Sparks Legacy Team

09/23/2026

Are you getting bombarded with telesales calls regarding Medicare? People turning 65 are one of the most targeted groups. PSA: Do not give your information to anyone over the phone. Reach out to a local expert that you trust and educate yourself on all your options!

09/17/2026

Do you know your Medicare enrollment timelines? When you can enroll or make a change depends on whether you are already on Medicare Part A and Part B, and whether or not you are on a Medicare Advantage Plan or a Medicare Supplement Plan. Questions? DM me or schedule a free consultation by going to my website or scanning the QR code below.

09/16/2026

Do you know what changes occur to your current healthcare benefits when you turn 65?

09/10/2026

Let's connect: DM me or schedule a consultation by visiting www.sparkslegacyteam.com.

09/09/2026

Friends & Family —

Can we talk Medicare for a second? Whether you're on Medicare, about to be, or know someone who is, this is important. The Annual Enrollment Period (AEP) is almost here, and 2027 promises big changes. Prescription drug plans, premiums, dental coverage, networks, and deductibles are all shifting.

Don’t let your loved ones get caught off guard. The AEP opens October 15th, but you can start prepping by October 1st. I’m offering complimentary Medicare reviews to help ensure everyone is in the best plan possible for 2027. No pressure, just honest guidance. Tag me or send someone my way at 913-626-8369.

—Michelle
Sparks Legacy Team

05/23/2026

05/22/2026

🇺🇸 Happy Memorial Day 🇺🇸
This Memorial Day, we pause to honor every veteran — past and present — and the families who stood beside them through sacrifice, service, and love of country. Your dedication to protecting American freedom will never be forgotten. We are grateful beyond words.

⚠️ Medicare Alert: The COBRA Trap
If you are 65 or older and still holding onto COBRA instead of enrolling in Medicare, you may be heading into serious financial trouble.
🚫 COBRA is NOT creditable coverage after age 65.
Here's what you need to know:
❌ Medicare requires that it be your primary insurance — COBRA becomes secondary and will not pay first.
❌ You risk major gaps in coverage when claims aren't paid properly.
❌ You face lifetime late enrollment penalties on Medicare Part B.
❌ You have significant out-of-pocket exposure if COBRA is your only coverage.
✅ The right move: Enroll in Medicare at 65 and drop COBRA. Medicare becomes primary, protecting you fully.
⏰ Don't wait: Delaying Medicare enrollment past your window locks in costly penalties for every year you wait.
💬 Message me directly for a FREE guide on Medicare — get clear answers, avoid costly mistakes, and find the right coverage for you.

Wishing you a safe & happy Memorial Day weekend! 🌟

03/03/2026

Call today if you need good dental insurance- there is a great plan for people over 65 to supplement Medicare, as well as those under 65 to supplement EGHPs! No annual cap! No waiting period for preventative or minor procedures. I personally signed up for this plan as soon as I learned about it. Don't wait!

02/25/2026

The Sparks Legacy Team makes Medicare Easy! If you are turning 65 in the next 6 months, contact an expert in Social Security and Medicare today!! See timeline and next steps below.

02/24/2026

I recently partnered with an amazing team of professionals that as a part of my service are offering a complimentary on track retirement review. I established this partnership because the top two concerns that are raised with me from retirees (following healthcare), are Long Term Care Planning and Taxes. If you have an interest, or know someone who may benefit, call me direct or use the QR code below to schedule a time to learn more.