Derek Fricke Home Loan Specialist

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10/31/2026

👻 HAPPY HALLOWEEN 🎃

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546
Licensed States: AL, KS, MA, MO, OR, SD

Loan officers: who’s in your corner when a file gets complicated?A self-employed borrower. An investor with a unique sce...
10/29/2026

Loan officers: who’s in your corner when a file gets complicated?

A self-employed borrower. An investor with a unique scenario. A client whose situation needs a closer look.

Those conversations are where support and loan options matter.

At All Western Mortgage, we offer accessible leadership, help working through challenging scenarios, and a broad range of loan programs to explore for your clients.

I’d love to hear how you work, what you’re building, and what support would make a difference in your day.

Contact me for a no-pressure conversation.

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546

10/28/2026

Thinking about buying an Airbnb? 🏡 Before you fall in love with a property, make sure short-term rentals are allowed and find out what permits are required.

I can help you figure out where to start. Give me a call, and let’s talk about your plans!

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546
Licensed States: AL, KS, MA, MO, OR, SD

🏡 You’ve saved for the down payment, but what’s left after closing?When applying for a mortgage, you may hear the term “...
10/27/2026

🏡 You’ve saved for the down payment, but what’s left after closing?

When applying for a mortgage, you may hear the term “reserves.” These are eligible funds or assets you’ll still have available after your down payment and closing costs are paid.

💰 Reserves help show you could continue making your mortgage payments if your income were interrupted.

✅ Some loans require them; others may not.
✅ Requirements depend on your loan and property.
✅ Certain investment or retirement assets may qualify, too.

Planning your home purchase means looking beyond closing day. Let’s talk about your down payment, closing costs, and the financial cushion you’ll have afterward.

Contact me to build a plan for your next move.

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546

10/26/2026

Loan officers, hearing “we don’t do that” too often? At All Western Mortgage, I have access to a broader range of loan options to help tackle challenging scenarios and serve more borrowers. 🏡

Want to see what that could mean for your business? Give me a call, and let’s talk!

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546
Licensed States: AL, KS, MA, MO, OR, SD

🎃 WHAT’S HAPPENING THIS WEEKEND IN KC?October 23–25Looking for some Halloween fun? Here are three events to add to your ...
10/23/2026

🎃 WHAT’S HAPPENING THIS WEEKEND IN KC?
October 23–25

Looking for some Halloween fun? Here are three events to add to your weekend plans!

🧙 BEATS & BROOMSTICKS
Friday, October 23 | 5–9 PM
📍 Zona Rosa’s Central Park
Enjoy trick-or-treating, music, food trucks, and photos with the Sanderson sisters. Stay for Hocus Pocus at 7 PM!

🚚 TRUCK OR TREAT
Saturday, October 24 | 8–11 AM
📍 Lenexa Municipal Services Service Center
7700 Cottonwood Street
Explore big trucks, watch construction equipment smash pumpkins, and collect treats! Wear a costume and bring a candy bag. FREE admission.

👻 BOO AT THE ZOO
Saturday & Sunday, October 24–25 | 9:30 AM–5 PM
📍 Kansas City Zoo & Aquarium
Bring the kids in their family-friendly costumes for a not-so-scary trick-or-treating adventure! Activities are included with Zoo admission or membership.

What’s on your weekend calendar? 🍬

Have home financing questions between the fall festivities? Contact me - I’d love to help you plan your next move!

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546
Licensed States: AL, KS, MA, MO, OR, SD

Mortgage professionals: Are you thinking about what’s next for your business?Changing companies is a big decision. If yo...
10/22/2026

Mortgage professionals: Are you thinking about what’s next for your business?

Changing companies is a big decision. If you’re curious about a broader mix of loan programs or want to explore whether another platform fits your goals, I’m open to a straightforward, no-pressure conversation.

At All Western Mortgage, our options include conventional, government, jumbo, investor and non-QM programs. Let’s talk about your business, the clients you serve and what you want your next chapter to look like.

Reach out and let’s see if it could be a fit.
Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546
Licensed States: AL, KS, MA, MO, OR, SD

10/21/2026

Realtors, many homeowners with low mortgage rates are hesitant to move - and I understand why. I also have financing options that may help some first-time buyers manage affordability, including an EEP product that may allow a higher debt-to-income ratio and a longer loan term. Eligibility and terms vary.

Want to learn more about the options available to your clients? Let’s have a conversation today.

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546

Your borrowers are not one-size-fits-all. Your loan options shouldn’t be either.Every buyer’s financial picture and goal...
10/20/2026

Your borrowers are not one-size-fits-all. Your loan options shouldn’t be either.

Every buyer’s financial picture and goals are different. That’s why it helps to look at more than one type of financing.

At All Western Mortgage, we offer options that include:
- Conventional loans
- Government programs, such as FHA, VA and USDA
- Jumbo financing for higher loan amounts
- Investor loans for real estate purchases
- Non-QM options for borrowers whose income or documentation needs a different approach
The right fit depends on the borrower, the property and the full financial picture. I’m here to help you explore the options.

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546
Licensed States: AL, KS, MA, MO, OR, SD

10/19/2026

Dreaming of building a home but concerned about the down payment? All Western Mortgage offers VA and USDA construction loan options that may allow eligible borrowers to put 0% down, and FHA options with as little as 3.5% down. Loan eligibility and terms vary.

I’d be happy to talk through your options. Give me a call, and let’s see what may work for you!

Derek Fricke, Branch Manager
ALL WESTERN MORTGAGE
702-215-9282
[email protected]
www.allwestern.com
NMLS #133546

Address

8700 State Line Road Suite 340
Las Vegas, NV
66206

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