Adams & Associates - Hawaii

Adams & Associates - Hawaii We are a Commercial Insurance broker providing Property & Casualty insurance programs for businesses In addition to insurance products.

We offer business insurance products in the State of Hawaii. We also offer a program called Legal Shield and ID Shield. These services help businesses, their employees and individuals to protect their legal rights to affordable legal assistance when they need it the most.

BIG ISLAND RESIDENTS & BUSINESSES : Prepare now for Hurricane Nolo.High wind, flooding, mudslides and high surf are pos...
09/24/2026

BIG ISLAND RESIDENTS & BUSINESSES : Prepare now for Hurricane Nolo.

High wind, flooding, mudslides and high surf are possible, and conditions can change quickly. The Central Pacific Hurricane Center says: “The time to prepare for significant heavy rain and flooding impacts on the Big Island is now, as heavy rain becomes more likely by Thursday and Friday.”

Secure your home, business, farm or property. Clear drains and gutters, protect important records and inventory, move vehicles and equipment to higher ground, charge devices and plan for power outages. Know evacuation routes, and stay away from shorelines, floodwater and steep terrain as conditions worsen.

Have a go-bag and two weeks of food, water and medication for everyone in your household, including pets. Sign up for Hawaii County Civil Defense alerts.

Follow official updates from NOAA, the Central Pacific Hurricane Center, the National Weather Service and Hawaii County Civil Defense.

Maui County residents and businesses: PREPARE NOW.Nolo may bring 5–10 inches of rain, with maximum amounts up to 20 inch...
09/23/2026

Maui County residents and businesses: PREPARE NOW.

Nolo may bring 5–10 inches of rain, with maximum amounts up to 20 inches, along with a high surf threat. Heavy rain, flooding, mudslides and dangerous shoreline conditions are possible. Forecasts remain uncertain, and conditions can change quickly.

Clear drains. Secure property and equipment. Move valuables and vehicles to higher ground. Charge devices and prepare for prolonged power outages.

Keep away from the shoreline and do not enter the water. Plan for everyone in your household, including pets, and follow updates from NOAA, the Central Pacific Hurricane Center, the National Weather Service and Maui County Civil Defense.

BIG ISLAND residents and businesses: PREPARE NOW!The Central Pacific Hurricane Center says: “The time to prepare for sig...
09/23/2026

BIG ISLAND residents and businesses: PREPARE NOW!

The Central Pacific Hurricane Center says: “The time to prepare for significant heavy rain and flooding impacts on the Big Island is now.”

Tropical Storm Nolo could bring high winds, dangerous flooding, mudslides and landslides, and life-threatening surf. A flood watch is in effect through Saturday afternoon, with 15–20 inches of rain expected and locally higher amounts possible.

Secure loose items, roofing, signage, equipment, and inventory. Trim vegetation. Clear gutters and drains. Move vehicles and valuables to higher ground. Check sump pumps and generators. Know your evacuation routes, and leave before conditions worsen.

Stay away from the shoreline and do not enter the water.

Prepare a go-bag, two weeks of food, water, and medication for everyone in your household, including pets. Charge devices and sign up for Hawaiʻi County Civil Defense alerts.

Forecast uncertainty remains, and conditions can change quickly. Follow updates from NOAA, the Central Pacific Hurricane Center, the National Weather Service, and Hawaiʻi County Civil Defense.

PREPARE NOW ... NOAA’s Central Pacific Hurricane Center is monitoring the remnants of Tropical Depression 15-E southeast...
09/23/2026

PREPARE NOW ... NOAA’s Central Pacific Hurricane Center is monitoring the remnants of Tropical Depression 15-E southeast of the islands. The system has a 60% chance of redeveloping within 48 hours and a 90% chance within the next week. Strengthening may begin tonight, and it could become Tropical Storm Nolo if it reaches tropical-storm strength.

NO WATCHES OR WARNINGS YET!

Rain could reach Hawaiʻi Island and Maui County as early as Wednesday. Total rainfall may range from a few inches to as much as two feet by week’s end. Summit wind gusts could exceed 70 mph on Hawaiʻi Island and 60 mph on Haleakalā late in the week. Flash flooding is an elevated concern in areas affected by Hurricane Lala in the Kaʻū District, while Kauaʻi continues recovering from Hurricane Lowell.

BEFORE CONDITIONS CHANGE:
• Review shelter and continuity plans.
• Trim loose vegetation and clear gutters, drains, and drainage areas.
• Prepare for extended power outages, including food, water, and medication for staff and pets.
• Safeguard and back up business records and essential contacts.
• Sign up for county Civil Defense emergency alerts.

Conditions may change quickly. Follow the latest updates from the National Weather Service and your county Civil Defense agency.

Hard work deserves a sweet break. 🛠️🍪Today, we’re celebrating Hawaii’s trades professionals, and the Rice Krispie treat ...
09/18/2026

Hard work deserves a sweet break. 🛠️🍪

Today, we’re celebrating Hawaii’s trades professionals, and the Rice Krispie treat that makes a well-earned moment even better.

Thank you to the electricians, contractors, builders, and skilled tradespeople who keep our communities moving. From general liability and workers’ compensation to commercial auto, tools and equipment, and bonding, a strong trade business deserves thoughtful protection.

Need to talk through your business insurance needs? Adams & Associates is here to help.

A power interruption can create operational and financial impacts. Is your Hawaiʻi organization ready to continue safely...
09/15/2026

A power interruption can create operational and financial impacts. Is your Hawaiʻi organization ready to continue safely?

Use this continuity checklist:

Communications: Keep staff, customer, and emergency contact lists current, with backup notification methods.

Refrigeration: Protect temperature-sensitive inventory and define monitoring, transfer, and disposal procedures.

Payments: Plan for payment outages, cash procedures, receipts, and secure transaction records.

Staffing: Prioritize employee safety, identify essential roles, and establish alternate work arrangements.

Vendors: Maintain current contacts for deliveries, supplies, transportation, and critical services.

Backup records: Confirm cloud access, maintain offline copies, and keep chargers and power banks ready.

Decision process: Set clear criteria for safe shutdown, limited operations, and reopening. Assign responsibility for each decision.

Identify critical operations, test backup procedures, and review your plan regularly. Discuss applicable business-income, extra-expense, equipment, and property considerations with an experienced insurance professional. No specific loss or interruption is automatically covered; policy terms and conditions apply.

A temporary closure can create more than repair costs.After fire, storm damage, utility interruption, equipment failure,...
09/11/2026

A temporary closure can create more than repair costs.

After fire, storm damage, utility interruption, equipment failure, or another event, a Hawaiʻi business or organization may also face lost revenue, continuing payroll, rent or loan obligations, vendor commitments, customer disruptions, and extra expenses to reopen or operate elsewhere.

Business-income and extra-expense planning starts before a loss. Review your policy and continuity plan with an experienced insurance professional. Understand applicable waiting periods, limits, deductibles, documentation requirements, and the financial records you may need to maintain.

Keep revenue, expense, payroll, lease, vendor, and other key records current. A clear plan can help your organization make informed decisions during an interruption: without assuming that any specific event or loss is automatically covered.

After a storm or other property loss, safety comes first: documentation comes next.Only when it is safe, preserve:• The ...
09/10/2026

After a storm or other property loss, safety comes first: documentation comes next.

Only when it is safe, preserve:
• The date and time of the damage
• Photos and video of affected areas
• Written notes describing what happened
• Emergency repair invoices, receipts, and repair estimates
• Inventory and equipment records
• Payroll and revenue records if operations are interrupted
• Communications with vendors, tenants, and service providers
• Utility outage information
• Relevant contracts and policy documents

Do not approach downed power lines or unstable structures. Contact emergency officials about urgent hazards.

Keep original records and back them up securely. Organized documentation can help your business and insurance professional evaluate the loss. It does not determine coverage, claim approval, reimbursement, or settlement.

Storm season is a good time to pause, prepare, and keep your Hawaiʻi business or organization moving forward.Before the ...
09/03/2026

Storm season is a good time to pause, prepare, and keep your Hawaiʻi business or organization moving forward.

Before the next system arrives:

☐ Monitor official forecasts
☐ Secure loose outdoor items
☐ Check gutters, drains, roofs, and equipment
☐ Confirm emergency contacts and business continuity plans
☐ Back up important records
☐ Review your property and business-interruption coverage with an insurance professional
☐ Check in on employees, clients, and neighbors when appropriate

Preparation strengthens resilience.

Hawaiʻi residents and businesses: Please stay alert as Hurricane Lowell remains a powerful major hurricane.In the latest...
09/03/2026

Hawaiʻi residents and businesses: Please stay alert as Hurricane Lowell remains a powerful major hurricane.

In the latest NOAA/National Hurricane Center and Central Pacific Hurricane Center advisory available September 3, Lowell’s center was near 13.3°N, 156.3°W, moving west at about 9 knots, with maximum sustained winds near 125 knots (145 mph) and gusts near 150 mph.

The forecast track and potential impacts to Hawaiʻi remain uncertain and can change. Large swells are expected to produce life-threatening surf and rip currents across portions of the Hawaiian Islands over the next several days, potentially increasing early next week depending on the track.

No coastal watches or warnings were in effect in the latest advisory. Continue monitoring conditions closely: this does not mean conditions are safe.

Review emergency plans, secure vulnerable property, avoid dangerous surf and rip currents, and follow updates from NOAA, CPHC, and local county agencies.

Official sources:
https://www.nhc.noaa.gov/
https://www.nhc.noaa.gov/gtwo.php?basin=cpac

Address

Lahaina, HI

Opening Hours

Monday 9am - 4:30pm
Tuesday 9am - 4:30pm
Wednesday 9am - 4:30pm
Thursday 9am - 4:30pm
Friday 9am - 4:30pm

Telephone

+18087579464

Website

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