Kat Alvarez - Loan Officer

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United States
Las Vegas, NV
Kat Alvarez - Loan Officer

Helping you go from your firs home, to your next home, to your dream home🏡🎉 Licensed in NV,AZ,CA,TX Let's make it happen!

I'm Kat Alvarez, a graduate of the University of Akron in OH but currently living my best life between NV and AZ. I've got a strong background in banking, finance, and customer service, which helped me transition into the Mortgage Industry over 8 years ago. And let me tell you, helping people achieve the dream of homeownership is one of the most rewarding things I've ever done. But let's not forge

t about what truly motivates me: my family. They're my WHY to do what I do, and I'm determined to keep growing and becoming a better professional, daughter, and friend. So, if you're looking to purchase a home for the first time or customize financing options to meet your goals, I'm your gal.

06/18/2024

🎁 Curious about Gift Funds? 🤔🏡

They are monetary contributions from family that can be used to help cover your down payment or closing costs when buying a home. They’re a great option for borrowers who need assistance with upfront expenses.

Have more questions on Gift Funds? 🫰💰
DM the word FUNDS or send a message with your question 💬

Kat Alvarez
NMLS 1523135
📲 480-869-3478
[email protected]

12/28/2023

🎉 After long, diligent teamwork and a sprinkle of good luck with the recent interest rate drop, one of my dearest friends is officially a homeowner! 🏠💖🎉 Huge congratulations Sherry !! 🥳 💐. Your determination and hard work have led you to this incredible accomplishment. You deserve every bit of this happiness and the keys to your new home! 🗝️🏡🤩

🙌 A special shout-out to Myrta A Pérez!! Your professionalism, attention to detail, and tenacity were crucial to make this possible. This journey wasn’t just about finding a house; it was about turning dreams into reality🤝🗝️.
Thank you for being an integral part of this success! 🙏💼 🤩🏡

🎈🏡

11/21/2023

DO YOU KNOW THE DIFFERENCE BETWEEN Seller Credits & Price Reductions?

Seller Credits = higher savings💰better strategy

Seller credits can:
1) cover your closing costs. 💸
2) help you buy down the interest rate for a lower monthly payment. 🗓️📉
3) help you utilize the 2/1 or 3/2/1 temporary buy down programs for the maximum savings in the first few years. 🤓

Reach out to understand how seller credits (not price reductions) can help you in becoming a home owner!
👊🏼🏡 🔑

Kat Alvarez
NMLS 1523135
📲 480-869-3478
[email protected]

11/15/2023

Now that it’s official, I’m excited to announce to all my current and past clients, realtor partners, family and friends, my decision to join
Note. A Mortgage Agency ⭐️🏦

My new work home is led by two top industry veterans whose values, company culture and vision I look up to. 🤝 I’m also joining an exceptional team carefully put together to achieve the same goal: “… Clients first and a belief that doing the right thing is the only way to do it!” Craig Tann
I’m super grateful for this new opportunity 🙏🏼🙌🏼💛

I would also like take this time to thank my Fairway Mortgage family 💚. I will always value and cherish my time spent there, the knowledge gained and most importantly the long life friendships made.

Thank you to all of you who continue to support me along my journey! 🙌🏼🚀
I’ll be happy and honored to continue to help you in your homeownership goals and all real estate related projects. 🤓😊

11/13/2023

As Clients, Business Partners & Friends 🤓🙌🏼😊 Thank you always for your Support! ❤️

10/13/2023

🏡 House hunting tip: Ever heard of the 'window shopping' curse?
⏳It's when you fall in love with homes online, but when you get serious… reality hits like a ton of bricks.

😅 Let's avoid that disappointment!!

By getting pre-approved first:
1️⃣ It confirms your home-buying eligibility
2️⃣ spots potential hurdles early
3️⃣ confirms how much home you can really afford
4️⃣ gives you that 'no surprises' power and a solid idea of the monthly payments + 💰 needed at closing

take it from your friendly mortgage expert – pre-approve first, house-hunt later! 😉

Kat Alvarez
NMLS 1523135
📲 480-869-3478
[email protected]

09/25/2023

Are you a First Time Home Buyer? or Haven’t owned a Home in the past 3-5 years?🏡

These are 5 easy tips to help you start thinking and get started in the process! 💡✅

Kat Alvarez
NMLS 1523135
📲 480-869-3478
[email protected]

08/23/2023

How much are Closing Costs to buy a home? 🤔💵🏡

🔑 closing costs: Think of them as the 'welcome to homeownership' party! 🎉 These are the fees for services that make your home officially yours!

You’ve probably heard: “usually 3% off the purchase price of the home”
So a $260K Condo would have $7,800 in closing costs and a $550K single family home would have $16,500 in closing costs…?! big discrepancy….
In order to calculate the “closing costs” for a property, it’s important to understand what all is considered a “Closing Fee” or a “Pre-paid fee” and how much should each be based on: property type and location📍

⭐️ Closing Costs: one time fees, examples: lender fee, title fees, appraisal,
⭐️Pre-Paids: upfront payments for mortgage related expenses before they are due: home insurance, property taxes, HOA fees (when applicable).

Buying a home doesn't have to be a mystery. Let's chat about specific numbers for YOUR purchase, I will help confirm what the total closing costs may look like based the property you’d like to purchase and the location of it 🏠💼 Send a DM to get started!

Kat Alvarez
NMLS 1523135
📲 480-869-3478
[email protected]

Address

Las Vegas, NV

Telephone

+14808693478

Website

https://linktr.ee/alvarezteam

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