Eric Kittleson Agency - Country Financial

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We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when...
08/06/2026

We put together some information to help you understand the basics of a homeowners policy so you’re better prepared when you need to purchase or switch insurance providers. This information is not specific to COUNTRY Financial and is meant to provide a general overview.

◾ What is home insurance?
Home insurance is protection for your home and possessions. You pay your home insurer a premium and in exchange, they agree to pay for the cost to repair or rebuild your home if it’s damaged or destroyed by a covered event (these are outlined in your policy).
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◾ What does home insurance cover?
Home insurance provides protection against damage caused by sudden and accidental incidents. A standard home insurance policy will usually include three main types of protection:
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◾ Dwelling Coverage
Designed to repair or rebuild your main home structure, dwelling coverage is the main protection provided by home insurance.
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◾ Personal Property Coverage
Personal Property Coverage allows you to replace items such as electronics, furniture, clothing and other belongings.
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◾ Liability Coverage
Liability Coverage provides financial protection for you if someone is injured on your property or a member of your household causes damage to someone else’s property. Umbrella insurance is added liability coverage that goes beyond the limits of your existing car and home insurance.
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◾ What is a covered loss?
Covered losses are events, sometimes called perils, covered by homeowners insurance. Talk to your insurance agent about the covered losses contained in your specific home policy.
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◾ How much is home insurance?
Factors affecting the cost of home insurance include: Location, age, size and condition of your home
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◾ How can I be sure I’m covered for a home insurance claim?
You choose how your property will be valued if you have a claim, and that affects the amount of coverage you have to rebuild. While it may vary by home insurer the levels of protection are actual cash value and replacement cost.
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We cover all this and more with our new and prospective clients. Call me for a quote today!

Storms can be scary, and it's natural to hope for the best.At the same time, a little preparation can make a big differe...
07/31/2026

Storms can be scary, and it's natural to hope for the best.

At the same time, a little preparation can make a big difference when it matters most. If preparing for severe weather is on your mind, I'm always happy to talk through any questions you may have.

Getting back on two wheels this summer?It’s easy to focus on where you’re headed—but making sure your ride’s covered sho...
07/24/2026

Getting back on two wheels this summer?
It’s easy to focus on where you’re headed—but making sure your ride’s covered should be part of it too.

A quick look now can help avoid surprises later, so you can focus on the road ahead.

*whistle blow* It’s time to make some calls.
07/16/2026

*whistle blow* It’s time to make some calls.

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Ba...
06/25/2026

If you’ve ever thought that you may not have enough life insurance, you’re not alone. According to the 2025 Insurance Barometer Study Report, 25 million Americans feel that they are underinsured, while 74 million Americans don’t have any life insurance at all.

So, what stops us from getting the coverage we know we need? Cost, or more accurately, perceived cost. Historically, nearly three-quarters of Americans overestimate the cost of a basic term life insurance policy. It’s worth noting that respondents, 35 and under, who said they were healthy overestimated the price of life insurance 7-10x the actual cost.

The truth is the right life insurance for your needs might be more affordable than you think. Learn more about life insurance and what options are available to you at countryfinancial.com/life.

we know a thing or two about keeping families protected through all stages of life. We’ve been at it for over 100 years. Follow us for more on how to protect what matters most.

Every small business has its own unique personality, which is why you need custom insurance to protect all you have work...
06/18/2026

Every small business has its own unique personality, which is why you need custom insurance to protect all you have worked to achieve. Do you have the right protection for yours? Here’s what you should ask yourself.

• When was the last time you reviewed your policy with your current insurance carrier?
• If your business was destroyed, would your current insurance be enough to replace all your property, including your inventory?
• Will your current liability limits protect your assets in a lawsuit?
• How are your customers protected against credit card fraud?
• Do you have coverage that protects your customers' property when it's in your care?
• Do your subcontractors have certificates of insurance listing you as an additional insured?
• When was the last time you took a tool and materials inventory? Do you have proper coverage for those items?
• Do you need to protect your business for electronic data breaches?

We handle insurance and financial services for over 45,000 small businesses, and we’ve filled plenty of coverage gaps that help owners get back to doing what they do best – running their business.

Contact me today to learn about how I can help secure your business.

Has it been a while since the last time you evaluated your life insurance needs? If life has been flying by and some big...
06/17/2026

Has it been a while since the last time you evaluated your life insurance needs?

If life has been flying by and some big changes have happened, it’s a good idea to make sure you have enough coverage to keep your loved ones protected.

If you’re one of the millions of Americans who doesn’t have enough (or any) life insurance*, let's talk to change that today.

*Source: 2025 Insurance Barometer Study Report
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we’ve been protecting families and providing insurance to our clients since 1925. Follow us for more tips on ways to protect what matters most.

Travel worry-free. Your home and car insurance may cover roadside help, rental cars, guest drivers and theft or damage a...
06/11/2026

Travel worry-free. Your home and car insurance may cover roadside help, rental cars, guest drivers and theft or damage away from home. See the details here and call me to talk about your home and car insurance coverage.

06/04/2026

Life changes fast. Has your life insurance kept up with you?

Whether you’ve welcomed a new child or bought a new home, there is no better time than right now to reevaluate your needs and make sure you have proper protection. With the right policy, you can have peace of mind knowing your loved ones are protected without throwing off your budget. Let's talk!

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we're committed to helping you protect your today and plan for your tomorrow. Follow us for more on how you can protect the life you love.

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-...
06/04/2026

Buying a house for the first time is overwhelming. Getting home insurance is just another cherry on top of that largest-purchase-you’ve-ever-made-in-your-life-sundae.

We make it easy with experts that get you the home, auto, and any other insurance you need so you can feel confident knowing you’re covered.

has been protecting homeowners since 1925. Follow us for more on how you can protect the things that matter most.

Address

7904 Lakeville Boulevard
Lakeville, MN
55044

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+19526575051

Website

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