Clover Leaf Wealth Strategies

11/03/2026

🎃 Filling the candy bowl is costing more this year.

Candy and chewing gum prices have climbed 8.1% over the past year, according to the Bureau of Labor Statistics. Chocolate prices are up, too, though estimates vary by source. 🍫

But higher prices aren’t necessarily keeping Americans out of the candy aisle.

The National Retail Federation expects Halloween spending to reach $13.5 billion this year, with 96% of Halloween shoppers expecting to buy sweets.

For many households, the holiday is one of those small traditions worth making room for, even when everyday expenses are taking a bigger bite out of their budgets.

Whether you’re picking up candy for trick-or-treaters or sneaking a few pieces for yourself, what’s the one Halloween candy you can’t resist? 🍬👻



Source:

Average prices for chewing gum and candy have soared 8.1% over the last year, according to the Bureau of Labor Statistics.

11/01/2026

I will be sponsoring and attending the 2027 LIFE Conference on January 27, 2027! The link to register is below. Come join me!

https://lifeconferencede.org

10/30/2026

Clover Leaf Wealth is excited to continue to support this year’s Sensory Santa event, a special holiday experience designed for children with autism and sensory processing needs. 🎅❤️
Holiday events can sometimes feel overwhelming with bright lights, loud music, and long lines. Sensory Santa offers a calm, supportive, and sensory-friendly environment where every child can meet Santa at their own pace and comfort level.
We believe that every child deserves to experience the wonder of the season, and we are honored to help make this inclusive event possible.
🌟

10/23/2026

Did you know Hank Aaron holds the RBI (runs batted in) record at nearly 2,300 runs? He played baseball for an incredible 21 seasons. The Word Series begins Oct. 25 -- don't miss the action!

10/20/2026

👔 August brought another month of job growth, but the pace was slower than expected.

Private employers added 38,000 jobs, below the 47,000 economists had forecast and down from 46,000 in July. It was the smallest monthly gain since January.

Most of the growth came from just a few areas. 🏢 Education and health services added 45,000 jobs, while leisure and hospitality added 16,000 and construction added 12,000. Manufacturing moved the other way, losing 17,000 jobs.

Pay growth held steady, with base pay for workers staying in their jobs up 3% from a year earlier.

Hiring remains positive, but the latest numbers indicate a labor market that’s growing more slowly and unevenly across industries.


Source:

Though job creation held positive, August was the smallest gain since January and reflective of a broader slowdown in the labor market.

10/16/2026

And that is a wrap at the DCDT Conference in New Orleans! Great information wonderful people and I was proud to present and share knowledge on how practitioners and schools can help support families with disabled children through transitioning into adulthood with proper financial and estate planning.

10/16/2026

It's Get Smart About Credit Day! It's never too late to learn (and implement) responsible credit habits to help you reach your goals.

10/13/2026

October 13 is Indigenous Peoples' Day. We celebrate the resilience of Native Americans, and recognize their invaluable contributions to diversity, knowledge, labor, technology, science, philosophy, the arts, and so much more.

10/09/2026

📌 Higher rates sting borrowers, but they can be a real win for savers.

As rates rise, banks may increase the yields they offer on savings products to attract deposits. The average U.S. savings account still pays just 0.64% annual percentage yield. Some high-yield accounts are paying more than six times that, up to 4.2%, for the exact same deposit.

🔎 Certificates of deposit, or CDs, can offer even higher rates, but the tradeoff is access: your money is locked in for a set term, and pulling it out early usually costs a penalty.

Higher yields don’t erase the effects of inflation, and they won’t necessarily transform household finances. But if your savings account is still earning close to that 0.64% average, that gap alone might be worth a second look.


Source:

The Federal Reserve recently raised interest rates for the first time since 2023.

10/06/2026

AI & You in 2027