Coastal Capital Funding Inc

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Coastal Capital Funding Inc Coastal Capital Funding Inc. NMLS ID: 962070
Stephen Berger, NMLS #109887 The information is presented for informational purposes. Other restrictions may apply.
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Steve Berger is the broker-owner of Coastal Capital Funding head quartered in Las Vegas, Nevada and is licensed to conduct residential mortgage lending in 10 states. He is devoted to his beloved wife Joyce of almost 11 years, and dedicated to his three amazing kids; Aleah, Elliot, and Ryland; along with the newest addition to his family - “Romeo” his bernadoodle puppy. He loves people and has been a true mortgage industry professional for 20 years and says, “he’s never retiring”. Steve and his team strive to provide the very best possible mortgage lending experience when his clients are getting a new mortgage, which is evidenced by his repeat clientele and over 300 five-star reviews on all of his social media platforms. He works with some of the best lending institutions and prides himself on the company’s five-star communication throughout the entire loan process. He continues to “stay connected” with his clients long after the closing by providing mortgage-related advice and strategy sessions whenever the need arises. Steve’s passions include snowboarding, dirt bike riding, traveling, going to concerts, and karaoke (he says he’s a legend in his own mind). This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Visit GoCoastalCapital.com for more information. NMLS ID: 962070 | www.nmlsconsumeraccess.org | Equal Housing Opportunity. Stephen Berger, NMLS #109887

10/21/2026

Need cash fast? 💰🏡 Your home equity may be the answer.

If you’ve built equity in your home, a HELOC or 2nd mortgage may allow you to access that equity for the things you need now, while keeping your existing first mortgage in place.

Coastal Capital Funding offers flexible home equity options, including:
💰 Up to 95% of your home’s value*
🏡 10, 15, 20 & 30-year fixed options
💳 HELOCs & Fixed HELOCs
📋 No appraisal needed in most instances
⚡ FAST CLOSINGS

So how does it work?

A HELOC (Home Equity Line of Credit) gives qualified homeowners access to a revolving line of credit secured by their home. You can draw from the available line as needed, up to your approved limit.

A fixed home equity loan or 2nd mortgage generally allows you to receive funds upfront and repay them over a set term with a separate monthly payment.

Your available equity could potentially be used to consolidate qualifying high-interest debt, cover major expenses, make home improvements, pay education expenses, or provide access to funds when you need them.

One of the biggest advantages? Your existing first mortgage stays in place. If you have a first-mortgage rate you love, you may not have to refinance your entire mortgage just to access the equity you’ve built.

Keep your first mortgage. Put your equity to work. 🔑
📲 Want to see how much equity you may be able to access? Send us a DM or call at 949-903-8544 to explore your options.

Licensed in CA, WA, CO, OR, FL, TN, AZ, TX, ID, NV
Steve Berger
NMLS #109887
949.903.8544
Coastal Capital Funding Inc. NMLS #962070
3175 E Warm Springs Rd Ste. 110, Las Vegas, NV 89120
Coastal Capital Funding is an Equal Housing Lender

*Subject to program guidelines, borrower qualifications, property eligibility, and available equity.

Need cash fast? 💰🏡 Your home equity may be the answer.If you’ve built equity in your home, a HELOC or 2nd mortgage may a...
10/16/2026

Need cash fast? 💰🏡 Your home equity may be the answer.

If you’ve built equity in your home, a HELOC or 2nd mortgage may allow you to access that equity for the things you need now, while keeping your existing first mortgage in place.

Coastal Capital Funding offers flexible home equity options, including:
💰 Up to 95% of your home’s value*
🏡 10, 15, 20 & 30-year fixed options
💳 HELOCs & Fixed HELOCs
📋 No appraisal needed in most instances
⚡ FAST CLOSINGS

So how does it work?

A HELOC (Home Equity Line of Credit) gives qualified homeowners access to a revolving line of credit secured by their home. You can draw from the available line as needed, up to your approved limit.

A fixed home equity loan or 2nd mortgage generally allows you to receive funds upfront and repay them over a set term with a separate monthly payment.

Your available equity could potentially be used to consolidate qualifying high-interest debt, cover major expenses, make home improvements, pay education expenses, or provide access to funds when you need them.

One of the biggest advantages? Your existing first mortgage stays in place. If you have a first-mortgage rate you love, you may not have to refinance your entire mortgage just to access the equity you’ve built.

Keep your first mortgage. Put your equity to work. 🔑
📲 Want to see how much equity you may be able to access? Send us a DM or call at 949-903-8544 to explore your options.

Licensed in CA, WA, CO, OR, FL, TN, AZ, TX, ID, NV
Steve Berger
NMLS #109887
949.903.8544
Coastal Capital Funding Inc. NMLS #962070
3175 E Warm Springs Rd Ste. 110, Las Vegas, NV 89120
Coastal Capital Funding is an Equal Housing Lender

*Subject to program guidelines, borrower qualifications, property eligibility, and available equity. Loan approval and closing times vary. Home equity financing is secured by your property.

10/06/2026

High-interest debt piling up? 💳 If you’ve built equity in your home, you may be able to use it to create a little more breathing room in your monthly budget.

A HELOC or 2nd Mortgage allows qualified homeowners to borrow against the available equity in their home without refinancing or replacing their existing first mortgage. That means if you already have a great rate on your first mortgage, you may be able to keep it right where it is.

🏡 A HELOC provides a revolving line of credit that you can draw from as needed, up to your approved limit.

💰 A 2nd Mortgage/Home Equity Loan typically provides your funds as a lump sum with a separate monthly payment.

Either option may be used to consolidate qualifying high-interest debts, such as multiple credit card balances, into one more manageable payment.

Instead of juggling several balances, due dates, and high interest rates, your home equity may give you another way forward.

📲 Wondering how much equity you can access and which option makes the most sense for you? Call or text 949-903-8544🤳Coastal Capital Funding today and let’s explore your options.

Licensed in CA, WA, CO, OR, FL, TN, AZ, TX, ID, NV
Steve Berger
NMLS #109887
949.903.8544
Coastal Capital Funding Inc. NMLS #962070
3175 E Warm Springs Rd Ste. 110, Las Vegas, NV 89120
Coastal Capital Funding is an Equal Housing Lender

Dreaming about a kitchen remodel, updated bathroom, new flooring, or finally tackling that home project? 🏡🔨The equity yo...
09/29/2026

Dreaming about a kitchen remodel, updated bathroom, new flooring, or finally tackling that home project? 🏡🔨

The equity you’ve built in your home may be able to help make it happen, without refinancing your existing first mortgage.

A HELOC (Home Equity Line of Credit) gives qualified homeowners access to a revolving line of credit secured by their home. Rather than receiving all the funds at once, you can draw from your available credit line as needed. This can be especially helpful when renovation expenses happen in stages.

A 2nd Mortgage/Home Equity Loan works a little differently. You typically receive the funds in a lump sum and repay the loan with a separate monthly payment. This can be a great option when you know approximately how much your project will cost and want the funds available upfront.

Either way, your existing first mortgage stays in place. So if you have a first-mortgage rate you love, you may not have to refinance it just to access your available equity.

✨ Remodel the kitchen
🔨 Update bathrooms or flooring
🌴 Create the backyard you’ve been wanting
🏠 Make repairs or larger home improvements

Same home. A brighter tomorrow.

📲 Ready to see what your home equity could do for you? Send us a DM or call Steve at 949.903.8544 to explore your HELOC and 2nd mortgage options.

Licensed in CA, WA, CO, OR, FL, TN, AZ, TX, ID, NV
Steve Berger
NMLS #109887
949.903.8544
Coastal Capital Funding Inc. NMLS #962070
3175 E Warm Springs Rd Ste. 110, Las Vegas, NV 89120
Coastal Capital Funding is an Equal Housing Lender

09/11/2026

💸 Need Cash Fast? We've Got You Covered! 💸

Tap into your home's equity with a cash-out refinance, 2nd mortgage (HELOC or HELOAN). Enjoy lower rates, flexible terms, and quick approvals—tailored just for you!

📞 Contact us today to get started on unlocking your financial freedom! Don't wait—your goals are closer than you think! ✨ Call or text 949-903-8544.🤳

Licensed in CA, WA, CO, OR, FL, TN, AZ, TX, ID, NV

Steve Berger
NMLS #109887
949.903.8544
Coastal Capital Funding Inc. NMLS #962070
3175 E Warm Springs Rd Ste. 110, Las Vegas, NV 89120
Coastal Capital Funding is an Equal Housing Lender

07/14/2026
07/11/2026

Ready to take control of high-interest debt? 🚀 Cutting the rate on consumer debt can lead to big savings!

Most people think of refinancing their home loan to lower their interest rate. But what if the lower interest rate were for your consumer debt rather than your mortgage?

You may not like the idea of “losing” an especially low mortgage rate. Yet credit card rates have risen at the same time as mortgage rates, reaching high averages in May 2024.* If you have enough consumer debt and adequate home equity, refinancing to a higher (but still single-digit) mortgage rate can pay.

🌟Consolidating consumer debt into your primary home mortgage loan can mean enhanced tax deductibility (always check with your tax pro for advice).

🌟Consolidating high double-digit rates to a low single-digit mortgage rate, even if it’s higher than what you currently pay, can save hundreds per month and thousands each year.

🌟Consolidating debts can free up extra cash you can use to pay down your loan more quickly, to bolster retirement investments, to grow a college savings plan, or anything else.

*Federal Reserve Board

Wondering if you can benefit from debt consolidation?
Please reach out, and I'll be happy to help

Licensed in CA, WA, CO, OR, FL, TN, AZ, TX, ID, NV
For a fast mortgage proposal, call or text 949-903-8544.

Steve Berger
NMLS #109887
949.903.8544
Coastal Capital Funding Inc. NMLS #962070
3175 E Warm Springs Rd Ste. 110, Las Vegas, NV 89120
Coastal Capital Funding is an Equal Housing Lender

07/07/2026

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Las Vegas, NV

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