Brandon West - Mortgage Broker and Residential Loan Officer

04/27/2026

I had the Honor and Privilege to work with the exceptional and help our client Tara secure a home via a This product allows a borrower to buy a home AND provide additional funds towards the renovation of their dreams! Make it yours! Customize your own home the way you want it! Tara! And thank you , it was a true reward working with you 🙏🙏🙏

04/10/2026

Don’t get stuck or put your earnest money deposit at risk! Shop with confidence knowing you’re fully protected!

03/31/2026

💡 ***Trigger Warning***💡Unpopular opinion:
Putting more than 20% down on a home is often NOT the best financial move. Lets look at the data and some examples.
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Let’s say you’re buying a $500,000 home, and you have $200,000 available.
You have two options:
Option 1: Put the full $200K down (40%)
Option 2: Put $100K down (20%) and keep the other $100K working for you in an investment ETF or Mutual Fund.
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At first glance, Option 1 looks smarter:
✔️ Lower monthly payment
✔️ Less interest paid
And yes… you’d save about $115K in interest over 30 years.
But here’s what most people miss…
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After factoring in tax benefits, that savings is closer to:
👉 ~$88K over 30 years
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Now let’s look at what that extra $100K could potentially do over the same 30 year period instead 👇
If invested:
📈 At 8% → ~$1.09M
📈 At 10% → ~$1.74M
📈 At 12% → ~$2.99M
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So the real question becomes:
👉 Do you want to save ~$88K
OR
👉 Give yourself the opportunity to earn $1M+ over time.
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And one more thing most people don’t think about:
That extra money you put into the house…
💰 It’s locked up - until you do a HELOC or Cash out REFI - which in Texas you can only take out up to 80% Loan to Value.
You can’t access it without refinancing or selling.
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⚠️ Now — this doesn’t mean putting more down is wrong.
Sometimes it makes sense:
• To qualify for the loan - to make Debt to Income Ratio work
• To get the payment where you need it - affordability.
• For peace of mind
But if you’re doing it just because you think it’s the “smart” move…
It’s worth taking a second look.
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💭 The goal isn’t just to own a home…
It’s to build wealth while you own it.
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If you’re thinking about buying and want to run scenarios like this for your situation, I’m happy to break it down for you 👍

🔥🔥Download my FREE 2026 Home Buyers Guide below🔥🔥

Learn about loan programs, down payment options, alternate-income and investor financing, and insider tips to confidently buy or invest in Texas

03/29/2026

in Great spot for German food and Texas Country Music! In between Jarrell and Georgetown off I35.

03/13/2026

💵The Loan Strategy That Saved a Home Purchase💵

Not long ago I was working with a buyer who thought their deal was about to fall apart, and they were struggling to get into the Condo they wanted, as the Condo was not FHA qualified.

Their debt-to-income ratio was just slightly too high to qualify for the home they wanted. The Realtor had done a great job negotiating the contract, but financing was suddenly becoming the roadblock.

Instead of walking away from the deal, we stepped back and looked at the entire financial picture.

There was one adjustment that made a big difference: restructuring the loan using a different Conventional Loan Program and adjusting how we calculated certain debts, as well as cash to close.

Once we ran the numbers through underwriting again, the buyer now qualified.

Same house.
Same borrower.
Just a different loan strategy.

This is something a lot of people don’t realize: getting approved isn’t always about income alone. Sometimes it’s about understanding how to structure the loan properly.

That’s why communication between the Loan Officer, Buyer, and Realtor matters so much.

Sometimes the solution isn’t more money.

Sometimes it’s simply a smarter structure.

💬 Curious what it would look like to purchase a home in 2026? I’m always happy to help explore options, find qualifying amounts, payment scenarios, creative financing, etc.

Download my FREE 2026 Home Buyers Guide!

https://www.loanofficerbrandonwest.com/freehomeloanguide

Feel free to DM or Call — I’m always happy to help buyers explore scenarios, see what you qualify for, what your payments would be and explore their options.

02/16/2026

🏡 First-Time Home Buyer? You May Qualify Today - FREE Loan Review!

You don’t need perfect credit or 20% down to buy a home. I help first-time buyers secure great rates, low down payment options, and fast pre-approvals.

Standard QM & flexible Non-QM programs available — more ways to qualify than you think.

Stop renting and start building equity.
📩 Call, Txt - 707-217-2552
📩 Email [email protected]

— Brandon West | Loan Officer | NMLS #2682756
Good Faith Mortgage | NMLS #2366709

02/06/2026

🏡 Welcome to 806 Country Club rd. Georgetown, TX 🏡

This home isn’t just a place to live — it’s a place where life happens.

📍 806 Country Club Rd | Georgetown, TX 78628

🎥 Watch the video tour to experience what makes this home stand out.

This beautiful property is proudly listed by Kelly Smith a trusted local expert who knows Georgetown TX inside and out.

💬 Curious about purchase options, financing, or what it would take to make this home yours? I’m happy to help walk you through the numbers and your next steps.

📲 Call or text me at 707-217-2552 for details or questions.

👇👇Download my FREE 2026 Home Buyers Guide Below👇👇
https://www.loanofficerbrandonwest.com/freehomeloanguide

If this feels like your next chapter — don’t wait. Homes like this don’t stay on the market long.

02/05/2026

806 Country Club Rd Georgetown TX is listed for sale! Contact for info on the property or DM me for any lending questions.

02/04/2026

🏡How to WIN and Score the Ideal Mortgage for your Scenario🏡

Most loan officers can fill out an application.
Very few know how to strategically structure a loan to save you money, expand your options, and protect your long-term goals.

That’s where I’m different.

I don’t just look at one rate or one product from one financial institution — I use advanced loan strategies, multiple lending partners, and creative program options to help my clients:
✅ Find better loan structures
✅ Reduce long-term interest and costs
✅ Unlock programs most buyers never hear about
✅ Win offers with confidence and clarity

Whether you’re a first-time buyer, moving up, or planning long-term wealth through real estate, my job is to make sure your loan works for you — not the other way around.

📘 That’s why I created my FREE Home Buyer’s Guide — to help you understand the process, avoid costly mistakes, and buy smarter from day one.

👉 Download it here:
🔗 https://www.loanofficerbrandonwest.com/freehomeloanguide

📲 Want to talk now or have questions?
Call or text me directly at 707-217-2552 — I’m always happy to help.

—
Brandon West
Loan Officer | NMLS #2682756
Good Faith Mortgage | NMLS #2366709
🇺🇸Serving Texas Buyers with strategy, clarity, and confidence 🇺🇸

02/03/2026

🏡 $0 Down Payment - FHA Down Payment Assistance 🏡

One the most prevalent limiting factors preventing 1st time Home Buyers from purchasing a home is the ability to come up with a Down Payment. You DO NOT NEED a Huge Down Payment to Buy a Home!

One of the biggest myths in real estate is that you need 20% down to buy a home — and it stops too many great buyers from ever getting started.

There are $0 down and Down Payment Assistance programs that can help qualified buyers purchase a home with little to no money out of pocket. 💡

These programs can help with:
✅ Down Payment Assistance
✅ Flexible credit guidelines
✅ First-time and repeat buyers
✅ Making homeownership possible sooner than you think

If you’ve been renting, waiting, or wondering “Can I really afford to buy?” — I'd be happy to help you explore your options.

📲 Want to see if you qualify?
Call or text me at 707-217-2552 or send me a message here. I’m happy to walk you through it — no pressure, just clear answers.

👇👇👇Download my FREE 2026 Home Buyers Guide👇👇👇
https://www.loanofficerbrandonwest.com/freehomeloanguide

—
Brandon West
Loan Officer | NMLS #2682756
Good Faith Mortgage | NMLS #2366709