Yuliya Nedilko - Mortgage Loan Officer I NMLS 1813148

03/04/2026

The U.S. housing shortage has officially surpassed 4 million homes, and it's not getting better anytime soon.

A new analysis reveals that more than a decade of underbuilding has pushed the cumulative supply gap to 4.03 million homes in 2025, with young adults bearing the brunt of the crisis. Nearly 1.8 million Millennials and Gen Zers are unable to form their own households due to soaring costs and scarce supply, and the median age of a first-time buyer has hit an all-time high of 40. Even under the most optimistic building scenarios, closing the gap would take roughly seven years.

But there are signs of progress, construction is ticking up in key regions, new home affordability is improving, and the conversation around zoning and permitting reform is louder than ever.

03/04/2026

Good news on the horizon⤵️

A group of Senate Democrats introduced a bill to exempt home construction materials from tariffs, a move the National Association of Home Builders has pushed for.

S. 3943 would automatically exempt a list of building materials from current and future tariffs. It would also require the Department of Commerce to create a process for companies to apply for tariff exemptions.

03/04/2026

…And good and trusted mortgage broker added to the list 🙋‍♀️

Starter homes can be tricky, especially with prices high and inventory limited. The right guidance can help first-time buyers avoid costly mistakes and make confident decisions. 🏡

Tune in to the latest episode of Real Estate Today for valuable insights. 🎙️
https://www.nar.realtor/real-estate-today?cid=sm_RET2271

03/04/2026

In today’s market, buying a starter home is not just about the short term. It is about making a smart move that can build long-term value over time. Listen to the latest episode of Real Estate Today for expert advice on navigating today’s market and making the most of your first purchase.

https://www.nar.realtor/real-estate-today?cid=sm_RET2274

03/04/2026

Slowly but surely things finally started to shift… %📉

Mortgage rates fell below 6 percent on Thursday for the first time in over three years, marking an opening for home buyers as inflation cools. Story 🔗 below.

11/07/2024

Trump is victorious, and the housing market has already seen an impact. Here's our story on the administration's expected housing agenda and where mortgage rates are going.

11/06/2024

So, you’re ready to find your first home. But where do you begin? And what resources are available to help you? Here’s what you need to know as you embark on your homeownership journey.

11/06/2024

Applying for mortgage shouldn’t be complicated when working with mortgage professional. Want to learn more? DM for details

10/28/2024

Today is spooky but mortgages don’t have to be. Give me a call today to find out how I can make your homebuying process sweet!

10/26/2024

Have you ever wondered why people choose to work with a mortgage broker? It's because we provide personalized service that banks often can't. We're here to listen to you, understand your needs and find a great mortgage solution for you. How can we help you? 🏘️
Your Mortgage Advisor ☎️