Lisa Czajka - NMLS ID# 252883

Lisa Czajka - NMLS ID# 252883 Lisa Czajka
Mortgage Loan Advisor, CMPS
NMLS ID # 252883 Personally, I'm a wife, a mom of three and Babcia (grandma) of the two cutest kids ever born.

I've been a licensed mortgage loan originator for over 20 years, and I help people buy and refinance residential loans in California, Nevada and Washington. I love cooking, reading, yarn arts and the Vegas Golden Knights!!!

06/02/2026

It's happening!!!!!! My boys are in the finals again. Make sure you're tuned in for game one tomorrow so you can join me in cheering them to victory!!!!

Go. Knights. Go.

There’s something about that first meal that makes a new place feel different. It’s one of those simple moments where a ...
05/27/2026

There’s something about that first meal that makes a new place feel different. It’s one of those simple moments where a house starts to feel more familiar and lived in.
https://myoc.io/lenderlisa

A quiet truth about divorce settlements:The largest asset on the marital balance sheet is almost always the home. And th...
05/26/2026

A quiet truth about divorce settlements:

The largest asset on the marital balance sheet is almost always the home. And the largest unmanaged risk in the settlement is almost always — the home.

Not because anyone is being careless. Because the home sits at an intersection most divorce teams aren't built to cover on their own: family law, tax planning, mortgage qualification, title, credit, and timing. Miss one, and language gets written that won't fund.

This is the lane I work in.

As a Certified Divorce Lending Professional (CDLP®), here's what I bring to your team:

• Buy-out and refinance scenarios modeled before settlement language is locked
• Mortgage qualification stress-tested against the actual decree
• Title, credit, and fraud exposure flagged early — not discovered later
• A coordinated handoff with the financial and tax professionals
• A housing plan the client can actually live in post-decree

The Divorce Lending Association calls this a "settlement-ready" approach. I call it the difference between a decree that closes and a decree that holds.

If you're building a divorce team and the home is on the list — there's a seat for me. Reach out directly and let's set up a conversation. I'll show you exactly how I integrate into your existing workflow.

Today is a time to pause and remember those who gave their lives in service to our country.Their sacrifice is not forgot...
05/25/2026

Today is a time to pause and remember those who gave their lives in service to our country.

Their sacrifice is not forgotten.
https://myoc.io/lenderlisa

The homebuying process doesn’t always follow a perfect sequence. Some steps may move faster, while others may take longe...
05/22/2026

The homebuying process doesn’t always follow a perfect sequence. Some steps may move faster, while others may take longer than expected.

Staying open to how things unfold can help the process feel more manageable as it moves forward.
https://myoc.io/lenderlisa

The down payment is often the first number that comes to mind when buying a home, but it’s not the only expense to plan ...
05/20/2026

The down payment is often the first number that comes to mind when buying a home, but it’s not the only expense to plan for. Closing costs are part of the process, too, and they can vary depending on the loan, location, and purchase structure.

Understanding how everything works ahead of time can help make the overall plan feel more complete and easier to navigate.

Read the full breakdown: pmrloans.com/blog
https://myoc.io/lenderlisa

In my work with divorcing clients, I've seen too many settlements fall apart months after the decree — a refinance denie...
05/19/2026

In my work with divorcing clients, I've seen too many settlements fall apart months after the decree — a refinance denied, a buyout that turned out to be unfundable, a spouse who qualified for the home but couldn't actually carry it.

The common thread? The property and lending analysis happened after the agreement was signed, when there was no room left to fix it.

This article walks through how the Divorce Mortgage Planning & Real Property Report brings that analysis forward — so attorneys, mediators, and financial neutrals are working from one document that reflects what the lender will actually support.

Worth a read if you handle divorce cases involving a home: https://bit.ly/49cE665

05/19/2026

To the one who made me a mommy so many (SO many!!!!) years ago, I say happy birthday! is many things...a talented hair professional, a loyal friend, the world's most fluent potty mouth and above all else, one of the greatest mothers ever. I sure do love you, Tata, and look forward to celebrating you this year and for many more to come.

Recognizing those who serve and the families who stand beside them.Your commitment and sacrifice do not go unnoticed.htt...
05/16/2026

Recognizing those who serve and the families who stand beside them.

Your commitment and sacrifice do not go unnoticed.
https://myoc.io/lenderlisa

After a long day, having a place to step away and reset can make a difference.A home often becomes the space where energ...
05/15/2026

After a long day, having a place to step away and reset can make a difference.

A home often becomes the space where energy is regained, routines slow down, and things feel a little more balanced again.
https://myoc.io/lenderlisa

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Las Vegas, NV

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