Cresta Advisors

05/29/2026

529 Day 🎓
A small step today can help create more options tomorrow. If education is part of your goals, it’s worth having a plan.

05/28/2026

Most parents think the last tuition check means game over for college. The data says it's halftime.

50 percent of parents with adult children still provide regular financial support, spending $1,474 a month to do so. That's more than twice what they're putting toward their own retirement.

Here's what "just helping out a little" actually looks like:

✅ 75 percent of parents aged 45+ are financially supporting at least one adult child, even though over half of those children can meet their own basic needs, according to a 2025 AARP survey.

✅ 42 percent of supporting parents report financial stress. 9 percent have retired early because of it.

✅ 47 percent say they've sacrificed their own financial position for the sake of their kids.

✅ 18 percent say the support could continue indefinitely. They don't see an end in sight.

This isn't about being less generous. It's about being intentional.

Whether your kid just graduated, graduated five years ago, or is still in school, the question is the same: Is your support happening by design or by default?

That's worth a conversation.

05/21/2026

A big congratulations to the Class of 2026, your hard work, late nights, and perseverance have led you to this moment.
As you step into this next chapter, remember: the financial habits you build today can shape your future tomorrow. Start small, stay consistent, and think long-term.

We’re cheering you on every step of the way. 👏

05/09/2026

Happy Mother’s Day to all the moms, stepmoms, grandmothers, and mother figures who have shaped who we are. Long before we understood money, they were teaching us the principles behind it, what matters, how to give, and why responsibility matters. For all the times you guided us to make the right decisions… thank you, Mom. 💛

05/08/2026

Stocks surged in April, delivering their strongest monthly gains in five years as solid economic data, easing geopolitical tensions, and upbeat first-quarter earnings lifted investor sentiment. The Nasdaq climbed 15.29%, the S&P 500 rose 10.42%, and the Dow gained 7.14%, while Canada’s S&P/TSX Composite added 3.65%. With no Fed meeting in May, attention turns to remarks from Fed officials and how evolving economic data may shape expectations moving forward. From \$34.1 billion in U.S. spending to the popularity of Mother’s Day dining and gifts, this month’s By the Numbers highlights how families celebrate the occasion.

Monthly Market Insights | May 2026 U.S. and Canadian Markets Stocks surged in April, notching their best month in five years as investors cheered upbeat economic news, efforts to lower tensions in the Middle East, and first-quarter results. The Nasdaq Composite rose an eye-catching 15.29 percent, wh...

05/04/2026

Behind every small business is someone who chose to believe in their vision.
This National Small Business Week, we recognize the dedication, resilience, and long hours that don’t always get seen, but make all the difference.

04/27/2026

This weekend, Cresta Advisors had the opportunity to participate in the That’s How We Roll Tournament hosted by United Way of Laredo 🎳

We appreciate Diego Lucatero , Sophia L Martinez , Karla Peña & Jeronimo A. Martinez for representing Cresta Advisors at this meaningful event.

Grateful to be part of something that brings our community together for a great cause!

04/23/2026

Manuel E. Garza and Jeronimo A. Martinez, attended the 54th Annual County Treasurers Continuing Education Seminar hosted by the Texas Association of Counties. Proud to represent our Public Funds Division as we remain committed to staying informed, and aligned on how we serve our communities. Grateful for the opportunity to connect with new faces, reconnect with familiar ones, and serving new communities.

04/16/2026

Financial stress is real, and more common than you think.
The right strategy doesn’t promise outcomes, but it can turn uncertainty into a clear path forward.
This April, focus on clarity over worry.

04/07/2026

U.S. stocks slipped in Q1 as AI disruption fears and Middle East tensions rattled investors. The S&P 500 fell 4.63%, the Nasdaq dropped 7.11%, and the Dow lost 3.58% — though six of eleven S&P 500 sectors still finished in the green, led by Energy's standout 37.91% gain. As the weather warms up and spring gets us outside, it turns out Americans are right there with you — over 181 million U.S. residents participated in outdoor recreation in 2024. Check out this month's by-the-numbers for more on the outdoor recreation economy.

Quarterly Market Insights | April 2026 U.S. and Canadian Markets Stocks fell in the first quarter amid concerns that artificial intelligence (AI) could disrupt certain industries and geopolitical issues that unsettled investors. The Dow Jones Industrial Average lost 3.58 percent while the Standard &...

04/03/2026

Small choices today can shape their financial future tomorrow. ☕
It’s not just about money, it’s about habits, decisions, and understanding the bigger picture.
What’s one money lesson you wish you learned sooner

Please consult with a tax and finance professional before making any decisions.