Denise Colvin, Mortgage Advisor

Denise Colvin, Mortgage Advisor In the market to buy a home or need a refi? Wondering what you qualify for in this crazy market and how it works? Let's talk and get your loan ready!

Give me a call. Conventional, VA, FHA, Jumbo, Non QM
Reverse Mortgages
20 years experience NMLS 287399
Corp NMLS 3029

Today's repeat buyer looks a little different than they did a decade ago. With the median age at 62, today's move is oft...
08/07/2026

Today's repeat buyer looks a little different than they did a decade ago. With the median age at 62, today's move is often less about a starter home and more about the next chapter. That shift creates opportunities for more personalized conversations and long-term planning.

A condo's classification can impact financing options, but it doesn't have to stop your homeownership plans. Whether a c...
08/06/2026

A condo's classification can impact financing options, but it doesn't have to stop your homeownership plans. Whether a condo is warrantable or non-warrantable, we can help you explore available solutions and understand your next steps.

Learn more: http://spr.ly/6181BEC8VZ

First-time buyers are putting more money down than they have in decades. Multiple factors might be driving that trend, b...
08/05/2026

First-time buyers are putting more money down than they have in decades. Multiple factors might be driving that trend, but one thing is for sure: we should be talking more about down payment planning, low down payment loan options and assistance programs.

The last thing you want to do after buying a home is deal with a fridge on the fritz or a plumbing leak. A home warranty...
08/04/2026

The last thing you want to do after buying a home is deal with a fridge on the fritz or a plumbing leak. A home warranty offers protection for your home’s major systems and appliances, so you can rest easy knowing repairs are covered. Learn more: http://spr.ly/6186BEtOOG

Peak summer — inside and out.
08/01/2026

Peak summer — inside and out.

Median age is just one of the ways today’s first-timers don’t fit the traditional mold. Good thing we’re built for any b...
07/31/2026

Median age is just one of the ways today’s first-timers don’t fit the traditional mold. Good thing we’re built for any buyer.

Investment decisions often come down to the numbers. DSCR loans focus on rental income from the property to help you mov...
07/30/2026

Investment decisions often come down to the numbers. DSCR loans focus on rental income from the property to help you move forward. Learn more: http://spr.ly/6188BDU6Jg

Today’s first-time homebuyer numbers don’t mean demand has disappeared, but they do signal that the path to homeownershi...
07/29/2026

Today’s first-time homebuyer numbers don’t mean demand has disappeared, but they do signal that the path to homeownership is becoming more challenging. Education and advocacy can help smooth the way.

Curious if a reverse mortgage is right for you? Our calculator can help answer that. 🔗http://spr.ly/6188BEeu30
07/28/2026

Curious if a reverse mortgage is right for you? Our calculator can help answer that.

🔗http://spr.ly/6188BEeu30

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Livermore, CA

Telephone

+19252004019

Website

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