04/15/2026
Ready to take control of high-interest debt? 🚀 Cutting the rate on consumer debt can lead to big savings!
Most people think of refinancing their home loan to lower their interest rate. But what if the lower interest rate were for your consumer debt rather than your mortgage?
You may not like the idea of “losing” an especially low mortgage rate. Yet credit card rates have risen at the same time as mortgage rates, reaching high averages in May 2024.* If you have enough consumer debt and adequate home equity, refinancing to a higher (but still single-digit) mortgage rate can pay.
🌟Consolidating consumer debt into your primary home mortgage loan can mean enhanced tax deductibility (always check with your tax pro for advice).
🌟Consolidating high double-digit rates to a low single-digit mortgage rate, even if it’s higher than what you currently pay, can save hundreds per month and thousands each year.
🌟Consolidating debts can free up extra cash you can use to pay down your loan more quickly, to bolster retirement investments, to grow a college savings plan, or anything else.
*Federal Reserve Board
Wondering if you can benefit from debt consolidation?
Please reach out, and I'll be happy to help
Licensed in CA, WA, CO, OR, FL, TN, AZ, TX, ID, NV
For a fast mortgage proposal, call or text 949-903-8544.
Steve Berger
NMLS #109887
949.903.8544
Coastal Capital Funding Inc. NMLS #962070
3175 E Warm Springs Rd Ste. 110, Las Vegas, NV 89120
Coastal Capital Funding is an Equal Housing Lender