SBOA Tenant Insurance

10/16/2026

We’ll see you in Austin.

SBOA Insurance is heading to TSSA’s Big Ideas in Storage Annual Conference and Trade Show, Nov. 4-6 at the JW Marriott in Austin, as TSSA celebrates 40 years.

David Myers, President of SBOA, and Priscilla Brito, Commercial Lines Producer, will be at Booth #109.

Stop by to talk through:
- Tenant insurance programs built to drive participation and protect revenue
- Commercial property coverage structured for storage facilities, not generic policies
- Increasing your facilities' NOI

Let's talk about solutions for your facility.

Want time locked in before the floor gets busy? Email [email protected] to set up a meeting.

Booth #109. See you in Austin.

10/16/2026

Atlanta, we’re on the way.

SBOA Insurance will be at MSM’s THE Show, Nov. 4-6 at the Georgia World Congress Center.

Damon Emerson, VP of Self Storage Solutions, and Brittany Rising, Account Supervisor, will be at Booth #729 all three days.

Stop by to talk through:
- Tenant insurance programs built to drive participation and protect revenue
- Commercial property coverage structured for storage facilities, not generic real estate
- How the right program turns insurance into an NOI line item instead of an expense

No pitch deck required. Bring your toughest coverage question.

Want time locked in before the floor gets busy? Email [email protected] to set up a meeting.

Booth #729. See you in Atlanta.

10/14/2026

🌴 Less than a week out: the FSSA Executive Summit 2026, October 20 to 21 in Tampa.

Here is what Florida operators keep telling us heading into this one:
✅ Property premiums climbing while carrier appetite for wind and hurricane exposure keeps tightening
✅ Tenant protection programs that never got revisited as unit values went up

David Myers, President, and Damon Emerson, Vice President, Self Storage Solutions, will be on site both days to walk through what a program built specifically for self-storage looks like, including Commercial Property and Fortified Tenant Insurance.

A few meeting slots are still open. Email [email protected] to claim one before we land in Tampa.

10/12/2026

Over 75% of self-storage facilities in a recent Nashville analysis reported theft or burglary within a single year.

Gates, cameras, and keypad access matter. But they can’t stop every loss.

Here’s the gap many tenants don’t see: your commercial property policy protects the facility, not what’s inside the units. And most homeowners or renters policies only cover a small slice of off-premises property.

A strong tenant insurance program closes that gap, and it works for your business too:
✅ Clarifies responsibility for stored goods and reduces disputes
✅ Builds tenant trust from day one of the rental
✅ Creates a recurring revenue stream
✅ Pairs with your property coverage for a complete risk strategy

The difference comes down to the provider. Look for self-storage expertise, simple enrollment, transparent terms, and claims support that doesn’t leave your managers stuck in the middle.

Our new guide breaks down coverage, exclusions, and how claims actually work, so you and your team can answer tenant questions with confidence.

📖 Read the full guide: https://hubs.li/Q04zP3V70

Protect stored belongings with the right tenant insurance. Learn about coverage, claims, exclusions & expert self-storage insurance solutions | SBOA Insurance

10/09/2026

🌪️ For self-storage owners and operators along the Gulf Coast: now is the time to prepare.

Hurricane Isaias is forecast to bring damaging winds, heavy rainfall, and storm surge to portions of the Gulf Coast. A few precautionary steps today can help protect your facility, your tenants, and your business operations

Before the storm arrives:
✅ Secure gates, signage, and loose outdoor items
✅ Clear drains and inspect roofs for potential vulnerabilities
✅ Back up security footage and critical business records
✅ Test generators, access control, and monitoring systems
✅ Document facility conditions with photos and video
✅ Communicate storm preparedness expectations to tenants

The facilities that recover fastest are often the ones that prepared before landfall.

At SBOA Insurance, we're committed to helping self-storage owners protect what they've built and minimize disruptions when severe weather strikes.

Stay safe. Stay prepared.

10/09/2026

Florida operators: the risks on your property aren’t the same as they were five years ago.

Hurricane exposure, rising property values, tenant protection gaps, and tighter carrier appetite are reshaping how self-storage facilities need to be insured.

That’s exactly what we’ll be talking about at the FSSA Executive Summit 2026, October 20-21 in Tampa.

David Myers, President, and Damon Emerson, Vice President, Self Storage Solutions, will be on site and available to meet with owners and operators who want to:

✅ Review Commercial Property coverage built specifically for self-storage, including wind and hurricane exposure
✅ Grow tenant participation and ancillary revenue with Fortified Tenant Insurance
✅ Get coverage designed for self-storage, not adapted from a general commercial policy

Spots are limited. Email [email protected] to book time with David and Damon.

See you in Tampa. 🌴

10/07/2026

We added a new tool to the SBOA Insurance website: an NOI Calculator for tenant insurance.

Here's what it does: enter your facility's unit count and rental rates, and it estimates the additional revenue your tenant insurance program could generate, based on real program economics, not rough guesses.

It's built for operators who want to see the financial impact of tenant insurance before rolling it out or evaluating their current provider.

Check it out: https://hubs.li/Q04zrRy20

10/05/2026

Same coverage. Same premium. Very different revenue outcomes.

Most self-storage operators assume all tenant insurance programs are basically the same, set it up, let it run, check the box. But there's a real difference between a passive program and a performance-based one, and it shows up directly in your NOI.

Passive programs get implemented once and rarely revisited. Enrollment isn't tracked. Staff training happens on day one and never again. Revenue share stays flat no matter how the program performs.

Performance-based programs work differently: continuous enrollment monitoring, ongoing staff training, compliance management, and a revenue structure that rewards growth.

Two identical 300-unit facilities, same starting enrollment rate. One plateaus. One keeps growing. That gap compounds every year.

Is your current program working for you, or just running in the background?

We break down the math (and give you a free 6-point health check) in our latest blog. Read it here: https://hubs.li/Q04z8bHQ0

See how tenant insurance can increase self-storage NOI, grow recurring revenue, and strengthen facility value through enrollment rates & enrollment math.

10/02/2026

October is Breast Cancer Awareness Month.

Chances are, someone in your facility, your ownership group, or your network of industry partners has been touched by this disease, whether they faced it themselves or supported someone who did.

We wanted to take a moment to acknowledge that. Not with a campaign, just a reminder that the people behind this industry, operators, owners, and partners included, are carrying more than day-to-day business. They're carrying real life.

If you or someone you know is navigating this, we see you. And if you're in a position to support research or someone going through treatment, even something small makes a difference this month.

09/30/2026

Nothing replaces getting everyone in the same room.

The SBOA Insurance team came together in person, and the energy was exactly what you'd hope for. Good food, better conversation, and a whiteboard's worth of ideas for what's next in self-storage.

Here's what stood out: this team genuinely cares about self-storage owners and operators, and about the solutions we can bring them. Not just policies, but real answers to the problems that keep operators up at night.

We've got some exciting things in the works. Stay tuned.