Karlie Coker-Maven Risk Specialists

Karlie Coker-Maven Risk Specialists Auto, Flood, Homeowners, & Commercial Insurance

Challenges are opportunities in disguise.
04/06/2026

Challenges are opportunities in disguise.

Focus on the good, and good multiplies.
03/30/2026

Focus on the good, and good multiplies.

Let's compare the difference between Flood Insurance vs. Water Backup coverage.Flood Insurance-Rising water from OUTSIDE...
03/24/2026

Let's compare the difference between Flood Insurance vs. Water Backup coverage.

Flood Insurance-
Rising water from OUTSIDE
Requires a separate policy.

Water Backup Coverage-
Damage from sewer or drain backing up into the home.
Requires a policy endorsement/rider

Mondays are for fresh starts and fearless moves.
03/23/2026

Mondays are for fresh starts and fearless moves.

Happy Friday & First Day of Spring 🌸A new season is the perfect time to review your insurance coverage and make sure you...
03/20/2026

Happy Friday & First Day of Spring 🌸

A new season is the perfect time to review your insurance coverage and make sure you’re protected for whatever comes your way 🌦️

If your insurance renewal went up, your credit score might be one of the reasons 📈Many insurance companies use something...
03/19/2026

If your insurance renewal went up, your credit score might be one of the reasons 📈

Many insurance companies use something called a credit-based insurance score to help determine your premium. This isn’t the same as your regular credit score, but it’s based on similar factors like:

👉Payment history
👉Amount of debt
👉Length of credit history

Why does it matter?
Statistically, insurers have found that individuals with higher credit scores tend to file fewer claims. Because of that, better credit can mean lower premiums—while a drop in your credit could lead to an increase at renewal.

👉 The good news: it’s something you can improve over time!

If you’ve seen a rate increase and want to review your options, I’m always here to help 💬

📱337-270-6639
📩[email protected]

🏠 Breaking Down Homeowner Insurance Coverages🔵Dwelling Coverage- Protects the structure of your home (walls, roof, built...
03/18/2026

🏠 Breaking Down Homeowner Insurance Coverages

🔵Dwelling Coverage- Protects the structure of your home (walls, roof, built-in appliances) against perils like fire,lightning, hurricane, wind, or hail.

🔵Other Structures-Covers detached structures like garages, sheds, or fences.

🔵Personal Property- Protects your belongings (furniture, electronics, clothing) from theft or damage.

🔵Loss of Use / Additional Living Expenses (ALE)- Helps pay for temporary housing and extra living costs if your home is uninhabitable due to a covered loss.

🔵Liability Protection-Covers you if someone is injured on your property or if you accidentally cause damage to someone else’s property.

🔵Medical Payments- Pays for small medical bills if a guest is injured on your property, regardless of fault.

🔵Your deductible is the amount you pay out-of-pocket when you file a claim before your insurance kicks in.

💡 Tip: Not everything is automatically covered! Floods, earthquakes, and wear-and-tear usually need separate coverage.

Feeling lucky this St. Patrick’s Day? 🍀Make sure your home, car, and loved ones are protected too!A little luck goes a l...
03/17/2026

Feeling lucky this St. Patrick’s Day? 🍀
Make sure your home, car, and loved ones are protected too!
A little luck goes a long way with the right coverage. 🏡🚗
🍀

Keep watering your own grass — growth starts at home
03/16/2026

Keep watering your own grass — growth starts at home

Small steps every day lead to big results. It’s not about doing everything at once — it’s about doing something every da...
03/09/2026

Small steps every day lead to big results. It’s not about doing everything at once — it’s about doing something every day

Bloom where you are planted. Even in seasons that feel uncomfortable, you are still growing
03/02/2026

Bloom where you are planted. Even in seasons that feel uncomfortable, you are still growing

Flood damage is NOT covered under standard homeowners insurance.Yep — even if you’re not in a “high-risk” flood zone.In ...
02/24/2026

Flood damage is NOT covered under standard homeowners insurance.

Yep — even if you’re not in a “high-risk” flood zone.

In Louisiana, it doesn’t have to be a hurricane. One heavy rainstorm can cause major damage. 🌧️

Flood insurance is a separate policy — and it’s usually way more affordable than people think.

Before the next storm pops up on the radar… let’s run you a quote!

Address

100 Asma Boulevard Suite 100
Lafayette, LA
70508

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

Telephone

+13373622271

Website

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