me will be entered to win a $2,500 travel voucher to fund your next dream vacation. Protect your family with the right insurance AND a bucket list vacay … who says no? Contact me today.

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NO PURCHASE NECESSARY: Purchases do not increase chances of winning. Odds of winning are dependent upon the number of entries received. Ends 10/31/2026. Must be 18 years or older and an IL resident to enter. Two prizes ARV $5,000. Void where prohibited by law. A quote creates no contract of insurance and does not obligate you to purchase any policy from the COUNTRY Financial®️ family of companies. See Official Rules for full details. Sponsor is CC Services, Inc., 1701 Towanda Ave., Bloomington, IL 61701.

09/18/2026

Life insurance provides more protection than you might think. If something ever happens and you are no longer here to help pay for the mortgage, life insurance is a great way to help your family stay in your home. Plus, enhancing your coverage might be more affordable than you expect.

Contact me today to discuss your options and feel confident your loved ones have the financial security they need.

09/17/2026

Permanent life insurance policies are different from term life in some key ways. Term life can be great for temporary protection, but if you need long-term security with some added benefits, permanent life might be right for you. Here are some benefits you should be aware of:

*Predictable premiums - Most permanent life insurance, including whole life policies, offer consistent premiums that policyowners can budget for. Individuals with these policies benefit from predictable premiums while securing valuable death benefit protection.

Indexed universal life insurance, a type of permanent life insurance, provides policyowners with significant flexibility in premiums and coverage. This can be valuable for individuals with less predictable incomes or who want to adjust their premium payments from year to year.

*Cash value - One key difference between most term policies and permanent life insurance policies is the presence of policy cash values. These cash values can be accessed by the policy owner for various “living benefit” needs. This may include policy loans, withdrawals or partial surrenders. When structured correctly, policyowners can use cash values without tax consequences, making them an attractive choice for many individuals.

Contact me today to discuss your life insurance needs and get a quote.

09/16/2026

Small home issues have a funny way of becoming big home issues when they're ignored.

A loose shingle, a slow drip, or a small crack might seem like a future-you problem, but taking care of them early can help prevent bigger headaches down the road.

Taking steps to protect your home doesn't have to happen all at once. If you ever have questions about protecting what matters most, I'm happy to help.

What's a home project you've been putting off lately?

09/09/2026

Life Insurance Awareness Month is a helpful reminder to pause and ask a simple question. Is your family protected if life takes an unexpected turn. Many people insure cars, phones, and homes, yet put off protecting the people who matter most. Real peace of mind often starts with a conversation about what support your loved ones would need. It is less about fear and more about care, planning, and showing up for the future. Even a small step today can make tomorrow feel more secure. That question is worth asking sooner, not later.

09/01/2026

Every contractor I work with has one thing in common: you don’t cut corners on your craft.

But I see a lot of people unintentionally cutting corners on their protection.

Whether you’re building custom cabinets or restoring historic homes — your work is one-of-a-kind. Your coverage should be too. Curious what most contractors miss in their policies? I’m happy to share.

08/31/2026

The latest issue of your favorite farm newsletter keeps you in the know and helps you prepare for the upcoming harvest season, so you can do what you do best.

If you have any questions, call me first!

https://cfin.us/Fall2026AgribusinessUpdate

Address

600 Livingston Avenue
Livingston, IL
62058

Opening Hours

Monday	9am - 4:30pm
Tuesday	9am - 4:30pm
Wednesday	9am - 4:30pm
Thursday	9am - 4:30pm
Friday	9am - 12pm

Telephone

+16186372999

Website

http://www.countryfinancial.com/michael.zippay

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