John Naccarato

06/14/2026

Interested in moving to Henderson, Nevada? Here's a cool house listed by Angela Brooks. Hit her up if you're interested! If you are needing financing, I gotchu!

Welcome Home! This stunning 4-bedroom, 2.5-bathroom home is truly move-in ready and showcases exceptional custom craftsmanship throughout. From the built-in dining nook and table to the custom kitchen cabinetry, decorative wood window valances, custom shelving, and beautifully detailed staircase, ev...

06/10/2026

In today’s market, buyers may have more room to negotiate than they realize since rates are what they are. It's time to capitalize on that timing.

Seller concessions can potentially help cover closing costs, prepaid items, or even discount points, but the limits depend on the loan type and scenario. Here's an example I prepared for a house being sold at $550,000.

If you or anyone you know is sitting on the sidelines hit me up and I can run "your" scenario.

06/09/2026

Most homeowners quietly overpay interest for years.
A small timing shift can change how your balance shrinks.
Save this and review your payoff strategy before your next payment.

06/08/2026

$500K loan at 6.5% and most people will argue this is “too aggressive.”

Split your payment, send a small principal-only amount mid-month, and you cut years off the loan.

Some say keep cash liquid instead.

Both sides have a point.

Which matters more to you right now, flexibility or long-term interest savings?

All loans are subject to approval. Equal Housing Lender.

06/07/2026

Small, consistent principal payments can quietly reshape a 30-year mortgage timeline more than most buyers realize.

06/06/2026

By 2027, more homeowners will shorten their loan without refinancing.
A simple mid-month principal payment can reduce interest and shift payoff years earlier, because interest builds on the remaining balance.
Curious how this fits your loan? Let’s map it out.

06/02/2026

Thank you, Joyce, for your wonderful review and for trusting me with your home financing journey.

Providing clear information, honest guidance, and consistent communication is something I take seriously, so feedback like this means a lot.

I appreciate the opportunity to help and am grateful for your support. Congratulations again, and thank you for choosing Intercap Lending!

⭐⭐⭐⭐⭐

05/27/2026

What's your home worth you ask? This cool little tool will tell you exactly that along with how much equity you have, and update you monthly. Watch you equity grow like Jack's Beanstalk 📈!

Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

05/25/2026

Most loan officers stop at the preapproval.

I believe the best agent relationships are true partnerships where we help each other grow.

That’s why I provide my agent partners with tools like custom property websites, electronic open house sign-in systems, and follow-up resources that help create a smoother experience and generate more opportunities from the traffic they already have.

In return, when buyers need financing guidance or a preapproval strategy, I’m here to help take care of them from the first conversation through closing.

The goal is simple: better service for clients, stronger communication throughout the transaction, and more business for everyone involved.

If you’re a real estate agent looking for a lender who brings systems, support, and consistent follow-through to the partnership, let’s connect.

05/20/2026

Closing is the easy part.

The real risk starts after the keys are in hand.

Missed exemptions, outdated insurance, no protection plan… that’s how homeowners lose ground quietly.

Set the house up to last.

Need a post-closing checklist? Hit me up.