The Retirement Money Matters Show

04/26/2026

Is now the time to roll with a Roth?

Understandably, people prefer to delay their tax payments as long as humanly possible. But with tax rates currently nearing historic lows, now may be the ideal time to act.

04/23/2026

Many people place a portion of their career earnings in a workplace 401(k), with the belief it will take cover their future financial needs.

What some don’t realize is the mounting tax burden that results from these traditional savings plans.

04/21/2026

Retirement is the time to do some of the things you’ve always wanted. But you’ll need a steady source of income to accomplish this.

Here are a few retirement savings strategies to help get you on track.

https://www.investopedia.com/retirement/how-much-you-should-have-saved-age/

Learn how early saving, retirement timing, and planning your retirement lifestyle can simplify your savings strategy for a secure and comfortable future.

04/18/2026

Feeling in the dark about the latest economic developments?

Tune into the Retirement Monday Matters Show for illuminating financial discussions between Brian Hayes and host Cynthia DeFazio.

04/12/2026

It’s widely believed you’ll drop to a lower tax bracket in retirement. However, that’s often not the case.

Taking care of your tax obligations now could spare you from much larger payments down the road.

04/09/2026

Millions of people use IRAs to save for and provide an income in retirement.

However, most of them don’t fully understand the plan they’re investing in, and therefore, leave money on the table. Here’s some basic info to help you fill in the blanks, along with ways you can learn more.

https://hayesadvisorygroup.com/wp-content/uploads/2026/03/3-8-2026-Weekly-Article.pdf

04/07/2026

Don’t let the taxation domino effect be the downfall of your retirement.

Later in life, Uncle Sam comes for his cut on your hard-earned savings. Being mindful about the timing and order of your withdrawals makes a big difference in how much you’re able to keep.

04/04/2026

Your tax return is more than just a stack of forms. It’s a full financial rundown of the year that was.

While it reflects where your money went in the past, the real value is helping us identify where it should go in the future.

03/26/2026

Retirement planning is not just about saving. It is about building an income you can rely on for the long term.

Learn how defining your income strategy can support confidence through different market cycles: https://hayesadvisorygroup.com/

03/24/2026

401(k) rollover decisions depend on timing, access needs, and personal goals. Learning the basics can help bring clarity to an important part of retirement planning.