Life Insurance & Tax free Retirement
Mortgage life insurance is a life insurance policy that provides your loved ones with a death benefit to pay off your mortgage when you pass away. It's an investment in peace of mind. You can rest easy knowing that your family will never lose their home, even if the unthinkable should occur. Davis & Associates has many flexible life insurance policies with top
-rated insurance companies so we can find a plan that will fit your budget and your needs. Our policies are term policies in which the term matches the term of your mortgage. We also have plans that can return all of your premiums at the end of the term of the policy. Many of our policies will even waive your premiums if you become unemployed. Unlike mortgage insurance offered by mortgage lenders, the recipient of your mortgage protection life insurance policy benefits is your family, not the mortgage lender. These life insurance policies are also portable, so if you move, your policy moves with you without any requalification. In most instances, you can apply for coverage without having to undergo a medical examination - all you have to do is answer the questions on the application. Although we don't like to admit it, death is something we'll all have to deal with. Your family has everything to lose by failing to plan for it, and everything to gain by being prepared. Term life insurance plans offered by National Agents Alliance protect your loved ones, allowing life to go on without the risk of extreme financial burden. Term Life Insurance Services:
Get up to $1 million in coverage
Ensure that funeral, burial, medical bills and other costs are covered
Provides coverage of financial responsibilities for the insured, including their income for few years
Affordable options that can be customized to your needs
Insure your spouse, your children, and yourself in one plan
Compared to whole life, term life insurance policies generally have a much higher death benefit
Choose your term length, from 10 to 30 years (or somewhere in between)
Earn interest on your premiums
Receive a refund of all your premiums when the policy expires
To talk to one of our specialists here at Davis & Associates about these and other benefits of our term life insurance plans, call our toll-free number today (888)826-7568 so we can provide you with a free quote. Let Davis & Associates help you customize a retirement plan that works with your specific needs and budget to offer you tax-free retirement income. One of the biggest benefits of an indexed universal life insurance policy is its flexibility. You will continue to meet with your retirement specialist each year to make sure that, as your retirement needs change, your tax-free retirement plan continues to meet your needs. Let your retirement specialist help you make your retirement income goals a reality! Davis & Associates Tax-Free Retirement Insurance Services
Tax-Free Retirement Income. Life insurance is one of the very few vehicles that can provide you income in retirement that is 100% income tax-free. You can use this tax-free income for anything, like funding a child's college education, providing them a down payment on their first home, or any other needs. In addition to saving money for future tax-free income needs, your life insurance policy provides a significant death benefit that will go to your beneficiaries income tax free in the event of your premature death. Upside Market Potential with Zero Market Risk. Your indexed universal life insurance policy gives you the opportunity to earn interest on your premiums that will increase as the market increases, but will never decrease due to a market downturn. Market Gains Cannot be Lost in the Future. As you earn interest on your cash value in the life insurance policy, those interest gains are locked in & cannot be lost in the future if the market has a loss. Premiums may be increased or decreased. Your death benefit may be increased or decreased. Therefore, as your needs change, your policy can change with them. Probate Avoidance. Your life insurance policy will bypass the lengthy and potentially expensive probate process so your loved ones can access the funds quickly when you pass away. To learn more about the benefits of tax-free retirement with indexed universal life, contact us today by by calling our toll-free number (888)826-7586
Final Expense Insurance:
Planning ahead with final expense insurance will ensure that your family won't have to deal with the financial burden of your funeral and other outstanding bills. We can help you get coverage with face amounts from $1,000 to $50,000 to protect your family's financial future. The National Funeral Directors Association has stated that the median cost of a funeral with a vault is more than $8,000 and is likely to increase over time. Have you taken the necessary steps to ensure that your family, spouse and children are not burdened with these expenses? Final Expense Insurance Services
Up to $50,000 in covered final expenses
Many of our carriers offer coverage with no medical exam
Optional coverage for children and grandchildren
Use your final expense insurance money early if you're diagnosed with a critical or terminal illness
Level premuims available that will never increase as you get older
Coverage available for smokers and those with health issues
Many people may not be aware of these expenses and how to apply with the insurance companies that will help them solve these family issues. If you have inadequate savings in place, it is important for you to apply for these benefits. To learn more about these and other benefits of our final expense insurance plans, please call our toll-free number (888) 826-7568
