06/16/2026
Mark owns a small construction company with 12 employees. He had great safety records, trained his team well, and always put safety first.
Then one Tuesday morning, one of his framers fell off a ladder and broke his leg.
Suddenly Mark was facing hospital bills, lost wages, and potentially a lawsuit that could bankrupt his entire business.
Here is the truth every business owner needs to hear. If you have employees and do not have workers compensation insurance, you are gambling with everything you have built.
Workers compensation covers:
• Medical expenses for work injuries and illnesses
• Lost wages while employees recover
• Ongoing care and physical therapy
• Disability benefits for serious injuries
• Funeral costs if tragedy strikes
• Protection from employee lawsuits
This is required by law in most states. More importantly, it protects your people and your business. Without it, one accident can undo years of hard work.
Do you have workers compensation coverage for your team? Comment below if you are covered or message me if you have questions.