05/14/2026
When people ask me, โWhatโs your rate?โ ๐ฌ๐
Honestlyโฆ I have no idea yet.
Rates arenโt one-size-fits-all and theyโre definitely not pulled out of thin air without specifics on your file.
Any lender that says what the rate is without the following info- is completely guessing ๐ญ๐
Your rate depends on things like:
โข credit score
โข down payment
โข loan type
โข debt-to-income
โข occupancy
โข property type
โข and about 20 other little details ๐
So if I throw out a random number without an application, Iโd just be guessing too, and you deserve better than a guess.
If you truly want to know what your interest rate will be, give me call ๐
๐ฑ 919-753-7778