03/31/2026
Here is a Seller Credits Cheet Sheet for my Realtor friends!
Remember we can only use Seller Credits towards closing costs. This is any cost associated with the loan process. As a lender I will always try to use any remaining Seller Credits to buy down the rate because what ever Seller Credit we don't use we have to give back to the seller. You can't just keep them!
Bonus Nugget*** VA loans can use the Seller Credits to pay off debt too!!!! No other loan allows that.
Remember Refi or buy Bundy is your Mortgage Guy!
Go With Bundy - The Mortgage Magician!